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INSURANCE
Your new REPs insurance scheme
In response to member requests the new scheme, administered by REPs and arranged through activity insurance specialists Jardine Lloyd Thompson Leisure, includes Personal Accident cover as standard - previously an additional cost option. It also
changes the basis of cover from “claims made” to “claims occurring” thereby ensuring the highest protection for members in the rare event of things going wrong.
The Personal Accident benefit, now included as standard, provides cash benefits in the event of you sustaining an injury during the course of your activities as an exercise professional which results in a temporary or
permanent disability that prevents you
from working. It is important to stress, however, that the cover only applies during the course of your activity as an exercise professional - cover does not apply to any injuries you may sustain away from work.
The switch to liability cover on a “claims occurring” basis provides improved protection for members and its significance should not be overlooked. Previously cover was only offered for claims if they were reported during the period of insurance. This meant if a client sustained an injury which seemed minor at first, and which therefore went unreported to the insurers, there was no liability protection if the client later took action against the member after the policy had expired. Jardine Lloyd Thompson Leisure were able to negotiate improved cover on behalf of REPs so that the new Insurance Scheme is issued on a “claims occurring” basis - ensuring no member insured under the new Insurance Scheme is left exposed to claims made after the policy expires or after the point when they have ceased working as an exercise professional.
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Since its re-launch last October the REPs Insurance Scheme has received tremendous support from our members..
comprehensive and competitive cover, and with the support of our specialist insurance providers, are committed to continuing to improve this valuable benefit to our members.
We’ll be running regular features on insurance in future issues of the Journal and would welcome any feedback you have on our existing policy, additional cover options you would like to see added, or general insurance questions, so get in touch via info@exerciseregister.org to let us know what you think.