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Some questions for Vall


Question: What do you do to unwind at the end of a long day? Answer: Due to my hectic schedule I rarely get time to exercise nowadays, so I have taken up pilates. My wife is a professional pilates instructor and it was watching her hone her techniques that fuelled my inquisitive nature. After a few sessions with her I was hooked. It’s great to help me relax as it connects body to mind, whilst stretching out those ligaments and muscles that have become so tight since I have given up playing football due to persistent injuries.


Question: What do you like most about being a Wealth Management Adviser?


Answer:


house. Because we help so many clients that have suffered from poor financial advice in the past, having such an holistic offering can be terribly rewarding. We consider ourselves wealth management advisers or financial planners and not investment managers.


Working in the heart of the City allows me to take in some of the architectural sites around this historic part of London. I enjoy taking an afternoon walk around Hyde Park to clear my thoughts for the rest of the day. I am also hugely appreciative of the work of Carl Richards and the “behaviour gap” and I use this time to analyze his articles. Carl’s hand-drawn sketches capture the relationship between money and feelings better than most and provides some great topics of conversation for my clients.


I rarely leave the office before 19.30 p.m as this gives me the opportunity to respond to the more complex enquiries in a quieter environment as most staff have left by this time. This also allows me to speak to senior colleagues to catch up on some of the more urgent and pressing matters.


When I am at home I just take the opportunity to be with my family. I spend long hours away from home so I am conscious that the time I spend with them is valuable. My children and I are keen golfers so we try to practice most evenings, especially during the summer months. I feel very fortunate and privileged that I can share my downtime with them doing something we all thoroughly enjoy.


Then it’s back home to relax and enjoy what’s left of the evening, and tomorrow I am lucky enough to do it all again.


I enjoy helping families achieve their goals. Being a WMA allows me to do this every day.


Question: What do you most dislike about being a Wealth Management Adviser?


Answer: The service we offer requires me to work with various financial service providers on behalf of my clients. It can be terribly frustrating and even impact the client experience when they do not have the same professional standard as myself.


Question: How did you become a Wealth Management Adviser? Answer: When I first started banking I was mentored by the Regional Director for Lloyds’s East Midlands area. He persuaded me to take my Financial Planning Certificates as he felt I had an innate ability to relate to clients and was extremely trustworthy.


Question: What advice would you give to someone, either just starting their career or midway through their career, who wants to be a Wealth Management Adviser?


Answer: One of the key objectives of the “Retail Distribution Review” in December 2012, was to achieve an improvement in adviser professionalism, with a high number of advisers achieving and going beyond the minimum qualification criteria; I would advise anyone interested in becoming a WMA to broaden their learning so they stand out from their peers.


PHYSIOTHERAPY CLINIC


20/20 A day in the life of... Page 71


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