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UKPSE70x297hcm.pdf 1 24/06/2013 10:24 UKPSE70x297hcm.pdf 1 24/06/2013


UKPSE70x297hcm.pdf 1 24/06/2013 UKPSE70x297hcm.pdf 1 24/06/2013


UKPSE70x297hcm.pdf 1 24/06/2013 10:24


10:24 10:24 10:24


10:24 10:24 10:24


SUPPLIER & TRAINING NEWS Fitness apps ‘to dominate market’


MEMBER PAYMENTS MEMBER PAYMENTS MEMBER PAYMENTS


MEMBER PAYMENTS MEMBER PAYMENTS MEMBER PAYMENTS


MEMBER PAYMENTS MEMBER PAYMENTS MEMBER PAYMENTS


Health and fitness devices will make up half of all wireless accessories shipped by 2018, with shipments of app-enabled devices set to hit 170 million units, according to a new report from Juniper. The growth in the number of devices


shipped will increase from a current level of over 18 million this year. Devices considered in the study included smart watches, smart glasses and other pieces of wireless hardware that link to smartphones. The study found that the entry of influential


brands such as Apple and Google into the market will drive interest and adoption levels of premium, wearable devices. This in turn will lead to greater awareness and an increased knowledge among consumers. With over 50 per cent of wireless devices


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Pool Pool


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Spa Spa


Spa


Image courtesy of Dundalk LeisureCraft Image courtesy of Dundalk LeisureCraft Image courtesy of Dundalk LeisureCraft


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Pool Pool


Pool Spa Sauna Sauna


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Pool Pool


Spa Spa


Spa Spa


Spa


Sauna Sauna


Sauna


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Wellness


Sauna Sauna


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Wellness Wellness


Wellness Wellness


Wellness Wellness


Wellness Wellness


shipped this year relating to the healthcare and fitness industries, the study suggests a multi-channel approach will be necessary for businesses to secure a place in the market. In another recent study, IHS found that a 60 per cent increase is expected in the


A new government loan scheme has been DDEI T F ANCE TOU NDR ANND MDy iss


LSEEAND M AGU IREE LSEEAN M AGU IREE


E N: MAAGUIIRRE SSEAAN M GU FEEG NNDNNDER AND MD


launched to help people over the age of 24 C CL CO LLCTII NS rTe f iii


TT UUNDER AND MD F F FUNDEER AD MD


EEGEND:: LLGGED: LLLGEED:


F F FEGEND::


fund their education for qualifications at Level C DIRECTOR t three and ablove. Fitness training specialists CaClhs by no


TTOUNDER AND MD trTe fii iness is ilnnndduussttry isw ty iss


t thhhe ftness is ilnnndduussttry isw ty iss TT taraae fii


Amac will benefilt from the new 24+ Advanced ons um, w


idtooonnaay s llw to ad o neew tchnololgieis as c t to neew teecchhololgieis as


r rworwwrd, we can expect to se e m e u Le farning Loans ii cheme ando can now offer


tr trraaddw titw tinalllly sch y slooow t o aapts ass c c co neew teecchhnnooiooggis as


t thrhhe ftttnneesss i dustr ry i c con umo neio ntooonnaay s llw tio ad


SSEAAN M GU LLGGNND OOEEND:: hhhe fiie f tness is i araadtitinalllly s


A fdfvaanced Learn aning Loans through its m m llshleh eloogy is now availililble to ma t to seee m rrre ussee


a caarr smaartrttpphhonis andu f f fster credidi lde i c c caarrd tar smaartrttpphhonieess anu f f fster credidi lde i who wid tsh to study to be a personal trainer or


pafrftfnership wonith Canterbury College, for those m mhleh es si . Os ce r S S Sd trraannssaacctooonnss, suucch a s niar ftt/tdebbbtt


aaarrdd, we caan exxppeecct to se more use c c con um, we c n eoneess an f f fster credidi de i cf o smad tr


