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doctorsnotes
Insurance coverage of Naturopathic Doctors

T
he Connecticut Naturopathic Physicians Associations (CNPA) wants you to know that Connecticut has a
mandate making health insurance coverage for Naturopathic Physicians in this state mandatory. Insurance
companies in the state are required to cover office visits for patients of Naturopathic Doctors (ND’s). There
are of course many stipulations for coverage on different policies. As with any health insurance the patients need to
contact their insurance companies to find out the details of their own policy. If the ND is not a provider for a par-
ticular insurance company the coverage will be considered out of network. Many ND’s will complete and give the
patient the applicable paperwork for them to simply sign and submit to their insurance company for out of network
coverage. As a continuing effort for public awareness, ND’s and their patients should submit paperwork for claims
to health insurance companies even if the claim won’t be covered due to deductibles or other reasons. Sending the
claims makes a statement to the insurance companies that the provider and or the coverage should be made more
accessible for the patients paying the insurance premiums. Insurance companies keep incredibly detailed statistics
even on rejected claims. If there are numerous claims for a certain practitioner or a particular coverage, the com-
pany will realize at time to renew policies that clients will be looking for a company that covers the services they
desire.

Ann Aresco, ND, President CNPA. www.cnpaonline.org.
8 NaturalNutmeg
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