B A T U S 2 0 1 0 of the current FFR.


You should be prepared for a large amount of initial expenditure soon after your arrival in Canada; for car purchase, vehicle registration, car insurance and other related setting-up costs. In order to be prepared for this higher than usual rate of expenditure, you may wish to bring with you a Banker’s Draft for payment into your new Canadian bank account. If you wish to make use of this banking facility you should speak to your UK bank at least 14 days prior to your departure from the UK to allow time for processing of the Bankers Draft.


It is also advisable to do the following:


Bring a UK cheque book with you as it is possible to cash cheques through the Imprest Account at the Forces Fixed Rate (FFR). The cheque encashment facility, via the Imprest account, is limited to a maximum of 1 month’s salary, plus LOA. In addition to this, cheques may also be cashed via the Forces Post Office at a different rate. The Servus Credit Union at CFB Suffield will also cash a UK cheque into Canadian dollars for free if you are opening an account with them.


Bring an amount of Canadian currency with you for any immediate expenditure.


Bring a UK credit card. All major credit cards are accepted widely throughout Canada.


Maintain a UK bank account and UK address so that your credit rating at home can be maintained.


Non-Banking Soldiers


Every effort should be made to ensure that all personnel posted to BATUS are banking soldiers. Any soldier who arrives in BATUS as a “Non-banking soldier” will be paid by JPA Early Payment In Cash (EPIC) procedures with the residue of his salary paid via a payable order at the end of each month. Unit RAO staffs of losing units must ensure that Non-banking personnel posted to BATUS are paid up to date prior to their departure from the UK.


Non-banking soldiers are to arrive with a copy of their latest statement of earnings.


Non-banking soldiers will be paid by EPIC every two weeks whilst employed at BATUS and until they become banking soldiers. Debt


If you are struggling with your finances, there are people that can help! The following is a list of organisations that can offer advice and guidance with organising personal finances.


BATUS UWO BATUS RAO BATUS AWS


Tel: 403 544-4772 Tel: 403 544-4220 Tel: 403 544-4790


SSAFA Forces Help - Tel: 0207 403 8783


Credit Action helpline Tel: 0800 591084 (Freephone, UK) Mon to Fri from 0930– 1700hrs


The National Debt line Tel: 0808 808 4000 (Freephone, UK)


Credit Counselling Services Tel: 1 888 294 0076 (Freephone, Canadian Organisation)


There is also a booklet available called ‘A Self-Help Guide to Dealing With Personal Debt’ (AC63968) which can be obtained from the UWO. All personnel are encouraged to sort out their personal finances and resolve any debt issues prior to arrival in Canada. If in doubt, speak to your current unit RAO.


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