onsumers habitsl w to addaapptt t t to n w t


e fi ttnneesss i dustr ry i trde fii ttnneesss i dustr ry i t t ddtw titw tinalllly s


smr phone


o ol mershipi, bookini, kgs and purchasese o no ot have to be paid back until the loanee is


itth peeooppe taakknng caarre o f teir own work in exerlicise referral.e o ihnnng trreenndd, w Loan feesl will bie exempt fe orom VAT and will


w wieee-fh pl--sseervrvve tie is al lg clo a growwig trend, , w wmieee-fl-er licie is al l o a g


le-fl--sseervrvvie is al llo a growwig trend, , c crd trfansactitioonnss, s ch as neh as nieeaar fiildr fieeel. .


d tansactitins, s, sch as neh as neeaar fiildl. . o o o smad trfansactitins, s, sch as neh as nieeaar fig tildl. .


blele frrroom a PC, kiooosskk, smr phone or eannnnnne fom a PC , k d t mmaartrttpphhoonne ol e orr


e mot. Goonng f r rw, ai aaarrd thheerre is lkkkeey ts ty too wa taabblt t. G ie fl g foorwwrd thid thheerre i s liely toly too


w S S Slfl ser ic e iis a o a guuucch a s niar f mith people taki, bnig ciare of tf teir own o meem e f m a P a taabbe t. G inig fo


fl flAmac is also able to offer free or part- wc wlil o wilril offffr on e s l f i flA it fom method tlo mes ecie will becomme


fl b be moorre flxibiili iy, alllllo mwwig memmers to b b be m i fl ie moorre flxibe fl e exxiili iy , ad tityy, aooowiig memmers to


Ger phoevernment plans changes in appreniticeships oGG ie ig c


o oeleembbrerrsshhi, bookin o o olillillie fr


Thhey wntn, and to make use of muluilpilple plr caninelels – sch as dirierct debibit add


c cey want t, a d to m e u e of m l i th tey wa a t, and to make use of mt t e


anelels – sch as dirierct debibit add c c chee govlelrnment hash as drrreecct deebbit ad


ey wa lte to paay hoow thhey waannt, whhheenn t t or poplple to py how they wantn, whelnn


t trbning at least £21,000 a year. Repalyments w whc h ar o e se eaininig. Applicants c n process bon’e mleet. Goinig fo


fl flt fr m mded qualifications ait L vel 2, including gym t t to ci llllolct memmelrshipis fs fr a cl llb in m mis neeew teecchhnnoolgieis enter th evai evaisntsrtera a , se fa f


eeh pf-sseervrvvcce i is ag clo a groww ig tir ownn nnnnnne fom a PCC, kiisk, s, smmd p ir own t tnnnnnne fom a PCC, kiisk, s, smd thheerre i s liely to b b elt e frroom a P C, kiisk, s, s ae i i i i fl it f m mrrroom meetthhood to meetthhoodd. A s n w t


m mietth peeooppe taakknng caarre of thheer o w g caarre of t eir own


bbbeerrsshhpp, boookknnggs ad purchases m mietth peooppe tki, bnig cia s a hhheeir ow mmme ship , b


ith people takinig care of the of thheer o w w S S Slfl s


eefl ser ic e is a o a g a caarrd trraannssaacctoins, s, s


ba taabbeet. Goinig foibbilitlttyy, aooowiig memmers to t tble


ililibbbeerrsshhpp, boookknnggs annd puurrcchhaasseess m milillibe ftet. Gooonng f r rwg foorwwrd th


Cat cist cerd – siuims altaneouslye a g loyy.d idea, b a crr cerd f t ca rd – si u tl aneo y


