COMPANY
Term Assurance - Non-smoker with CI Cover LEVEL SINGLE LIFE - age next birthday
Min
10 YEAR TERM Average
Lowest Rates Highest Rates
AA Ins’nce Services g £ 5.00 AA Ins’nce Services r £ 5.00 AEGON g AEGON r Aviva g m Aviva r m
Beagle Street g Bright Grey g Bright Grey r Forester Life r
£ 5.00 £ 5.00 £ 5.00 £ 5.00 No Min £ 10.00 £ 10.00 £ 10.00
Friends Life Ind Prot g £ 8.00 Friends Life Ind Prot r £ 8.00 Legal & General g Legal & General r
£ 6.00 £ 6.00
Legal & General g e £ 6.00 Legal & General r e £ 6.00 LV= g LV= r
SAGA g SAGA r
Premium 20 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs Non smoker monthly premiums. Sum assured £100,000
£13.91 £15.05 £18.59 £25.45 £37.20 £56.05 £84.70 £130.51 £8.38 £10.42 £13.40 £18.34 £26.29 £40.24 £66.56 £112.69 £16.61 £17.57 £21.22 £29.75 £46.06 £71.27 £112.96 £173.27
£15.49 £15.49 £18.20 £25.61 £37.00 £56.03 £81.14 £127.91 £14.54 £14.54 £18.20 £25.17 £36.58 £55.90 £13.20
£14.30 £17.80 £23.40 £35.84 £50.88
£80.03 £127.91 £80.30 £121.76
£12.95 £14.15 £17.15 £23.04 £33.81 £51.20 £77.72 £119.92 £13.40 £15.30 £19.40 £26.40 £36.50 £53.10 £82.00 £123.80 £13.00 £14.70 £18.80 £25.60
£35.30 £51.30 £79.20 £119.50 £11.65 £14.51
£8.38 £10.42 £13.40 £18.34 £26.29 £40.24 £66.56 £112.69 £15.54 £17.57 £21.22 £28.35 £41.28 £63.59 £98.38 £137.37 £15.41 £17.42 £21.03 £28.09 £40.89 £62.98 £97.36 £136.04 £20.04 £29.75 £46.06 £71.27 £112.96 £173.27
£ 5.00 £ 5.00
Sainsbury’s Bank g f £ 5.00 Sainsbury’s Bank r f £ 5.00 Scottish Provident g £ 5.00 Scottish Provident r £ 5.00 Zurich Assurance g £ 5.00
20 YEAR TERM Average
Lowest Rates Highest Rates
AA Ins’nce Services g £ 5.00 AA Ins’nce Services r £ 5.00 AEGON g AEGON r Aviva g m Aviva r m
Beagle Street g Bright Grey g Bright Grey r Forester Life r
£ 6.00 -- £ 6.00 --
£14.27 £15.55 £19.05 £25.58 £38.64 £56.40 £86.77 £131.29 £13.94 £14.93 £18.32 £25.03 £36.60 £55.18 £82.96 £128.48 £16.61 £16.61 £19.51 £27.44 £39.64 £60.04 £86.94 £137.06 £15.59 £15.59 £19.51 £26.97 £39.20 £59.89 £85.75 £137.06 £15.81 £15.81 £18.57 £26.13 £37.75 £57.17 £82.80 £130.52 £14.84 £14.84 £18.57 £25.68 £37.33 £57.04 £81.66 £130.52 £13.26 £15.59 £19.88 £26.12 £37.90 £59.03 £87.42 £129.53 £13.40 £15.24 £19.16 £25.84 £37.19 £56.82 £85.35 £129.39 - -
- -
- -
- -
£86.94 £85.75
PREMIUMS DECREASING SINGLE LIFE - age next birthday
20 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs Non smoker monthly premiums. Sum assured £100,000
£10.73 £11.37 £13.16 £17.64 £23.86 £35.15 £54.27 £85.37 £5.86
£13.19 £13.87 £15.93 £22.19 £32.46 £47.30 £73.97 £115.86
£11.48 £11.48 £11.03
£12.69 £11.03 £12.61
£17.54 £23.04 £34.73 £52.05 £85.28 £17.12 £22.88 £34.50 £52.05 £80.88
