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with your monthly salary. This amount is then paid back directly from your salary in equal monthly allotments over the course of the next 12 months. This advance of salary can help offset the initial expense that many people comment upon when arriving at BATUS. Remember, you will probably need to buy a car when you arrive in BATUS as life without personal transport will be very difficult indeed! Be aware that should you wait to apply for an advance until your arrival in BATUS, and if your arrival is at the beginning of the month, the advance will NOT be paid into your bank account until your main pay is paid at the end of the month. This may restrict your ability to purchase a car or other essential items.
Disturbance Allowance
Serving personnel are entitled to disturbance allowance on posting. Please ensure that you put in your claim for this prior to your arrival in Canada using the JPA self service system; if in doubt, speak to your current unit RAO staff.
LOA Local Overseas Allowance is payable to all serving personnel whilst serving in Canada. Your current RAO will have access to the latest rates. Please remember that LOA can go up and down during the year following the annual LOA review and changes to the fixed forces rate (FFR) of exchange. Do not commit to long term payments based on your LOA and carefully consider the cost of living differences when making your financial plans.
Banking Officers and Soldiers You should aim to have your salary paid into a UK bank account prior to arrival in Canada. On arrival in Canada, you will probably wish to open a local bank account with the Servus Credit Union; this is the preferred method of banking for the majority of BATUS personnel. There is a branch of this located at CFB Suffield and 2 further branches in Medicine Hat. Contact details are listed below:
Servus Credit Union CFB Suffield Ralston, AB T0J 2N0 001 403 544 2000
Servus Credit Union Southview Branch 3150 13 Avenue SE, Medicine Hat, AB T1B 1E3 528-6540
Servus Credit Union Downtown 101-556 4 Street SE, Medicine Hat, AB T1A 0K8 528-6500
http://www.communitysavings.ca/Home.html
You cannot open an account in Canada prior to your arrival. On opening an account with the Servus Credit Union, you and your spouse will be issued with a debit card, which allows you to pay for goods in shops and withdraw money from ATMs, as well as a cheque book. It is also possible to apply for a Canadian credit card should you wish to do so. The Servus Credit Union provides a range of services similar to that offered by UK banks. Once you have a local bank account it is advisable to make an allotment from your salary to be paid into this account; alternatively, you can make this your main pay bank with an allotment to your UK bank. The money paid into your local bank account will be changed into Canadian Dollars at the FFR. The RAO will provide details on how to make this allotment via JPA self service and details
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