’ ’sasshhlss clllllbs ar e a gy to paay its booouunnd too empasahslhlses clulbs are a good idea, bututd tooi a a avavve a ngatitie impe imppaacct o n slels pot ntitild tooi as n t eveey ty moonney to thhe cuuub bfofre makinig a puy moonney to thhe cuuub bfofre makinig Vinuy moonney t o te cl llb befofre maitooonnaali o oeo p fo pfraeyie. Hidomo tsts salels by ma r c xpect proble s co


cr cehaannnnees – sch as di i hlses c


o aaaavve a ngatit e i p a p rchase. Ca


y money to the cl llb be fb beeoorre maakknngg p p py mo a p rch se. Caey to thhe cuuub beeoorre mkine maakkiginngg thf a puurrcchhaassee. C cshleholeesss a s an aidit i t e . H


a pce Cable are designed to give employers a p richase. Ca s sos s as an adddg iitinal l t t vayinnng booosstts sl, iels by makinig it ea thxo paayy. Hoowev rrrf you of ffr cr


s noe a neeggaatvvve i mact on sa l s p d t h h hve a ne


p p The plans announced by Business Siecretary aaay m ney to th le c b b f


af proe a neeggaatvie immact on sa l s p paay m


aaay m ney to the cl llb be fd be prreeppaaereed too a a as n t evey t


s n posals to give businesses more co as noot eveeryryyoonne w uld be pr


y mot eveeryryyoonne w uld be pr e m i s not ever one woo te woouuld be pepared to


s noot ev


t t ofeeerrnng booosstts saaees b y mkinig it eias eir r teo pf oeeerr. Hig boosts sa l s by m ir cg it eaassir


to paayy. H eve , i f y u os by maakknng it eaaiseerr o oleffo pfrainy g b


pppeecct prroobbeems c lllllctit g minng moonney.. b xxxppeecct poble s co


e eeir businessles – and which represents the e e epect pr


e eo paayt to the n eds of the apprentices and t t to p . H


feeerrnng booosstts saaees b y mkinig it easieir a pfu ng bo. H wwevrrrf you of ffr credit,i , t p eves saaees by maakknng i t esieieerr


f offrinig boosts salels by ma g b . Caasshhllss as an ad


exxect problelmms c est value for both.


18


191919 191919 191919


exxppeecct prroobblmms clllllctit g minng moonney.. o pay. Howw e , i f y u o


t prroobblmms clllllctit g minng moonney leems cooeeecctnig moneyey. ..


ooowevee, i, if y u of ffr cr di.i,i , t p evevee, i, if yoou ofeeer cedit


. Hwwevrrrf yo u of yoou ofeeer cereeddtt, s coooeeecctnig moneyeyr crreedd,i ,.itt,


. Caasshheesss a s an a it iitooonnaal g b . Caasshheesss a s an aidit i t e ooowevee, i, if yoou ofeeer crreeddtt, leems cooeeecctnig moneyey


s as an adddg iitinal l itooonnaal


t eveeryryyoonne w uld be prd be prreeppaarreed too ivve imppaacct o n slels potentitd t iaao,l,l.


e woouud b e pepared to e c llt on saaees pootteenntairl,l le c ld be prreeppaarreed te m d too s by maakknng it eaasseerr


t on saaees pootteenntaaa,l, llt on saaees pooeteenntaa,l,l, b beeoorre maakknngg s as an adddditinal l


the training that’si most


t ca s – suucch a s diect debit anit anndd chehdanns – suuch as d ect det ann


fo t fr people to pa y h w t ey w hnnns – suuch as d ect det ann


c cans in a shake-up of the way apprenticeships e ei Cdit crad – simmluatneousulsl.y.d i


hae a n’s thhe onniy waay to paay its booouunnd t t h i hf i’ ats te only way to pay it’ts b und to


t’s thhe onny waay t o py it’ts b und to i C C e ss c ubs are a g od idea, b


n mre prevevlalntn, makikig it easaisirer r pn memm, sle-lsl-esrevriv ce will beco e t fhoor peeooppe t o py how they want t, w en h thhey whaey waannt, and to make use of multiltilel annels – surd – simluatneousulsl.y. Cahslaaarrd – smmuutrtaanneeoouussl. . f i if its the only way to pa y i’’s b e a neeggaatvvve i mact on sa l s p t ever one wo


