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Your Legal Magazine


Don’t just sit in the pool all summer, get your income and savings sorted!


Summer is sizzling on the Costa Blanca and so is the financial world so lets give you a quick summary and actions to take over August.


1. £ to Euro over valued due to issues in Euro land especially Greece. Action: Convert £ to Euros and take advantage of high rate.


2. Interest rates in UK and Spain likely to stay low, potential 0-5% rise Quarter 4 2105.


Action: Review what savings you have in UK and stop losing money on low level bank interest rates. Secondly protect yourself from Modulo 720 by taking advice on how to avoid this Spanish Law.


3. Pensions which are frozen in the UK, assess their value, options and opportunities. Action: Allow a regulated IFA in Spain to obtain the current values, conditions of pension provider and options until recent changes of laws in UK.


Next month


IMPORTANT article on Flexi drawdown of pensions and how to avoid potential fraudsters. Flexi drawdown will allow you to access more income than currently.


In the meantime enjoy the summer! Give me a ring for a FREE advice consultation.


For more information on any financial matters you may have contact me on steve.iball@devere-spain.es or mobile 610 822 484.


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Female Focus


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