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CHAPTER 16 Legal Guidelines and Business Considerations


8. What form is used to have the client acknowledge that they have been specifically informed about the risks associated with the activity in which they are about to engage?


A. Liability waiver B. Informed consent C. Agreement to participate D. Exculpatory clause


9. Personal trainers who provide training sessions to individuals and/or groups in clients’ homes or outdoor settings should check with their current insurance providers to see if they are covered for training in these settings or if they need to add a(n) _______________ policy to their existing professional liability insurance.


A. General liability insurance B. Keyman insurance C. Umbrella insurance D. Specific insurance rider


10. Which of the following would violate intellectual property laws?


A. Using music specifically purchased and licensed for use in fitness facilities during small- group personal training


B. ACE Certified Professionals listing their ACE certification on their business cards


C. Allowing clients the option to select their own music to be played during their in-home training sessions


D. Broadcasting television as a key component of your business without first acquiring a license for its commercial use


11. What is the recommended amount of professional liability insurance coverage that personal trainers should carry?


A. $200,000 B. $500,000 C. $1,000,000 D. $2,000,000


THE EXERCISE PROFESSIONAL’S GUIDE TO PERSONAL TRAINING STUDY COMPANION


American Council on Exercise


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