32. Infrasoft – OmniEnterprise – Retail & SME – Lagoon Home Savings and Loans – Nigeria
33. International Private Banking Systems – IPBS – Private – Stocks & Securities Limited (SSL) – Jamaica 34. Jack Henry & Associates – Silverlake – Universal – Community Bank – US 35.Misys – Equation – Consumer – Rusfinance Bank – Russia 36. Openlink – Findur – Treasury & capital markets – Europe Arab Bank – UK