mainstream, self-service will become even more prevalent, making it easier for people to pay how they want, when they want, and to make use of multiple channels – such as direct debit and credit card – simultaneously. Cashless clubs are a good idea, but if it Cahlee os t leesss cuuubbs ae a good id a, bud t h h iaf its the only way to pay it’ts b und to s n prenticeship training hey wa t, as part p p ps noot evr one woo te woouud b e pepar d to a puurrcchhaassee. Cshlelss as an ad o o a puurircchhaassee. Cshls sellss as an ad


e fl e e exxiili iy, alllllww g m b s neeew teecchhnnooooggis enter the ev evniennssttrreeaam, s lfl ser ic e w ll b


m mias neeew teecchhnnooooggees enntteer thhee mAs nw technolo i s eicce wlil beeeccoomee


t fom method tlo method. . un it frroom meetthhood t o mthod. .


t f it fom method to method. . e more fl e


eoplple to py how they wantn, whenn ev evn moore pr a ee t, manng it e e


aaaistreamm e, s, see-fl--sseervrvvie wi lil b comm m mn evn more pr


nisntsrtera a , se f f AAs n w t


A s n w t


rdidit crad – simu tl aneo y crreeddit c sd – sibu ll


e frrroom a PC, kiooosskk, smr phone or . G im a Pipp, boookkigs anmd ps annd puurrcchhaasseess e moorre flxibe fl g foorwwrd there is ls liely to fle morart untiil Apr, ail 2016. g m b Arrroom meetthhood to meetthhoodd.r t a As nw technololgieis enter the en moore pr a ee t, manng it e e fo feeen moorre pevevlelnt t, m


mershipi, bookinigs an d ps annd puurrcchhaasseess wtimh p wi h people taile taakknng cre of tf t


m


t f it f m m ibbilitlt, alllllww g m b d to meetthhoodd.r t


e m r. G im a PC, kiooosskk, smr phone or t st. Goonng f r rw


iees enntteer thhee


ey wantn, annd to make use of mt t e fo fr peeoe to pa ay how they wa t, whe


or peoe to pa ay how they wa t, whe n mrle prevevlalntn, makikig it easaisi, wrer


vavve a ngatitie impe imppaacct o n slels potentitil,l if ite a n’p’s t ee o lly w y to p y i’’s b


if i’t’s t ee o lly w y to p y i’’s brder to purchase h h iaaef its thhhe onniy waay to paay its booouunnd t


i Caundeds c. The new scheme would see f it loyers funded directly in


mainstream, self-service will become even more prevalent, making it easier for people to pay how they want, when they want, and to make use of multiple channels – such as direct debit and credit card – simultaneously. Cashless clubs are a good idea, but


emm, sle-ls-esrevriv ce will beco e flooggees enntteer t er thhee e cie wiill becomme


, maakknng i t esieieerr


s clulbs are a good idea, butut y ws arre a goood iddeeaa, b t, buutt


e prrevaaeennt, makinig it eag it eaassir , ad to make use of muluilpilple


, annd to maakke usse of muutpppee


llicce is assso a grroownnng trreenndd, ie te is assso a grroowiig trend, ,


icce is assso a grroownnng trreenndd, ig t ldd.


r fieeedd. ir ownn


e fl e e exxbbilitlttyy, aooownnng meembbeerrs too As nw technololgie s eo m innng meembbeerrs t


