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You looking at me? Then so are your customers....


use our fear of losing heating to charge hefty insurance costs. They also want us to think there’s some link between our energy provider and our boiler cover. There isn’t - you’re not locked in. In short… a) Renters usually don’t need it, as their landlord’s likely responsible. Check. b) Ensure you know what cover you need, choose between boiler-only, or central heating cover. c) To fi nd the cheapest compare via www. uswitch.com and if you have more time add www.energyhelpline.com and www. moneysupermarket.com for a wider comparison. More help in www.mse.me/ boilercover.


Are you entitled to any extra winter help. Winter is a tough time for many as the cold sets in. Therefore there are some funds which may help...


a) Winter fuel payments. If anyone in your house was born on or before 6 Jul 1952 and gets a state pension, pension credit or jobseekers allowance you automatically get the up to £300 winter fuel payment (providing you met this qualifying criteria by 21 Sept 2014). b)


Cold weather payments. Anyone


on specifi c income support/jobseeker’s allowance/pension credit gets £25 for every 7 days it’s sub-zero. It’s paid automatically from 1 Nov 2014. c) Choosing between heating and eating? If you’re seriously behind, or in general fi nancial hardship, you may be eligible for special tariff s/help. Try the Home Heat Helpline on 0800 33 66 99.


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