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Lack of Advice Can Seriously Damage Your Wealth


Your Christmas Financial Shopping List by Steve Iball Consultant deVere Spain


I’m sure you’ve got lists for presents, for shopping, and where you’re going to. But spare a thought for your finances as the end of 2016 is a great opportunity to ‘get things sorted’ for 2017 and beyond. My gift to you is a financial shopping list, plus a totally free financial wealth check.


1. Do a UK pension check. Find out what you have got and allow us to check if there’s an opportunity to take control and access your pension funds. I’ve helped many people who are surprised at the size of their frozen UK company / private based pension schemes. Clients have been able to adjust and increase their monthly income or use lump sums from it.


2. Modelo 720 (Spanish asset declaration). You can’t escape it, it’s got to be done and reviewed and I can help you do it right. The nasty surprises of large fines are no Christmas present! Allow us to see if it effects you!


3. Check your tax status. You can’t hide where you live and you have to pay tax. I can help you establish the situation, UK / Spain, to be tax resident in order to legally be correct.


4. Brexit Planning. Brexit is going to happen whether we like it or not, and the current thinking is that the 2 biggest issues facing expats are your health arrangements and your pension arrangements. Knowing your personal situation can save you money on both.


5. Understand Your UK Savings. If interest rates are lower than inflation (and they are), the value of your savings is dwindling away. I can assess the best solution and create tax efficient growth for residents in Spain.


I offer advice on all the above for free. It’s part of our FREE FINANCIAL WEALTH CHECK. I work for deVere Spain who are one of largest Independent Financial Services in the world. We are fully regulated here in Spain, so you have protection from country regulation.


All it takes is a single phone call to me, Steve Iball, Area Manager on 610 822 484. Alternatively email steve.iball@devere-spain.es. I look forward to helping you and allowing you to relax and enjoy Christmas.


Female Focus


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