, kinnggs ad purchasese o d ti aaarrd t eire is li ie is lkkkeely ts t


aaarrd t ere is li ie is lkkkeely tly too innng meembbeerrs too


aaartrttpphhoonne orr aaartrttpphhoonne orr


s too


aaann, foor e ammlel, at th e s e ti ii e as S S So cooeeecct mmm


o c ssss boorrddeerrs: opppeeriraattoorrs wlil be ablelb inn a aross bo t m


wliloil o ffr on e s l o clllllct me


t aaann, foor e ammliel, a.t the sa e ti ii e as S S Sain o r e


t tpppaai, f, fr examm lpppee, a t te samme tm e a t t eir i i g cu


ivvvnng cuussttoomeerrs thhe chhaanncce t o jini onlGivninig customm s t e c


oooeeecct mmmershipis fs fr a cl llb in S So c s boorrddeerrs: operators w ll be a l h thhireeei U UK op a operaatooons.., aipps f r a cl llb in h thheei U U op a e


t oos borders s: o erators wi lil b e a l c accrroosss b rders s: o


vealt ded radical new pr pro tfiab laibiitlyt. I. It takes the ad in bu sr arofi tabliilty. It takes the admi in brdeune i mohdel, wehic would see businesses register se speprenti es and report claoims for gover ment buntding through a new online system. Funds h wgoguld tnhen be paid directly to them. ne f o tfh tee a a inflfl uenc in t the


online is showing great results in club profi tability. It takes the admin burden away from clubs, and puts the consumer in charge. The clubs we work with can see an increase in year-on-year sales of between eight and 10 per cent, but one high-end club achieved a 23 per cent rise. One of the main infl uences in the


nlivvnng cuussttoomrs the chantce to jo i o o l i e is showit ti g great resul s in cl l b


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


a PAYE payment model. Businesses would register apprentices through a new online system and then recover government funding through their PAYE return. Details: http://lei.sr?a=d6Y4U


-he-nd clulb ac ceveed a 23 per cent r h hih-end cl l b achi ievd a 23 per cent ri ie.


een eigiht and 10 per centn, but onee b b hthween eid ciht and 10 per cent , b t one


in charge. The cl l bs we work wi ih can s see an increase in year-on-year sal ls of


wwy fr rom c u s, and p ts the co hragreg. The c


e an inn e an icrcera se in ye


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


ff t the maain infl uences infl uences in he in t the


near future will be further leveraging of mobile phone technology, allowing people to join online, as well as paying in clubs using their phones. ●


ofit t the myment, three options hadvee been p poafia tabiy fom clulbsb, and putus the consnusmmrer n c in cawaay from cuubs, and puts the consumer a in charge. The cuubs we work wtth can feee an increase in year-on-year saees of


a uggested, the first being a direct payment a awy from cl. Tlhbs, and puts the consumer


online is showing great results in club profi tability. It takes the admin burden away from clubs, and puts the consumer in charge. The clubs we work with can see an increase in year-on-year sales of between eight and 10 per cent, but one high-end club achieved a 23 per cent rise. One of the main infl uences in the


Gi KK operaatooons..s t e c h thheei U Ug c opoame


irr UK operertitinsns GGirr UK operertitinsns


nniAlnne is sihownng great results in cuub ity. It takes the admn buurden


btewween e ght and 10 per ce t, but on ieeitweeen egguht and 10 per cent, buut one OOe oThe second option would see the u e of


online is showing great results in club profi tability. It takes the admin burden away from clubs, and puts the consumer in charge. The clubs we work with can see an increase in year-on-year sales of between eight and 10 per cent, but one high-end club achieved a 23 per cent rise. One of the main infl uences in the


igghn-end cuuhb acheveed a 23 per cent rsse. OneOne o o he min


online is showing great results in club profi tability. It takes the admin burden away from clubs, and puts the consumer in charge. The clubs we work with can see an increase in year-on-year sales of between eight and 10 per cent, but one high-end club achieved a 23 per cent rise. One of the main infl uences in the


ivig custommrs the chance to jo i GGirr UK opserertitirnsns e c


online is showing great results in club profi tability. It takes the admin burden away from clubs, and puts the consumer in charge. The clubs we work with can see an increase in year-on-year sales of between eight and 10 per cent, but one high-end club achieved a 23 per cent rise. One of the main infl uences in the


inie is shhoinng g eat r


s sowwig grerat reseuslus is in c un clulbb akes the admmin brudrenn


lt e to joonn


e to joonn e to joonn


e clulbs we woork with ca esae in yeara-ro-n-yeear sees o


bs we wrk with cann n-yar salals of f


b ahihievd a 23 per cent risies.e. m minin in uenceses inhe


ivvn g cinng cuussttoomeerrs thhe chhaanncce t o jini Gi niKK opteraatooonsm .s t.h.s te chance to jo i eeerrs thhe chhaanncce t o jini


