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As I write this, we have just finished celebrating the arrival of a New Year and Islanders in general seem to be expecting 2015 to be a good deal better than 2014.


Certainly there are signs that the economy is gradually improving, although there’s no guarantee of that in these uncertain times.


We’re now just five years away from the milestone year of 2020, which gives this magazine its name, and so we are beginning to wonder what will Jersey be like at the beginning of the next decade?


l e t t e r f r o m t h e p u b l i s h e r major issues.


Well, I for one, haven’t got a clue and there aren’t many people with a crystal ball efficient enough to answer that question. All we can say with some certainty is that the threats and opportunities facing this small island community in 2015 will be even more marked in 2020.


Economic prosperity, environmental issues, immigration and an ageing population are all likely to feature as heavily in the 2020 edition of this magazine as they do in this edition. Indeed we hope in this way to make a contribution to the debate about how we are to deal with these very


Contents A Digital Jersey


Digital Jersey Delivering a Healthy Digital Ecosystem for Jersey


TCB Consulting Islands join to develop I.T. skills


4 - 6 8 - 9


Sure (Jersey) Limited On the Move 2015 will be a Mobile Year for Telecoms 10 - 11


Yudu Media Paperless communication: Where it was and where it’s going


12 - 13 A Sporting Island (Behind the scenes)


Waitrose Games Makers help Jersey prove it’s a sporting Island 14 - 17


NatWest Island Games Map of events


UBS Jersey Regatta First combined boating regatta goes from strength to strength


18 - 19 20 - 21


The Swimarathon Jersey’s longest running and most successful fundraiser 22 - 23


Jersey International Air Display Continues to fly high, but it's hard work


Royal Jersey Golf Academy A new season!


Our Home


Steve Luce, Planning and Environment Minister St Helier: Would you want to live there?


30 - 33


Jersey Mutual Insurance Society After 145 years... Jersey Mutual continues to grow 34 - 35


Ogier Constructive Construction


Building Renovations Limited Seven big mistakes in property renovation or refurbishment


Tower Shopfitting Relaunched and offers new solutions!


36 - 37 38 - 39 40 - 41


LWR Law Common pitfalls, when buying and selling property 42 - 43


Editors: Sarah Hill BA (Hons)


Sheila Burden (Cambs)


Sub Editor: Shabir Khan MSc (Oxon)


24 - 27 28 - 29


Hammonds Fitted Furniture Be inspired… Designed with you… Made for you! 44 - 45


Creative Windows We offer guaranteed creativity from Creative Windows 46 - 47


Marett Floorcraft It’s not just about looks


Clifford Ceramics Tiles & Experience


CVS Leather, the need to restore when looking after your skin - don’t forget the car


RUBiS Fuelling our island community


Our Environment


Steve Luce, Planning and Environment Minister 2015 - Year one en route to a low carbon future


Rob Duhamel Jersey struggles to meet environmental challenges


Eco Homes Why should we build better homes


Christopher Harris, National Trust What is the future for a greener Jersey?


iVolt C.I. could make big savings in energy costs


iVolt Case studies Norland Managed Services and iVolt Hotel turns to iVolt to save on bills


Terra Firma Meets the environmental challenge


Finance & Investment


Affinity Private Wealth Economy Drive: Looking into the crystal ball


Investec Private Banking Housing Market shows resilience


Sinels Advocates Mis- Selling is not just a City of London problem


Voisinlaw Why make a will?


Editorial Adviser: Mike Spencer Franky Leafman


Chief Executive: Paul Mundy BA


71 - 73 74 - 75 76 - 77 78 - 79


Design and Production: TBA Limited 20/20 is published by Finance Publications Offshore Ltd, P.O. Box 726, Greencliffe, St Helier, Jersey, Channel Islands JE4 0XJ


Tel: +44 (0)1534 859006 Fax: +44 (0)1534 853927 email: ceo@financeoffshore.com Website: www.financeoffshore.com


No part of this publication may be reproduced without the written permission of the publishers. The publishers have tried to ensure that all information is accurate but emphasise that they cannot accept responsibility for any errors or omissions. The publishers accept no responsibility for statements made by contributors or for any claim made in an advertisement.


Available online at www.financeoffshore.com c 2015 TBA Limited 57 - 58 59 60 - 61 62 - 63 64 - 65


66 67


68 - 70 48 - 49 50 - 51 52 - 53


Le Riche Automobile Restorers The Classic Car, as an Alternative Investment


54 - 55


Centre Point Trust Children’s charity has record year


A day in the life of...


Guy Hands Private Equity Investor


Julia Hands Hotel Company CEO


Justin Griffith Aftersales Manager, Jacksons


Natasha Egré PR Director, The Refinery


Duncan Langston Director of Waitrose


Michael Ovens Network Engineer at Sure Jersey


Louis Beghin Paralegal Specialist


Marie Rolland Senior Prison Officer


Paul Le Brocq Chef, The Green Olive Restaurant


Lynsey Mallinson Funeral Director


Jeremy Stubbs Director at Brooks MacDonald International


94 - 95 96 - 97 98 - 99 100 - 101 102 - 103 104 - 105 106 - 107 108 - 109 110 - 111 112 - 113 114 92 - 93


So in this edition of 2020 magazine we explore some of the attempts to diversify the economy, and the prospects for new industries to provide more varied jobs. We also consider how to enhance and protect one of our most valuable assets – our homes.


Both of these subjects have implications for the environment, so we also provide an update on our planning laws and how we are trying to become more environmentally responsible.


This edition also includes our regular review of what to do with our money (and what not to do with it), and because this year is a very special year for Island sportsmen, we also look behind the scenes at the biggest event ever to take place in Jersey, the NatWest Island Games.


Finally, Islanders with interesting jobs give us an insight into what makes their working day challenging and satisfying.


Paul Mundy Finance Publications Offshore Limited


Hatstone Lawyers Multi-family offices: The marketing illusion


Chambers Accounting Tax Tips for the self-employed


PBS Confidential It’s Time to get back to (financial) basics


Royal Mint Launches on-line bullion trading service


Atelier Investing in Art: An art dealer’s perspective


80 - 81 82 - 83 84 - 85 86 - 87 88 - 89 90 - 91


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