Autoline Applying for car fi nance made easy!


Autoline is First Citizen’s online real time fi nance application system, accessed inside the motor dealers’ showrooms - it has been in operation for many years now. This system links the sales staff at the motor dealership directly with a team of underwriters at First Citizen Finance to ensure the customer receives a speedy response to their fi nance application. The system also provides instant fi nance quotations.


Doing business with First Citizen Finance through your local dealer is simple


1 Visit your local franchise motor dealer and choose your car, new or used


Motorplan


Planning for the car of your dreams? MotorPlan can get you started because it’s ‘Car Finance Made Easy’!


MotorPlan is for both private and business buyers alike. How does it work?


1 The customer simply puts down a minimum deposit against the vehicle


in the form of cash or a part exchange.


2 The outstanding amount is then fi nanced over a period of between


one to fi ve years with fi xed monthly repayments


3 Ownership of the vehicle is passed over to the customer once all


repayments have been made


It’s that simple. Finance is available for both new and used vehicles, subject to credit criteria. Right now, the Irish motor market is all


abuzz about PCPs, or Personal Contract Plans. However, the First Citizen Finance Personal Ownership Programme (POP), called ‘Simplicity’, is a bespoke product that allows the customer pay a deposit, fi nance the vehicle over 24, 36 or 48 months and then make a fi nal payment at the end of the period. Simplicity is designed to ensure that the deposit is reasonable, the monthly payments are aff ordable (and match the depreciation of the vehicle over the term) and that the fi nal payment is acceptable. The POP is designed to ensure that the customer has suffi cient value in his vehicle at the end of the term and can then use this equity as a deposit towards his next new car. Full details are available from First Citizen


Finance or your local motor dealer. Finance products, such as hire purchase,


lease and contract hire facilities, are also available for business users. Bespoke repayment terms can be tailored for each business customer depending on their specifi c requirements. Terms and conditions apply.


First Citizen Finance DAC is regulated by the Central Bank of Ireland. Registered in Dublin 518751 Auto Ireland 2018 7


5 Payment is then transferred to the dealer on your behalf without delay


6 Drive away in your new car!


2 Receive your competitive fi nance quotation


3 A fi nance application is then sent to First Citizen Finance via Autoline and


you will usually receive a decision within two working hours


4 Time to sign all necessary documentation at the supplying


dealership


Gerry Hargadon, Sales Director at First


Citizen Finance, is looking forward to the period ahead for the Irish motor industry: “New car sales for 2017 reached just over 131,500 registrations, down from 147,000 units in 2016. The sector has recovered strongly over the past three to four years and predictions for 2018 are similar to sales levels achieved in 2017. Opportunities for continued strong growth


in the sector still exist, notwithstanding the potential challenges presented by Brexit and the increased level of imports of used vehicles. So, with the economy still growing, the labour market expanding and the national car parc ageing, there are ample reasons to suggest continued growth in the new car market. There are over 25 brands of new vehicles


represented and available in the Irish market, many with new and improved models. Finance is readily accessible to ensure that customers can drive away in the car of their dreams. First Citizen Finance is here to help you


acquire your brand new or used vehicle. Make sure you get in touch.” AI


How to contact First Citizen Finance


Headquarters: Bloom House, Gloucester Square, Dublin 1.


Phone 01 884 6700 Email info@firstcitizen.ie Web www.firstcitizen.ie Twitter @FirstCitizen_ie Fax


01 884 6703


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