jha;tPL • ngg;gputup February 2017 Kjl jlit tPL thq;FNthUf;F cjtf;$ba jw;Nghija epfo;Tj; jpl;lq;fs;
Kjwl jlit tPL thq;FNthUf;F cjt rpy jpl;lq;fs; Vw;fdNt eil Kiwapl cs;sd. murhq;fKk; Kjl jukhf tPL thq;FNthiu Cf;Ftpf; fNt tpUk;Gfpd;wJ. mtw;wpl rpytw; iwg; ghHg;Nghk;.
tPL thq;Fgtupd; jpl;lk;:
Kjw;jukhf tPL thq;FgtHfs; jq;f Sila Nrkpg;ghd RRSP gq;fspg;ig Kw;gzf; nfhLg;gdTf;fhf tupf;fop tpd;wp gad;gLj;Jk; tha;g;ig murhq; fk; toq;fpapUf;fpd;wJ.
kj;jpa murpd; Kjl jlitahf tPL thq;Fgtupd; jpl;lj;jpd; fPo;> thq;Fg tH ve;j RRSP Nrkpg;gpypUe;Jk; $25,000 tiu gzkPl;Gr; nra;ayhk;. tPL thq;FgtH gzkPl;Gr; nra;tjw;fhd Nfhupf;ifapypUe;J 90 ehl;fSf;F Kd;dH me;jr; Nrkpg;Gfs; itg;gPL nra;ag;gl;bUf;f Ntz;Lk;. (cq;fs; mlkhd nfhLg;gduhl fdlh tU khd jpizf;fsj;jpd; tpz;zg;gg; gbtj;ij juKbAk; mlyJ tPL thq;FgtH ,izaj;jsk; %ykhf me;j T1036 gbtj;ijg; ngw;Wf;nfhs; syhk;.) ,e;j tl;baplyhj flid 15 tUlfhy vliyf;Fs; tPL thq;Fg tH kPsspf;f Ntz;Lk; vd;gij kd jpl itj;jpUf;f Ntz;Lk;. mj;Jld; VjhtJ tUlj;jpl ePq;fs; gzk; nrYj;jj; jtwpdhl> me;j tUlhe;jg; gzk; cq;fs; tUkhdj;jpl NrHf;fg; gl;L cq;fs; ,Wjpepiy tpfpjj;jpl tupf;F cs;shFk;.
,jpl ely nra;jp vd;dntdpl> jk; gjpaHfs; jq;fs; RRSP fzf;Ffspl ,Ue;J $l;lhf nkhj;jk; $50,000 tiu kPsg; ngw;Wf;nfhs;syhk;. ,J Kw;gzf; nfhLg;gdTf;Fg; ghupa gq;fspg;igr; nra;ayhk;. ,e;j tPL thq;Fgtupd; jpl;lj;jpw;Fj; jFjpngw thbf;ifahsUk; mtuJ tho;f;ifj; JizAk; tPL thq;Fgtupd; jpl;lj; ijg; ghtpg;gjw;F Kd;dH Fiwe;jJ 5 tUlq;fNsDk; ,Utupl ahuhtJ xUtH nrhe;j tPl;bl FbapUe;jpUf;ff; $lhJ vd;gijAk; kdjpl nfhs;s Ntz;Lk;.
Kjw;juk; tPLthq;Fgtupd; tupf; fld;:
fle;j ehd;F tUl fhyq;fspl nrhe; jkhf tPL itj;jpUf;fhj tPL thq;F gtHfs;> fdlh murhq;fj;jpd; nghU shjhu nraw;jpl;lj;jpD}lhf Kjw;juk; tPL thq;Fgtupd; tupf; flDf;Fj; jFjpAs;stHfs; Mfyhk;. ,e;jf; fld; $ 5>000 cld; me;j tUlj;jpd;
Kjl jlit tPL thq;F- NthUf;F cjtf;$ba jw;Nghija epfo;Tj; jpl;lq;fs;:
Mff; Fiwe;j kj;jpa muR tUkhd tup tPjj;jpd; ngUf;fkhf ,Uf;Fk;. cjhuzj;jpw;F> 2014d; Mff; Fiwe;j kj;jpa tUkhd tup
tPjk; 15% Mapd;> me;jf; fldpd; ngWkjp $750
KbahJ. mj;NjhL NtnwhU tPl;bl ngaiug; gjpT nra;J itj;jpUj;j Yk; $lhJ. mjhtJ ngw;Nwhupd; gz;iz tPl;bd; cWjpapl ,wg;G Mtzr; nryTfisj; jtpHg;gjw;fhf
Sk;;
-kNfrd; Rg;gpukzpak; - tpjpfSk; khwpdhYk; ,e;j epfo;
Tj; jpl;lk; Gjpa tPL thq;FNthH nrYj;j Ntz;ba kj;jpa murpd; HST gq;ifr; nrYj;j cjTtjw;fhf cUthf;fg;gl;Ls;sJ. tPL thq;Fg tH Gjpa tPl;Lf;fhd HST tupf; fop Tf;Fj; jFjpahdtuh vd mwpe;J nfhs;sNth> Njitahd tpz;zg;gg; gbtq;fSf;Nfh Service Canada tpd; ,izaj;jsj;ij ehlyhk;.
