The next chapter is now unfolding and a challenge for Sopra will be to avoid losing the attributes that made C&W and Thaler a success for so long. In a relatively short space of time, Sopra went from having no core banking solutions to three, comprising Thaler and the solutions of Delta and Tieto UK (with the German COR&FJA offering added after this). Whether Sopra Banking Software can maintain the progress of the formerly autonomous and focused parts remains to be seen.