Head Office: Unit 16F Maynooth Business Campus, Maynooth, Co. Kildare, Ireland Tel: +353 1 629 2141 Email:
info@sentenial.com Other Offices: France, Belgium, UK, Germany, Netherlands Website:
www.sentenial.com Twitter: @SentenialSEPA Contact: Brian Hanrahan, UK office Tel: +44 (0) 20 3178 6234 Email:
brian.hanrahan@sentenial.com Founded: 2003 Ownership: Privately-owned Number of staff: 100, all of whom are working on payments products Number of clients: 500+ corporates and ten banks Principal partners: Steria, Sungard, Trasys, IBM, Capgemini, PwC, ITON Business Consultancy, Payments Advisory Group Payments products: Origix, Nuapay Categories: Direct debits including SEPA Direct Debits
The product suite
The EuroDebit product suite is an end-to-end SEPA Direct Debit (SDD) solution which includes fully installed SEPA solutions as well as lighter options intended to provide rapid deployment options for banks. However now this product suite has been retired by the supplier as they move towards cloud / SaaS native. EuroDebit DAM is an SDD receiving solution that is designed to ensure debtor banks are ready to receive SEPA Direct Debits. It includes the following features: Validation on transactions; mandate management; R-message handling; posting and call outs to back office systems; scheme management; charges and billing; customer notification. EuroDebit SEPA R2R is a functionally light version of DAM that permits users to meet current requirements, but with the ability to scale up to the more comprehensive functionality of DAM as demand grows. It addresses mandatory SEPA requirements comprising receipt and compliant processing; exception handling; on-demand collection blocking. SEPA R2R also offers a variety of optional service modules such as channel access. EuroDebit EOM is an XML-ready direct debit acquiring platform that provides full handling of SEPA ISO 20022 files. It is a creditor acquiring platform that supports creditor banks in providing direct debit origination services to their corporate customers or creditors. EuroDebit EOM includes: file management; mandate management; transaction validation; posting and call outs to back office systems; limits component; customer agreement management; charges and billing; scheme management; reporting and notifications. Origix is intended to address the full payments management lifecycle (initiation, authorisation, reconciliation and exceptions management) and handles a lot of the logic
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around mandates and the import of files in legacy formats. Origix supports SEPA Credit Transfers and Sentenial planned to add this capability to its main platform. It is a hosted SEPA solution that enables banks to offer their customers a suite of bank-branded value-added services including mandate management and SEPA enrichment. Origix Corporate has been extended from its original SEPA (ISO20022) base to fully cover UK BACS payments.
Origix runs on Unix or Linux with Oracle, and is written in Java. User interfaces include internet browser, web service APIs, command line interface. Industry interfaces for EBA clearing, SEPA, ISO 20022, BACS, Clieo03, CFONB and DTA. Sentenial looked to take advantage of EU regulations to set up its own disruptive non-bank alternative for payment processing in 2015. Following legislation introduced by the European Commission making it possible for non-banks to obtain a Payment Institution license and compete with banks, Sentenial announced plans to take on its own customers with the launch of subsidiary Nuapay. The company has a payment institution status and is registered in the UK. It also looks to cover multiple markets across Europe. Nuapay (Sentenial’s Payment Institution), launched in 2015, is now the principle driver of company growth. Nuapay is a cloud-based, comprehensive Payment Institution solution built upon the Origix platforms and supplemented with banking modules to manage Accounts, Virtual Accounts, Creditor IDs, Bank Statements, KYC/AML, Billing etc. The transactions supported by the solution are Direct Debits (Core and B2B), Incoming and Outgoing Credit Transfers, and Incoming Card Transfers. Nuapay has its own Payment Institution license to provide
next generation Payment Accounts and Services to Businesses. Businesses and other PSPs (Payment Service Providers) who white-label Nuapay, can utilize its comprehensive API Banking
Payment Systems & Suppliers Report |
www.ibsintelligence.com
company details
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