There was no official tender process for the system, but BPC invited a number of vendors for a meeting(other French suppliers, Sopra/Delta Informatique and SAB, were believed to be among them).
Capital Banking Solutions’ second customer in Congo was
Trésorerie Centraledes Dépôts(TCD). The deal was apparently of a similar size to that of BPC. TCD was another new entity, which was established by the Congolese government in spring 2012. Its remit is to manage all public sector treasury in the country including schools, universities, fire services, municipalities, the army and hospitals. The contract was signed in July 2012 and the implementation started early in 2013. Sopra consolidated its position with 1 more bank win in 2015. There were no selections reported in 2016.
Rwanda and Burundi
Traditionally, in a country that is split between English and French-speaking, France-basedDelta Informatique (now Sopra) has tended to be the dominant supplier, with a reasonable user base. There have been few other inroads by outside suppliers.
A new entrant on the African market (but long-standing
player), Greece-based Intrasoft, won a deal at four Rwandan MFIs in 2012, comprising Kamabuye, Kibungo, Musanze and Ubak, brokered by its local partner and the Rwanda Microfinance Association. Talks then started with another group of MFIs in the country. There was also a Temenos T24 win in Rwanda in 2012, at the National Bank, the country’s central bank, replacing a system called IBIS 2000. Oracle FSS, Polaris and SAP were beaten to the deal at the shortlist stage. Given there had only been one deal over the previous few years (for Delta Informatique), this represented something of a pick-up in the market.
There is innovation in the country, with Bank of Kigali and
Urwego Opportunity Bank working with Visa on a mobile money project. Incidently, Bank of Kigali signed with Temenos for its core banking platform in 2016. There is also at least one local system here, dubbed Super bank, which has installations here and in one or two surrounding countries, including Burundi (Eco bank was a user of Super bankin both countries, but this was replaced within the multisite Flexcube roll-out).
Neptune had a win for its Rubikon system in 2014, at
Unguka Bank, and Temenos had another success. The former was moving from microfinance bank to full commercial bank. It became the first taker of Rubikon in the country and set about replacing its ageing Finance Solutions system from Uganda- based Sigma Data & Computers.
A core banking selection that started in 2014 was at the 78
Rwanda Co-operativeAgency (RCA) afterit was granted funding from the Ministry of Finance and Economic Planning to modernise the co-operative banking sector. RCA issued a request for expressions of interest, to be submitted by 22nd September, to unify the 416 co-operative banks, or SACCOs, under a central Co-operative Bank.
This was to replace a locally developed Cobol-based legacy
system.In 2015 ,Sopra Banking Software won2 deals for their Sopra Banking Amplitude.
Neighbouring Burundi, emerging from a twelve-year ethnic
civil war, has been very quiet on the banking IT front. There is now focus on rebuilding the country, so it looked as though there might be some activity in the future and, indeed, a selection was made of Capital Banking Solutions’ Capital Banker during2014atBanquedeGestionetde Financement (BGF). However, the market has been quite since then with no system signings reported in 2015 or 2016.
Senegal
This country has tended to be dominated by the French suppliers, particularly Delta Informatique (now part of Sopra), which is the market leader by some distance. Viveo had won some deals as well, prior toits acquisition by Temenos, including Crédit Mutuel du Sénégal and Banque des Institutions Mutualistesd’ Afriquedel’ Ouest (BIMAO) in 2008, but SAB is notable by its absence. Path Solutions gained from the opening up of the market to Shari’ah banking, with a project at Banque Islamique du Senegal, starting in 2010. The bank, which is owned by Tamweel Africa, which in turn is owned by Islamic Corporation for the Development of the Private Sector (ICD), had a cut over here in 2013, moving from a local supplier, Meteosoft. Sopra had another win in 2014, while there was a treasury and capital markets success for Calypso. Senegal has 20 or so banks and a relatively strong MFI sector, so that it is a fairly competitive market, with the arrival in recent years of foreign banks to add to the long- standing French incumbents. At the same time, the majority of the population remains outside the banking sector. There has been growth in GDP and relative political stability. La Financiere De L’Afrique De L’Ouest selected Capital Banker from Capital Banking solutions in
2015.In 2016, Sopra continued its streak with another core banking win.
Somalia
Lebanon-based core banking solution supplier, BML Istisharat, secured a win in October 2013. This was at International Bank of Somalia, which hoped to open for business in February 2014. The bank chose the Islamic version of BML’s ICB Score banking
Market Dynamics Report 2017 |
www.ibsintelligence.com
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