rf;jpiar; Nrfupf;ff;$ba tPl;likg;G:
tPL thq;FgtUf;F rf;jpiar; Nrfupf; Fk; tPl;likg;Gj; fopTfSk;; cz;L. KjyhtJ juk; tPL thq;FNthUf;F vdf; fl;Lg;ghL ,lyhtpl;lhYk;> ,e;jj; fopTfs;; epr;rakhf KjyhtJ jukhf tPL thq;FgtHfSf;F cjtp nra;Ak;.
kj;jpa kw;Wk; khfhzj; juq;fspl gytifahd fopTfs;; cz;L. cjhu zj;jpw;F> n[d;NtHj; rf;jpNrfupf;Fk; jpl;lj;ij toq;FfpwJ. fdlh KOt Jk; fpilf;Fk; ,f; fopTfs;>
mlkhdf; fhg;GWjp tpz;zg;gj; jpf jpiag; nghWj;J> n[dNtHj; fdlh fhg;GWjpj; jtizf; fl;lzj;jpl 25% xU gFjpia kPsspg;Gg; gzkh ff; nfhLf;fpwJ.
Mfyhk;. Kjw;juk; tPLthq;Fgtupd; tupf; fld; gw;wp NkYk; mwpe;Jnfhs;s Ntz;Lkhdhl Economic Action Plan vd;w ,izaj;jsj;Jf;Fr; nrlYq; fs;.
Mjdr; nrhj;Jupik khw;w tupj; js;Sgb:
Kjw;juk; tPL thq;FgtUf;F Mjdr; nrhj;Jupik khw;w tupapl fopT fpilf;fpd;wJ. xd;uhwpNah murhq;fj; jplkpUe;J cq;fs; KjyhtJ tPl;Lf; Fr; nrYj;jpa Mjd nrhj;Jupik khw;w tupapl $2,000 tiu kPs;nfhil ahf Gjpjhf tpL thq;fpatH ngw;Wf; nfhs;syhk;. (kw;iwa khfhzq;fsp Yk; ,Nj Nghd;w epfo;Tj; jpl;lq;fs; cs;sd vd;gij kdjpl itj;jpUq; fs;.)
,e;j kPs;nfhilf;Fj; jFjpngw> ePq;fs; 18 taJ mlyJ mjw;F Nkw;gl;L ,Uf;f Ntz;Lk;> ePq;fs; Kd;dH xU tPl;ilr; nrhe;jkhf itj;jpUe;jpUf;f
thbf;ifahsH ngaiuf; nfhLj;jp Ug;ghH. ,JTk; jtpHf;fg;gl;bUj;jl Ntz;Lk;. mj;NjhL cyfj;jpl ve;j ,lj;jpYk; cs;s cilikfSf;Fk; ,J nghUe;Jk;. toikahf> tPL thq; FgtH tPl;Lf; nfhs;tdit epiw Ntw;Wk;NghJ tof;fwpQH ,e;jf; fl;l zj;jpw;F tpz;zg;gpg;ghH. ,J clNd eilngwhtpl;lhYk; tupf;fopitg;ngw tpw;gidg; gjpTj; jpfjpapd; gpd;dUk; 18 khj mtfhrk; cz;L.
GST/HST Gjpa tPl;Lf;fhd fopT:
Nehth];Nfhrpah> epA+gpud;];tpf;> epA+ tpd;yhd;l;> xd;NuwpNah>
gpupl;b];
nfhyk;gpah cl;gl> khfhz kw;Wk; kj;jpa $l;L tpw;gid tup nfhz;l khfhzq;fspl thOk; KjyhtJ tPL thq;FNthH> kj;jpa murhq;fj;jpD}lhf HST tupj; js;Sgb ngwj; jFjpAil atHfshtH.
khfhzj;jpw;F khfhzk; fopT tPjq;f
xU thq;FdH $300,000 ngWkjpahd tPl;ilf; Fiwe;jJ 5% Kw;gzj;Jld; thq;fpapUe;jhl> ePq;fs; fhg;GWjpj; jtizf; fl;lzkhf $10,800 nrYj;j Ntz;bapUf;Fk;. rf;jp Nrfupg;G kPs; nfhilj; jpl;lj;jpd;gb> ePq;fs; me; jj; jtizf; fl;lz tPjq;fspl $1,620 Nrkpf;f KbAk;. ,ijg; ngW tjw;fhd jFjpfis mwpaTk; epge; jidfisj; njupe;Jnfhs;sTk; n[d NtHj;jpd; ,izaj;jsj;ijg; ghUq; fs;.
fdlh tPl;L mlkhd epWtdk; ,Nj Nghd;w fopTfisf; nfhLg;gNjhL ePq;fs; xU nfhs;tdTf;Nfh rPuikg; gpw;Nfh tpz;zg;gpf;fyhk;. NkYk; jf tlfisg; ngw xU mlkhd Kft iuNah mlyJ nghUj;jkhd ,iz aj;jsq;fisNah ehLq;fs;.
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tPl;L
mahesan.s@thaiveedu.com
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