z competition
return flight tickets to Edinburgh
WIN F
ly from Norwich International Airport to discover Edinburgh, the inspiring capital of Scotland, where centuries of history meet a vibrant, cosmopolitan city in an unforgettable setting. Admire the stunning scenery, striking architecture and fine food, then perhaps
venture out to the beautiful coast and countryside in the nearby Lothians. From the world’s festival capital and a UNESCO World Heritage site to world-class visitor attractions and exhilarating outdoor pursuits, Edinburgh and the Lothians is a must-visit on anyone’s list.
Flybe have up to three flights a day from Norwich to Edinburgh. All passengers get free 20 kg bag allowance and under 12s get 33% off. There’s also extra Saturday flights in August for the Edinburgh Festival! Visit
www.flybe.com for details.
how to enter
Tell us in what month is the Edinburgh Festival held?
Send answers on a postcard marked ‘Edinburgh Flights Competition’ to Bury & West Suffolk magazine, The Black Barn, Hall Road, Lavenham, Suffolk CO109QX. Include your name, address and daytime tel number. Alternatively email your answer to
karen@bbpmagazines.com
Entries must be received by April 30, 2015. Terms and conditions
Prize is for two direct return flights from Norwich International Airport to Edinburgh, dates subject to availability and to be taken by 30 April 2016. Competition closes 30 April 2015. Entrants must be 18 years or older. No cash prize alternative will be offered.
Inheritance Tax –be truthful Alison Budge, a Solicitor at Ashton KCJ, offers some practical advice.
Earlier this month, a woman who was the executor for her late aunt and also her main beneficiary, was sentenced to two years in prison because she lied to the Revenue, claiming to have inherited £285,000 when she had actually received £1.5 million. The Revenue chose to publicise this as a warning that it is tightening up on people trying to avoid Inheritance Tax.
To work out whether Inheritance Tax would be payable on your estate tot up the value of your assets, less any liabilities. Assets include your house, (or your share of it), savings, your share of any joint accounts and any foreign property you may own. It even includes cars, furniture and jewellery but remember calculations should be based on second hand value rather than replacement cost.
Currently, the first £325,000 of your estate is free of Inheritance Tax, although this ‘Nil Rate Band’ may be reduced by gifts (known as lifetime gifts) you have made in the seven years before you die. Any surplus over the Nil Rate Band is charged to Inheritance Tax at 40%.
It is important to get full, clear and professional advice when it comes to dealing with an estate and its tax implications.
81 Guildhall Street, Bury St Edmunds IP33 1PZ 01284 544210
www.ashtonkcj.co.uk
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