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Environmental Leadership


Building The Better Bank Material Issues How We Operate Responsible Banking Extraordinary Workplace Environmental Leadership


Natural Capital Adapting to a Changing Climate Eco-Efficiency Responsible Finance and Investing Green Product Options


Strengthening Communities Reporting


Green Product Options


EN19 FS-8 $6.6B


low-carbon financing


25%


growth in paperless accounts


19%


growth in green vehicle insurance


$130M renewable and


energy efficiency projects


In 2014, TD introduced a green leaf symbol to identify products, services and business-related initiatives that support our environmental goals.


Advice to Our Small Business Customers


Low-Carbon Financing


Since 2006, TD has provided $6.6 billion in financing to companies with low- carbon operations.


Paperless Banking


In the past year, the number of paperless accounts has risen from 4.8 to 6 million.


In 2014 we continued to develop our online and mobile product options to meet growing market demand.


We stopped printing over 86 million paper statements, saving almost 1,000 tonnes of paper.


Insurance for Hybrid and Electric Vehicles


TD has offered financing and insurance of hybrid vehicles in Canada since 2008. In 2011 the program was extended to electric vehicles.


With a 19% growth in 2014 alone, our business reflects a steady increase in consumer purchases of these fuel- efficient vehicles.


We estimate TD Auto Insurance customers have reduced their GHG emissions by over 6,000 tonnes CO2


hybrid and electric vehicles.


Lending for Small-Scale Renewables and Energy Efficiency


In 2010, TD launched an innovative financing program for the development of small-scale renewables projects focused on ground- mounted and rooftop solar energy installations. TD’s lending program for small scale renewable projects has generated over 9 million kWh in electricity since 2010.


e through the use of


Since 2010 TD has lent over $130 million for these projects.


We see a great opportunity to share what we have learned about the environment with our customers. We supported the Network for Business Sustainability in its development of an online guide, How to Make Money by Going Green. Using the recommended actions, a business can cut costs, enhance its reputation and sales and motivate employees – all while helping the environment.


TD 2014 Corporate Responsibility Report Page 45





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