INVESTMENTS
Nil/ †† 1 With Profits Fund
Nil Nil/
£50 + VAT Nil/
Nil Varies Varies
Varies Either with fund
No British Assets, Euro Assets, F&C Cap & Inc, F&C Commercial Prop, F&C Investment
max † Trust, F&C Managed Port, F&C Private Eq, F&C Global Smaller Cos, F&C UK Real Estate Investments, Graphite Enterprise, Investors Cap
No Corporate Bond, Emerging Markets, Euro, Extra Income Bond, FTSE All-Share Tracker, max † Global Bond, Global Thematic Opps, High Income, Managed Growth, Max Inc Bond,
MM Navigator: Boutiques, Distribution, Moderate, Progressive, Select. MM Lifestyle, Balanced, Cautious, Defensive, Foundation, Growth, Multi Mgr IT, Nth America, Pac Growth, Responsible Global Eq, Responsible Sterling Bond, Responsible UK Eq Grth, Responsible UK Inc, Strat Bd, UK Alpha, UK Eq Inc, UK Prop, UK Sm Cos, US Sm Cos
Nil/ ½ Yly Reinvested 1 Family Charities Ethical Trust
Nil Nil/
Nil
Varies Either with fund
No Asia Pacific, Asia Pacific Leaders, Asia Pacific Sustainability, Asian Prop Sec, Emerging max Mkts Bd, Emerging Mkts Debt, Glbl Agribusiness, Glbl Emerging Mkts, Glbl Emerging
Mkts Leaders, Glbl Emering Mkts Sust, Glbl List Inf, Glbl Prop Sec, Glbl Res, Greater China Gth, Indian Sub, Latin America, Worldwide Eqty, Worldwide Leaders, Worldwide Sust
Nil/ †† 1 Stakeholder Managed Fund Nil
N/A Nil/
Nil
Nil/ Nil
Nil
Nil/ Nil
Nil/ Nil
(max £125) Nil/
Nil Nil/
Nil
Varies Either with fund
N/A N/A Varies Either
1 Foresters with-profits fund
No Asian Values, China Special Situations, European Values, Japanese Values, max Special Values
Choose from more than 2,500 ‘clean’ share class funds including OEICS, Unit Trusts, max ETFs, Offshore funds (including SICAVs) from over 95 leading fund providers.
No
al or switch fund charges Nil/ ½ Yly/ Income/ No
Qly Accumulation max shares
Varies Varies with fund
Nil/£25 per On stock
Either receipt N/A N/A Varies Varies No max
Varies Paid or No Choice of 396 funds from 23 fund manager groups. reinvested max
No All ISA eligible investments including over 1,700 funds max 1 Traditional With Profits
No All Stks Credit, Asian Div Inc, Asia Pacific Cap Gth, China Opps, Caut Mgd, Credit Alpha, with max Emerging Mkts, Emerging Mkts Opps, Euro Abs Rtn, Euro Focus, Euro Growth, Euro fund
Nth Amer Enhanced Equity, Inst UK Gilt, Japan Cap Growth, Preference & Bd, Sterling Bd, Strategic Bd, UK Abs Rtn, UK Alpha, UK Equity Inc & Gth, UK Index, UK & Irish Small Cos, UK Property, UK Smaller Cos, UK Tracker, US Grth, World Select
Nil/ Nil
Nil/
Varies Varies fund †
fund
with with max Growth, High Income Bond, Managed Portfolio, Pacific Growth, Small Cos, UK Equity fund
Not currently with reinvested max applied but reserve right to charge £50
m the funds. Nil/
Nil Varies Varies No
No Amer Growth, Balanced Growth, Corporate Bond, Euro Growth, Euro Small Cos, Global Income, UK Property
Varies Paid or No Asian, Asian Eq Inc, Bal Risk 6, Bal Risk 8, Bal Risk 10, Corp Bd, Dist, Emer Countries, Emrg Euro, Euro Eq, EuroEq Inc, Euro High Inc, Euro Opps, Euro Sm Cos, Glbl Bd, Glbl Dist, Glbl Eq, Glbl Eq Inc, Glbl Fin Cap, Glbl Opps, Glbl Sm Cos, Glbl Tgtd Rtns, H Inc, High Yield, Hong Kong & China, Inc, Inc & Gth, Jap,Jap Sm Cos, Latin Amer, Man Inc, Man Gth, Mly Inc Plus, Pacific, Tactical Bd, UK Agg, UK Gth, UK Sm Cos Eq, UK Strat Inc ,US Eq
Africa & Middle East †, American, Asia Ex Japan, Balanced Mgd, Capital Accumulator,
with with max Cautious Mgd (UK Bds &Shares), Emerging Mkts Local Currency Debt, Enhanced fund fund
Natural Res †, European, Glbl Bd, Glbl Dynamic, Glbl Energy, Glbl Eq, Glbl Free Enterprise, Glbl Gold, Glbl Special Situations, Mgd Dist, Mgd Gth, Mthly High Inc, Multi-Asset Prot, Strategic Bond, Target Return (GBP), UK Alpha,UK Blue Chip, UK Sm Cos, UK Special Sits
No initial charge for
first two switches
The 5% entry N/A charge is
discounted by 4%
Free N/A N/A Choice of 75 funds
Two free per year
N/A
Many funds offered with discounted initial charge
N/A
Free, except for European
Sel Opps, Euro Small Cos, Euro Special Sits, Fixd Int Mly Inc, Glb Care Gth, Glb Care Absolute Return UK Inc, Glb Equity Income, Glb Fins, Glb Growth, Glb Tech, Index Lkd Bd, Inst Glb Care Mgd, Inst Japan Enhanced Equity, Inst Long Dated Credit, Inst Long Dated Gilt, Inst
Fund which is 5%
N/A N/A
Shares sold outside NISA and proceeds added to NISA for investment
No No FP Brown Shipley: Growth, Dynamic, Income, Sterling Bond N/A N/A Varies Varies N/A N/A
N/A N/A
N/A N/A N/A N/A No N/A 5% N/A
N/A N/A
N/A No
March 2015
99
ge
hdrawal
Additional charge for transfers in/out
Dividends distributed
Dividends paid/ reinvested/either Max number of funds
Fund choice
Switching discount between funds
Share exchange facility terms
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