THE SPEAR’S 500 Business & entrepreneurship


Rachel Harrington Coutts


FOCUS Philanthropy, next generation


Luke Frendo Frendo Advisory


TOP RECOMMENDED FAMILY BUSINESS ADVISERS


FOCUS Immigration


luke@frendoadvisory.com +356 2123 4000


Josh Baron Banyan Global


FOCUSWealth preservation


Josh Baron’s work with family businesses began on the philanthropic side. After a stint at Bain & Company he worked for Bridgespan, helping companies to increase their social impact. Moving to the family business consultancy, he met Rob Lachenauer, later his co-founder at Banyan. An advisory service for the owners of the world’s leading family enterprises, Banyan seeks to make them ‘more effective owners’ as they make difficult decisions during transitions. ‘I really believe in the power, the benefits, the impact that comes with family businesses,’ says Baron. ‘It’s a much more sustainable form of capitalism.’ Baron studied conflict during his PhD, and brings this expertise to his work with family businesses.


Irina Curbelo Percheron Advisory


FOCUS Family offices


Luke Frendo leads the private client offering at Frendo Advisory, where he provides ‘personalised, creative’ immigration solutions for UNHWs. ‘Our ethos is founded on a can-do attitude, and a belief that each client should feel as though he or she were our only one,’ he tells Spear’s. The firm has long-established relationships with many of the leading private client and immigration practices in London and Hong Kong, and has been the chosen adviser of many top-tier business families in the Middle East and tech entrepreneurs in mainland China.


Irina Curbelo established Percheron Advisory in 2020 with another experienced family office adviser, David Hawkins. ‘There was too little emphasis upon family business operations,’ she recalls. While most family offices focus exclusively on wealth management, Percheron Advisory focuses upon the underlying assets that create wealth: family governance and family business operations. Its formulae combine effective family governance with resilient business operations and transparent owner/manager engagement, resulting in multi-gen family wealth transmission, to ‘ensure that family and business risks are reduced significantly to allow wealth to pass down to the next generations,’ Curbelo says.


Adviser profile Luke Frendo is Frendo Advisory’s Managing Director and leads the private client offering, where he provides bespoke immigration advice for HNW and UNHWs. For a number of years, he has been the trusted adviser of a number of tech founders, venture capitalists, members of royal families and leading industrialists from several regions of the world. In 2021, he was entrusted with assisting one of the wealthiest individuals in the world. Frendo Advisory’s ethos is founded on a can-do attitude, and a belief that each client should feel as though he or she were our only one. The firm has established long-lasting relationships with the leading private client firms in London and Hong Kong, and has a wide network in the Gulf. These relationships, sustained over a number of years, have helped build the practice.


‘It’s clear that families are very conscious of the challenges as well as the opportunities wealth can bring,’ Rachel Harrington, executive director, head of Coutts Institute, says. Coutts Institute helps to develop strategies for family businesses, in the generation planning or inheritance schemes space, with philanthropic strategy being another area of expertise. ‘We focus on supporting our clients, to ensure that their wealth lasts and has its intended consequences,’ she says. Coutts Institute also works with specialists in wealth structuring, trusts and estate planning to give joined-up advice. The aim is ‘to ensure we have a full view of all the client needs,’ she explains.


Ryan Howsam Howsam Limited


FOCUSWealth preservation


Mentor, investor and entrepreneur Ryan Howsam began his career selling double glazing at 17, before going on ‘to build a market-leading enterprise’, employing over 1,000 people directly and indirectly across a portfolio of companies including Staysure, Avanti, Paying Too Much, and investment vehicle Howsam Limited. Howsam claims to ‘back companies which have potential to innovate, disrupt and dominate’, and to ‘help bring clarity and focus to other business owners. I now give back by offering advice, mentoring and investment for promising businesses with potential, and accept applications via my website.’ He is also the creator of the ‘90 Days method’, helping businesses drive performance in a short space of time.


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