The School of Mobile Vol. 2 - The Detail
→ Innova�ve Credit Card Billing Solu�ons
Innova�ve technology companies are coming up with new ways to integrate online and mobile
transac�ons. One such example is Billing Revolu�on which offers the ability to brand a white label
mobile purchase experience which is an app allowing customers to pay for goods and services
using credit cards or alterna�ve payment methods. This service is technically integrated with a
company’s POS and inventory management systems to ensure a seamless and secure transac�on
experience for the customer.
→ Integrated transac�onal wallets
This category covers end-to-end transac�on pla�orms allowing customers to book, �cket, buy
and store products and there are a number of innovators in this space. Solu�ons providers in
the emerging economies seem to be leading the way with respect to these kinds of integrated
solu�ons. One such solu�on is that employed by Jet Airways (Click here to go through to the case
study and learn about how Jet Airways have used an type of Integrated mobile transac�onal wallet
to offer a compelling mobile travel service to their customers).
Technology Spotlight on: mobile ‘wallet’ innova�on from India
Enabling payment and non-payment transac�on services through its patented Mobile
Transac�on Pla�orm (MTP), the C-SAM MTP is a secured, scalable, robust, user-friendly
and interac�ve pla�orm enabling users to conduct highly secured transac�ons in physical,
virtual and proximity environments using mobile phones and smart devices. The capabili�es
built into the pla�orm include Channel Management (GPRS/Data, Text & Encrypted SMS,
WAP, USSD), Device Detec�on (supports Java, Windows Mobile, Blackberry, Symbian, BREW
handsets and iPhone), Over-the-Air-Delivery (of services and tokens such as Credit Card &
�ckets), Security & Secured Communica�on, Mul�-domain Trust Models, Host Integra�on
Framework, NFC Transac�on Framework, Administra�ve Module and a Web User Interface.
How does the systems integra�on work?
The MTP is integrated with various back-end systems to enable access through mobile to
such backend systems and applica�ons. The MTP acts as an enhanced gateway to provide
secured access using mobile. The Host Integra�on Framework built into MTP helps them to
easily integrate it with any standard interfacing protocols of back-end systems.
→ Near Field Communica�ons (NFC) and Contactless mPayment solu�ons
While this may be not be specifically applicable to travel and tourism companies, it is certainly an
interes�ng drive that is occurring within the broader space of mCommerce and worth being aware
of. These solu�ons are about using a mobile as the payment device itself with an inbuilt chip that
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