September 2013 © Cybertrek 2013 JuJuy 2ly 2013 © Cybertrek 2013


JuJuy 2ly 2013 © Cybertrek 2013 Jluly 2 13 © C0103 © Cybyebretrterk 20ek 210313


Jluly 2 13 © C0103 © Cybyebretrterk 20ek 210313 JuJuy 2ly 2013 © Cybertrek 2013 Jluly 2 13 © C0103 © Cybyebretrterk 20ek 210313


K r exxaamppee, at thhe smme tm e a eirinn, foor exxaamliel, a.t th e s e ti ii e as


bbbeerrsshhis fs f r a c b i


HCMM HCM Juuy 122, p 99) w lil h lp ch weee HC w HCMu Juy 122, p 99) w lil h lp ch ihst HCtMr Juuly 12, p 99) w ll h llp c i s br onne soouutoin fo r dn foor drrreecct d bits o c s br onne soouutoin fo r dn foor drrreecct d biti So coooeeecct meempbbeerrsshhpps foor a cuuub i tpppini, f, fr ex


Eu T T e fu n P r rooooouut of thhe Snnnggl T T e f


p sppnd by 25 pe r cr rooooouut of thhe Snnnggl s s end by 25 pe r c


d trraannssaacctooonnss, suucch a s nar ftt/tdebbbtt smr phones and


smaartrttpphhon s and


anddaaasstteerr c crreedi //de iti anddaaasstteerr c crreedi //de iti


tt/tdebbbtt r fieeedd.


a caasshheesss syysstmms c n b ole to maakke t isie thhss c cuuucch eaassee. Onnne reeppoort ft fund tht md thhaatt s caaan booosst mmmt meemerbbbeerr


fr rwf aaarrdd, we caan exxppeecct to seee moorre ussee o o frrwwaarrdd, w e cn expect to se e m e u


o o oorwwrd, we can expect to see more use fooorwrd, we ca n eoneess anddaaasstteerr c crreedi //de iti


fooonssumeerrss h haabbt chang t t ooonngg fonsumers habits chang


onssumeerrss h haabbt chang o new technololgie s aiees ass


fooonssumeerrss h haabbttss c chhane.t t.. G ine m e u crf smr phone, we caan exxppeecct t o se mooe use


f fonumers habitse c n eitss c chhane. .. G i f sma


itss c chhane. .. G i anggee G Ginigooonngg


anggee G Ginigo seee moorre ussee anggee G Gooigo s ingg


c sa salauubbs ae mi it onig out on t c caalsees by noot ofeeerrig a, einng ai m


asshhs by noot ofeeerrig a, einng ai ca sasalhs by not of ffrin g a


e teecchhnnoooogy is nooow avvaaaaabbe t o mke th ie thhss c cshleleesss o ty iitin, es


t chnololg gy is n w availililble to ma t ta caasshhlss op is n, essppeeccilllly a s t


c csee s arre msissssnng ouut onn s saleshs by n t o


o neio ndtooonnaay s lllw to ad tadit i e


eeecchhnnooooggees ai o addaapptt nnnooiooggees a


y slooow to a apto addaapptt y slooow to a apts ass


Cluuubbs ae mi i nig out on DIREETOR


nnndduussttry is


C DIRECTORs arre msissssnng ouut onn Clelbs ar e m i i g o t o


CEEBT FINNANCE OOLLEE CTIO N:


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ETuhe loans win Pll target professionails over the age of 24 eeennt Auutthhoorry ( EPA –


