insurance risk without adequate insurance.
If competing abroad, choose the insurer carefully and ask the question before going on cover. Some policies have, as standard, cover to Europe for 30 days in one policy year. If you’re planning to compete abroad for longer periods or travel outside Europe, speak to the insurer who may, in some cases, be able to extend the policy.
Don’t overlook insurance when buying a new horse. A good, reliable insurance policy will give peace of mind should the health of the animal be compromised.
For all other equine insurance policies call South Essex Insurance Brokers on 01708 850000.
Join The British Horse Society today!
Gain peace of mind by joining today and enjoy a wealth of fantastic membership benefits, including:
• Insurance (Public Liability up to £10 million and Personal Accident up to £10,000 for Gold Members)*
• Free and comprehensive equestrian advice
• Free legal advice • Bi-monthly magazine • Ad hoc offers, such as a free ticket to the Royal International Horse Show at Hickstead
• Local committees dedicated to organising events in your area and campaigning on local issues important to you.
Your membership fee will also greatly help support the charitable work of the Society as we continue to improve the lives of all horses and riders through our work in safety, welfare, off-road access and education.
For more information, or to become a member of the BHS, visit
www.bhs.org.uk or call 02476 840506.
* Terms, conditions and territorial limits apply. The British Horse Society is an Appointed Representative of South Essex Insurance Brokers Ltd who are authorised and regulated by the Financial Conduct Authority.
... Advice Line ... Q&A: Shearwater Insurance
Q - If I have to make a claim on my horse’s insurance, what sort of information will my insurance company require? I’ve heard that my vet would have to send a complete medical history, but I didn’t buy him until he was seven, so how would I get that information and how detailed does it have to be?
Kathy Tansey of Shearwater Insurance explains what you should expect if you have to make a claim.
A - When you need to make a claim on your horse insurance you will normally be asked to complete a claim form, which will usually ask for full details of the horse’s illness or injury. It will typically require such detail as the time the injury or illness was first noticed, when the vet first attended and what the initial diagnosis is. Some claim forms have a section to be completed by the vet, while others ask for a separate report to be provided. This should detail any diagnostic tests undertaken along with any treatment given and/or planned, along with a prognosis. This should be submitted with the original invoices for the veterinary attendance and treatment.
Unless the problem is an external injury with a clear cause, most companies will also request a Veterinary Treatment History. This should be easy to obtain from your Vet as most will just provide a printout from their computers. We would only expect the history provided to cover the period of time the horse had been in your ownership but if you have used more than one vet during the time you have owned the horse we would expect a history printout from each one.
For more information about the extensive range of policies available from Shearwater Insurance, call today on 01992 718 666 or complete the online quote submission form by visiting
www.shearwater-insurance.co.uk
Services include: Equine Hospital
Seven equine only vets led by Andrew McDiarmid BVM&S Cert ES (Orth) MRCVS
New Lanark Market, Hyndford Road, Lanark, ML11 9SZ
Tel: 01555 660000
www.clydevetgroup.co.uk Out of Hours No: 07932 736 960
Please mention farm ‘n’ equine when replying to advertisements
FULL EQUINE HOSPITAL FACILITIES FULL SURGICAL THEATRE FOR ALL OPERATIONS INCLUDING ARTHROSCOPY (KEYHOLE SURGERY) AND FRACTURE REPAIR
SCINTIGRAPHY (BONE SCANNING) SHOCK THERAPY MEDICINE REFERRALS WITH LUANNE HUNT BMV&S ACVIM MRCVS STEM CELL IMPLANTATION FOR TENDON INJURIES IRAP TREATMENT FOR JOINT DISEASE
RESPIRATORY SURGERIES CONSULTATION SURGERIES BY GEOFF LANE B VETMED DESTS FRCVS
Equine Page 7
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44