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Wimbledon again, and unfortunately my Life Insurance choice is one of them; notably the decision to include Fracture Cover. Since the inception of my policy I have suffered two serious cycling accidents – it turns out lycra and a small plastic hat is no match for tarmac. I suffered a severe head injury the first time, resulting in a concussion that kept me out of work for around 6 weeks, and also skull fractures. Like many that are self-employed, an IFA relies on being able to work for a portion of their income, and I was therefore hugely relieved that Fracture Cover would pay out a significant award following the accident, circa £1,500. A year later, having promised those I care about that my


cycling would become more calculated and less risky, I found myself on the start line of a road race beyond England, in Cornwall. In a storyline more predictable than the film “Titanic”, I suffered another major accident – breaking my arm and fingers, cracking ribs and requiring stitches in my head. Again, work was somewhat restricted and Fracture Cover was able to bridge the financial gap. The pay-outs I have received equate to over 10 years of my


premiums and of course, the policy remains in place for its primary purpose; and on a non-reviewable premiums basis. Life Insurance, protection and estate planning are available


from SWLaw, along with the usual mix of investment, saving, mortgage and conveyancing options. I’d be delighted to


SWLaw Investment & Financial Planning 01752 205205 www.swlaw.co.uk


Home 01752 895554 Mob 07985 009954 0845 643 1812


FUNERAL DIRECTORS (Adrian Mundy & Joan Johns)


KINGSBRIDGE


The only lndependent Family Funeral Directors in Kingsbridge. We provide a complete personal 24 hour service for Kingsbridge, Salcombe and the South Hams. Approved Members of the N.F.F.D.


ADRIAN MUNDY MONUMENTAL MASON


For All Your Complete Memorial Requirements


KINGSBRIDGE 01548 856340 Devon Square View, Lower Union Road, Kingsbridge, TQ7 1EF


www.kingsbridgefuneraldirectors.com


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