By JASON MILLS, DIRECTOR,
LUMIERE WEALTH
YOUR FIRST PORT OF CALL
for financial advice
Lumiere Wealth is fast becoming recognised as one of Jersey’s leading Independent Wealth Management providers.
Based at Castle Quay, Lumiere Wealth began life in April 2015 and is regulated by the Jersey Financial Services Commission. The firm currently employs a team of twelve Jersey resident staff with further recruitment planned for 2016. Lumiere Wealth’s commitment to Jersey is demonstrated further in its recent acquisition of additional office space at Castle Quay, which will be ready in early 2016.
“At Lumiere Wealth, we offer a bespoke, independent, wealth planning advisory service to private clients, corporate intermediaries and corporate clients. In addition to wealth management, our scope of services includes investment products, retirement planning, life cover, income protection, critical illness cover, key man insurance, private medical insurance,
“we are able to offer wealth management services to both corporate clients and
corporate employees ”
life policies and employee benefit schemes. We provide a first class, friendly and professional service to our clients. Our qualified consultants have over 200 years of experience collectively and all are very proud of the relationships they have built and continue to build with their clients.
Recognising that everyone’s needs and financial circumstances are unique, we adopt a bespoke approach and a tailored solution for each and every one of our clients. Initial client meetings
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are held at our cost and an appointed Independent Wealth Manager conducts a thorough financial review in the form of a six stage approach to fully understand the client’s circumstances and future goals. The Wealth Manager will then create an investment plan to help enhance capital/produce income, or both and to achieve the best returns with the lowest possible volatility.
Once the client is happy with their proposed plan and the anticipated costs, their Wealth Manager will arrange a further discussion and assist their client with completion of the relevant documentation. Once the plan has been implemented, it will then be closely monitored by their Wealth Manager, who will send them regular reports and updates. Where possible, Lumiere Wealth hold regular face to face reviews with their clients to ensure their aspirations continue to be met.
In addition to our private client offering, we are able to offer wealth management services to both corporate clients and corporate employees. Lumiere Wealth provides advice on how to make the funds within a corporate body or a trust work harder, or assist in building a remuneration package, for example. We can speak with corporate clients directly or, if the company already has an investment team, provide them with regulated alternative investment options so that they may deal directly with their clients.
We are also able to offer corporate clients a range of employee solutions to support their business and have recently appointed an Independent Wealth Manager who has particular expertise in this area. This individual brings much sought-after, specialist advice on a full compliment of Group Employee benefits products, including Death in Service, Income Protection, Group Critical Illness and Healthcare Trusts. Whilst many Jersey employers already
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