£10.06 £11.12 £13.25 £16.89 £22.72 £32.41 £50.27 £76.55 £10.49 £11.23 £12.83
£9.59 £10.72 £12.58 £16.80 £22.47 £32.58 £49.38
£16.40 £22.10 £32.10 £49.63 £76.50 £77.42
£9.28 £10.31 £12.06 £16.19 £21.55 £31.24 £47.32 £74.12 £5.86
£7.16 £8.87 £11.71 £16.37 £24.11 £39.28 £66.51
£13.19 £13.87 £15.93 £22.19 £32.46 £47.30 £73.97 £115.86 £13.08 £13.76 £15.80 £21.99 £32.16 £46.85 £73.26 £114.72 -
- £9.82 £9.62 £11.04 - - - - - -
£11.48 £13.57 £17.98 £24.63 £35.11 £53.64 £84.51 £12.89 £16.92 £23.24 £34.10 £53.39 £81.57
£137.06 £137.06
£12.67
£15.65 £15.65 £18.38 £25.87 £37.37 £56.60 £81.97 £129.21 £14.69 £14.69 £18.38 £25.42 £36.96 £56.47 £80.84 £129.21 £14.92
£17.78
£12.30 £12.30 £13.61 £18.80 £24.69 £37.21 £55.77 £91.38 £11.82 £11.82 £13.52 £18.35 £24.52 £36.96 £55.77 £86.66 £11.71 £11.71 £12.95 £17.90 £23.51 £35.44 £53.11 £87.02 £11.25 £11.25 £12.87 £17.47 £23.35 £35.20 £53.11 £82.53 £10.40 £11.54 £13.94 £18.67 £24.29 £36.04 £61.49 £87.19 £11.17 £11.49 £13.92 £18.63 £24.01 £36.41 £55.42 £89.48 - -
- -
- -
- -
- -
- -
£55.77 £55.77
£7.16 £8.87 £11.71 £16.37 £24.11 £39.28 £66.51
£91.38 £86.66
£24.26 £36.52 £53.49 £85.18 £123.46
£12.30 £13.95 £17.49 £23.20 £35.28 £52.96 £81.48 £122.21 £13.40
£14.30 £17.80 £24.00 £35.60 £51.60 £80.10 -- Non smoker monthly premiums. Sum assured £100,000
£14.89 £16.71 £22.36 £31.80 £45.99 £70.76 £110.36 £204.61 £9.05 £11.66 £15.57 £22.19 £33.72 £54.03 £88.21 £165.69 £17.72 £21.33 £26.38 £39.40 £60.30 £90.86 £132.45 £247.40
£15.88
£ 5.00 £ 5.00 £ 5.00 £ 5.00 No Min £ 10.00 £ 10.00 £ 10.00
Friends Life Ind Prot g £ 8.00 Friends Life Ind Prot r £ 8.00 Legal & General g Legal & General r
£ 6.00 £ 6.00
Legal & General g e £ 6.00 Legal & General r e £ 6.00 LV= g LV= r
£ 5.00 £ 5.00
SAGA g SAGA r
Sainsbury’s Bank g f £ 5.00 Sainsbury’s Bank r f £ 5.00 Scottish Provident g £ 5.00 Scottish Provident r £ 5.00 Zurich Assurance g £ 5.00
£15.88
£16.13 £16.13 £21.58 £30.86 £13.70 £16.10
£21.09
£22.07 £31.08 £43.80 £69.82 £108.59 £41.12 £65.30 £109.32
- -
£29.67 £43.09 £64.00 £103.52 £206.30
£13.15 £15.90 £20.25 £28.68 £42.11 £63.73 £97.94 £165.69 £14.10 £16.70 £22.00 £30.50 £44.00 £65.60 £106.70 £13.70 £16.20 £21.30
£29.40 £42.60 £63.40 £103.00 £13.14
£9.05 £11.66 £15.57 £22.19 £33.72 £54.03 £88.21 £17.72 £21.33 £26.38 £38.03 £58.89 £90.43 £132.45 £220.50 £17.57 £21.14 £26.15 £37.68 £58.33 £89.55 £131.15 £218.32 £17.77 £25.99 £39.40 £60.30 £90.86
- - -
-
£15.33 £17.31 £22.67 £31.67 £46.03 £68.82 £111.38 £14.85 £16.56 £22.34 £31.36 £44.31 £67.18 £108.18 £17.01 £17.01 £23.66 £33.30 £46.93 £74.81 £116.36 £17.29 £17.29 £23.13 £33.07 £44.06 £69.96 £117.14 £16.20 £16.20 £22.52 £31.71 £44.69 £71.24 £110.81 £16.46 £16.46 £22.02 £31.49
£41.96 £66.63 £111.55
£ 6.00 -- £ 6.00 --
