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Page 6


March UK budget impact on expats living in Spain, regarding pensions in UK


My role as Area Manager in deVere is to ensure that all Internationals living here in Spain are informed and kept up to date with changes that could affect your Financial wealth.


Well in the latest UK budget it was announced that transfers of UK pension to overseas client controlled pensions QROPS is going to be taxed at 25% for all countries outside EEA (European Economic Area) that thank goodness includes Spain. So, if you live in USA, Australia, Dubai or many other countries you will have 25% deduction of the value of your transfer. So what, I hear you say, I live in Spain! Well heads up on this tax, our legal advice believe it is only a matter of time until the UK will apply the same rules to Spain and other EEA countries, what is stopping them is EC internal laws, but post Article 50 and certainly post Brexit that will happen! Taking money from expats on taxing UK pensions being moved away from UK is easy and not going to cause a political issue. DON’T put off knowing your UK pension situation get the values and understand what


you have worked hard for. This is easily done by a phone call or email to myself asking me to help you, and the best thing we don’t charge, we do this daily across the world for hundreds of expats so ring me Steve Iball on 610 822 484 or email me on steve.iball@devere-spain.es. I will discuss with you and request to the companies in UK the value and rules only of your pensions. The next stage would be to explain in detail the findings and discuss options. LEAVE it and you could find 25% less being transferred to you and that money supporting UK Government finances. Saving money on inheritance tax or avoiding it is something we do very well but it takes planning and consideration. Ask yourself the question, who deserves the money saved - my family / friends or the tax authorities both in Spain and UK? Talking of being regulated, there's a big difference between being regulated in Spain and being registered. By being regulated, you can be assured that deVere continues to operate legally and is answerable to Spanish authorities, ensuring your money is in safe hands.


Speaking to me costs you no money or hassle, paying taxes is painful!! I look forward to hearing from you!


Female Focus


by Steve Iball deVere Spain


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