PENSIONS & EMPLOYEE BENEFITS
FEATURE
HEALTH COVER Private medical insurance (PMI) pays for the cost of private treatment. However, it does not cover every medical condition, so employees will need to check the policy details carefully to see what can be covered, because ultimately it is the employer’s decision to choose what pre- existing conditions can be covered by the plan. While PMI will pay for the cost of treatment, it will not supplement an employee’s income if they need to take time off from work. Corporate dental insurance covers routine NHS
examinations and contributes to the cost of more expensive dental work. Optical insurance helps pay for eye tests, glasses or contact lenses, and will often pay out a lump sum in the event of accidental and permanent loss of sight. With certain plans, dental and optical insurance can be extended to cover the employee’s family.
OTHER BENEFITS Companies can offer a range of other benefits to suit their employees’ needs. Childcare vouchers can be used to pay for preschool/nursery, a nanny or a child minder up until the child turns 15. These vouchers are taken out of an employee’s salary (before tax and National Insurance) through a ‘salary sacrifice’ scheme – in this case, a percentage of the salary is paid in vouchers instead. The exact amount depends on how much tax the employee pays. A car allowance gives an employee an extra payment
that allows them to buy a car for work. Some employers may also offer a mileage allowance, allowing the employer a certain amount for each mile that is driven on company business, or provide a company car. Other benefits include free or discounted membership at
a local gym – which will also encourage healthy lifestyles among employees – interest free travel loans to cover the cost of an annual or seasonal travel card, company shares – which allow employees to benefit from the company’s successes – and flexible work hours, which are particularly attractive to employees with families.
Free NHS Health Checks For Derby Workplaces
CAUGHT IN A DISPUTE? HAVE YOU CONSIDERED MEDIATION?
From time to time, we may come across a challenging situation at work that can cause difficult working relationships and break downs in communication. In these situations, successful Mediation can assist people to find a good solution. CIPD studies have shown that “14 days of management time are wasted per grievance’ so using Mediation could be a way to avoid this.
What are the benefits?
• Improved working relationships and communication • Offers a route to resolving workplace issues • Better self-awareness of the impact we can have on others • Better awareness of colleagues’ needs and feelings.
Tania Brown
I am a professional fully accredited workplace Mediator and Conflict Resolution specialist. to contact me for further information, consultation and pricing details you can call me on 07811 070030 or email me at
tania@thoughtprocess.consulting
www.thoughtprocess.consulting
Every 7 minutes someone in the UK will have a heart attack and every 12 minutes someone in the UK will have a stroke.
The NHS Health Check programme invites adults in England, aged 40 to 74, for a free health assessment to identify those at risk of type 2 diabetes and heart disease. In Derby, those eligible can have a free NHS Health Check at their GP, in their local community or in their workplace.
“Derby City Council are pleased to welcome The Fit for Work team to Derby to support the delivery of free NHS Health Checks in workplaces." Angela Odell, Public Health Manager (NHS Health Check lead)
Support your staff to reduce their risks.
Sign your business up for FREE today. Please contact Andrew Harris: E:
andrew.harris@fitforworkteam.org T: 0116 31 21 200
business network March 2017 33
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