graduates or cease to be enrolled on at least a half-time basis at an institution of higher education. Parents must apply on-line at
https://studentloans.gov using their FSA User ID.
Federal Direct Student Loan Program The Federal Direct Student Loan Program enables a student to borrow directly from the government. A student must be enrolled for at least six hours and must demonstrate financial need by completing a FAFSA. The Financial Aid Office will counsel students as to the types of loans they may be eligible to receive and as to the amount they may borrow. New borrowers must complete an online entrance counseling session and sign a Master Promissory Note before a loan is available. These requirements must be completed online at https://
studentloans.gov using the student’s FSA User ID.
The dollar amount a student may borrow is based upon grade level. Freshman may borrow up to $5,500 per year; a sophomore may borrow up to $6,500; $7,500 a year may be borrowed if a student has achieved junior or senior status.
Repayment of the loan begins six months after the student graduates or ceases to be enrolled on at least a half-time basis at an institution of higher education.
Teacher Education Assistance For College And Higher
Education Grant (TEACH) A federal grant up to $2,000 per semester for qualified education majors. Please visit the website for more information at
https://studentaid.ed.gov/sa/types/ grants-scholarships/teach.
Delinquent Accounts If a student becomes delinquent in repayment of a federal loan, the student will be requested to resolve the delinquency. Should this delinquency not be resolved, the account will be turned over to a collection agency. Should the collection agency be unable to resolve the delinquency, legal action will be taken, and the delinquency will be reported to the credit bureau.
State Aid
South Carolina HOPE Scholarship The SC Hope Scholarship Program was established under the S.C. Education Lottery Act in 2001. It is a one-year merit-based scholarship created for eligible first-time entering freshmen attending a four-year institution. Eligible full-time students may receive up to the following award amount:
‚ Up to $2,800 towards the cost of attendance Initial Eligibility Requirements:
‚ Must earn a cumulative 3.0 GPA on uniform Grading Scale upon high school graduation;
‚ Must be a South Carolina resident at the time of high school graduation and college enrollment;
‚ Must not be a recipient of the Palmetto Fellows Scholarship or LIFE; and
‚ Must meet all residency criteria. North Greenville University 2020-2021 Catalog (rev 06.01.2020) – 24 –
There is no application required for the SC HOPE Scholarship.
Renewal Requirements: ‚ The HOPE Scholarship is for the first year only.
‚ Students must earn a cumulative 3.0 GPA and 30 credit hours (excluding Bridge Program Math 099 and English 099 classes) to receive the SC LIFE Scholarship for subsequent years.
‚ Must meet all residency criteria.
More information can be obtained from the S.C. Commission on Higher Education:
http://www.che.sc.gov/Students,FamiliesMilitary/ PayingForCollege/FinancialAssistanceAvailable/ ScholarshipsGrantsforSCResidents/
SCHOPEScholarshipProgram.aspx
803-737-2260 or toll-free at 877-349-7183
South Carolina LIFE Scholarship Program The South Carolina General Assembly established the Legislative Incentives for Future Excellence (LIFE) Program in 1998 to increase access to higher education, improve employability of South Carolina’s students, provide incentives for students to be better prepared for college, and to encourage students to graduate from college on time. Eligible full-time students may receive awards as follows:
‚ Up to $5,000 towards the cost of attendance
‚ Limited to eight semesters from high school graduation
Initial eligibility:
‚ Graduate from high school with a cumulative 3.0 GPA based on the Uniform Grading Scale;
‚ Be a South Carolina resident at the time of high school graduation and college enrollment;
‚ Not be a recipient of the Palmetto Fellows Scholarship or SC HOPE Scholarship; and
‚ Meet all residency criteria. Students must meet two of the following three criteria:
1. Cumulative 3.0 GPA based on the Uniform Grading Scale;
2. Rank in the top 30 percent of graduating class; or 3. Score an 1100 SAT or 24 ACT.
There is no application required for the LIFE Scholarship. Renewal requirements: ‚ Meet all residency criteria
‚ Earn cumulative 3.0 GPA by the end of each academic year (including all grades earned at eligible South Carolina institutions excluding remedial, continuing education, nondegree credit courses)
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