£14.32 £17.69 £24.33 £34.63 £53.10 £77.40 £113.44 £14.05 £17.09 £25.22 £36.05 £53.31 £80.68 £108.63 - -
- -
- -
- -
£16.04 £16.04 £22.29 £31.39 £44.24 £70.53 £109.70 £16.30 £16.30 £21.80 £31.18 £13.51
£41.54 £65.96 £110.43
£13.30 £15.55 £20.33 £29.25 £13.70
£15.40 £20.40 £29.10
- - - - - - - - -
£11.59 £11.59 £12.82 £17.72 £23.27 £35.09 £52.58 £86.15 £11.14 £11.14 £12.74 £17.30 £23.12 £34.85 £52.58 £81.70 £10.26 £11.33 £13.49 £17.18 £24.09 £33.47 £51.90 £83.72 £10.17 £11.30 £13.44 -
-
£16.65 £22.58 £32.52 -
- -
£50.68 -
Non smoker monthly premiums. Sum assured £100,000
£11.54 £12.56 £15.98 £21.87 £30.06 £45.69 £70.76 £141.14 £6.52
£14.50 £15.72 £19.66 £27.44 £40.58 £60.37 £88.00 £171.52 £11.68
£12.34 £12.34 £10.70
£11.68 £15.63 £15.63
£22.01 £28.66 £44.87 £69.70 £21.25
£27.87 £42.58 £67.04
£11.55 £13.04 £16.20 £21.00 £29.10 £44.00 £10.41 £11.86 £15.05 £20.31 £28.25 £43.40 £67.01 £9.90 £11.44 £14.43 £19.48 £27.11 £41.44 £64.12 £6.52
£8.20 £10.57 £14.49 £21.18 £32.94 £54.76
- -
£12.72 £16.12 £21.65 £29.96 £42.72 £65.10 £127.14 £65.40 £112.47 - - -
£14.50 £15.72 £19.66 £27.44 £40.58 £60.37 £88.00 £171.52 £14.38 £15.59 £19.49 £27.19 £40.20 £59.79 £87.15 £169.83 -
- £10.25 - - - - -
£10.74 £12.69 £16.09 £21.79 £30.51 £46.20 £73.12 £12.22 £15.72 £21.52 £29.94 £44.83 £67.38
£116.36- - £117.14- - - -
£11.80
£16.63 £21.24 £29.72 £44.19 £70.15 £112.60 £247.40 £42.75 £64.02 £100.33 £169.47 £42.80 £63.40 £103.70
-
£12.53 £12.53 £16.75 £23.59 £30.71 £48.08 £74.68 £13.22 £13.22 £16.75 £22.77 £29.87 £45.63 £71.84 £11.92 £11.92 £15.95 £22.46 £29.24 £45.79 £71.12 £12.59 £12.59 £15.95 £21.68 £28.44 £43.45 £68.41 £11.71 £13.19 £16.44 £23.08 £32.77 £50.07 £74.43 £11.46 £13.03 £16.11 £23.20 £32.58 £49.12 £72.59 - -
- -
£11.80
- -
£12.46 £12.46 £15.79 £21.46 £10.89 £12.84 £15.84 £10.84 £12.74 -
-
- -
- -
- - - - - - - - -
£15.79 £22.24 £28.95 £45.33 £70.41 £28.16 £43.02 £67.73
£20.48
£15.66 £20.14 -
-
£74.68- £71.84- - -
£28.82 £44.26 £75.24 £154.70 £28.45 £41.54 £65.68 £111.19 -
- - -
Lowest 5 premiums are shown in bold type. SMOKER/NON-SMOKER - a non-smoker is generally defined as someone who has not smoked cigarettes in the last 12 months. Cigar and pipe smokers are sometimes classed as non-smokers. This may vary between companies. ( ) = Sum assured when minimum premium applied. e = Rates available directly from L&G or via an IFA if applied for electronically. f = Online rates. g = Rates are guaranteed. m= Aviva also offers life insurance with a simplified underwriting process and is available with no options. r = Rates are reviewable.
March 2015 37 £8.20 £10.57 £14.49 £21.18 £32.94 £54.76 £111.19
£75.61 -
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