| cover story


BESPOKE INVESTMENT AND DEVELOPMENT FINANCE FOR THE REAL ESTATE MARKET A


s one of the few banks primarily focussed on the real estate sector, Hodge Bank’s core value proposition is the provision of bespoke funding packages for property


Kevin Beevers


specialists. Lending is within the £1m - £25m range and applicable across a broad range of asset classes including mixed use, residential, hotel, office, student and retail. Within Hodge’s real estate finance focus, several core


lending lines are offered. With development facilities the Bank finances the construction or refurbishment of property, particularly on a pre-let or pre- sold basis. In addition, the Bank’s investment property finance enables long-term investors to acquire and hold income- producing real estate assets, while commercial mortgages provide owner occupiers with finance secured against their premises.


With decision-making close to the


‘front line’, Hodge has the expertise needed to quickly evaluate and respond to client proposals. An approachable, hands-on team is headed up by Commercial Lending Director Kevin Beevers and comprises seasoned and experienced bankers who assess proposals quickly and thoroughly to provide a bespoke funding solution. Each case is appraised upon its own individual merits and characteristics, rather than against a standard ‘tick box’ criteria or a pre-defined ‘product’ parameter. Kevin Beevers explains: “the key to our success in this market is our personal approach with experienced property investors and developers.” This hands-on approach suits the needs of the bank’s customers as well as Hodge itself where, as the scale of its business has grown, the team has developed a deep understanding of the market across the UK


Each case is appraised


upon its own individual merits and characteristics, rather than against a standard ‘tick box’ criteria...


“At Hodge Bank we’re always excited about having the opportunity to work with property specialists as they realise their vision,” says Kevin Beevers; “our bespoke finance offering is well-known across London, Wales and the South West and we have started to establish a strong presence in the Midlands. We look forward to further growth in these areas in 2018.”


Hodge Bank is an independent, privately-owned bank based in Cardiff, with a client base extending across the UK. The Bank forms part of the wider Hodge group, founded in the 1960s by eminent local businessman Sir Julian Hodge and is majority owned by a charity, The Hodge Foundation. Hodge Bank Commercial Lending team has a 30-year pedigree and plans to continue its growth in 2018.


26


COMMERCIAL PROPERTY MONTHLY 2017


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56  |  Page 57  |  Page 58  |  Page 59  |  Page 60  |  Page 61  |  Page 62  |  Page 63  |  Page 64  |  Page 65  |  Page 66  |  Page 67  |  Page 68  |  Page 69  |  Page 70  |  Page 71  |  Page 72  |  Page 73  |  Page 74  |  Page 75  |  Page 76  |  Page 77  |  Page 78  |  Page 79  |  Page 80  |  Page 81  |  Page 82  |  Page 83  |  Page 84  |  Page 85  |  Page 86  |  Page 87  |  Page 88  |  Page 89  |  Page 90  |  Page 91  |  Page 92  |  Page 93  |  Page 94  |  Page 95  |  Page 96  |  Page 97  |  Page 98  |  Page 99  |  Page 100  |  Page 101  |  Page 102  |  Page 103  |  Page 104  |  Page 105  |  Page 106  |  Page 107  |  Page 108