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e see HCi MMe eluy 12, pi5559) wilil heeelp cainis ie seeee M


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e f y 25 peer ceenntt.t o h e S r T d by 25 peer ceenntt.t o h ie S s E Euuhhhe fuurtrtthheer relllllut of th e S wicih are expandinig overseas, as it wliilihih are expandlinig overseas, as it ssss boorrddeerrs: opppeerraattoorrs wlil be ablel b: o ioon f r ds wi iiect de


c cuuucch eaassee. One repor rt f und tht md thhaatt msch easieirrr. Oe repor rt f


mccchhnnoooogy is nooow avvaaaaabbe t o mke th i t t chnolo


s sa caasshhlss systemms c n b ooouunnd t at c cshleleesss sstemms c n b


e teehnololgigy is n w availililble to ma msch easieirrr. O e rs caaan booosst meemer


lsesss o titin, especiailllly a s t lhlss op is n w a


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mch easieirrr. Oe re p sppnd by 25 pe r c


s seeoooppeeaan Paayymeennt Auutthhoorrt y (EPA – s suuurrooppeeaan Plylmm t A) w l hitty (SSSEEPPA – ) wi l heeep chhaannss


T T e fur her ro E Euuhhhe f r her ro


hhhe fuurtrtthheer r lllllut of tf te Si iiglelee p sppeennd b y 25 pr cent. .


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T d bs syysstteems cn boost me rrooppan Paymmnt Au


d by 25 peer ceenntt.


t Auutthhoorrt y (EPA – t At of thhe SnnngglleeA –


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lp chhaannss


loalns online for courses starting between a a wirl offeeer o e solultit: o ioon f r ds wi iiect del be abbee


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l t deebbttss l t deebbsittss


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ly as thhee lly as thhee lly as thhee


Cllbs ar e m i i g o t o DI RCCTORs arre msissssnng ouut onn


DIRECTOR DI RCCTOR


OLLEE CTIO N: CL LLCTII NS


OO LLCTII NS OOLLEE CTIO N:


ole to maakke t isie thhss


UUN DR ANND MD OONDEER AD MD OOUNDR ANND MD


OU DEER AD MD EE GNND


N MAAGUIIRRE


SEEAN M AGU IREE SSEAAN M GU


Fitness sensors that link to smartphones will boom


NeEEw loan scheme to fuInAd Level 3 training F FE N MAAGUIIRRE


Members will increasingly use their phones to make purchases in the club Members will increasingly use their phones to make purchases in the club Members will increasingly use their phones to make purchases in the club


Members will increasingly use their phones to make purchases in the club Members will increasingly use their phones to make purchases in the club Members will increasingly use their phones to make purchases in the club


Members will increasingly use their phones to make purchases in the club Members will increasingly use their phones to make purchases in the club Members will increasingly use their phones to make purchases in the club


IIVVANVAN S STEEVEENS N IIVV NEBT FINNANCE C CEBT FINNANCE DIREETORECTOONSS::


D BI T F ANCE IIVV N


EE BIIT FIIN ANCE D BI T F ANCE


IVAN STTEVVENS N DDAAN S STEEVEENSOONNSON COD BBIIT FIIN ANCE DIREETORECTOONSS::


DDAAN S STEEVEENSOONNSON IVAN STTEVVENS N CEELBIIT FIIN ANCE


N STTEVVENSOONNSON ECTOONSS::


number of sports and fitness apps installed between now and 2017. Figures show that these installations will grow from 156m in 2012 to 248m in 2017. Last year a survey of 400 UK and US consumers, conducted by IHS subsidiary IMS, showed that 62 per cent of smartphone owners who exercise at least once a week would be willing to buy a fitness sensor that connects to their phone. For more on wearable technology, see page 68.


IMAGE: SHUTTERSTOCK.COM/MARIDAV PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG


PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG


PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG


PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG


PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG


PHOTO: SHUTTERSTOCK.COM / MICHAELJUNG


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