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PENSIONS Transfer in Charges


Payment of Benefits/ Transfer Out Charges


Cash transfer: Nil In specie: Nil


Annuity purchase: Nil


Income: Set up Nil, £75 pa when income taken Transfer out: Nil Flexible drawdown: Set up Nil, £75 pa when income taken


Cash transfer: Nil In specie: Nil


Annuity purchase: Nil


Income: Set up Nil, £75 pa when income taken Transfer out: Nil Flexible drawdown: Set up Nil, £75 pa when income taken


Cash transfer: £75


In specie: £250, re-reg of UT/OEIC £50 per hldg, invest a/c £225, assign ins pol £225 per deed &


Annuity purchase: £75


Income set-up: £150, admin fee £15 per month, Transfer out: £75 cash, in specie as transfer in chg. Flexible drawdown: Registration/set-up £75, closing


property trfrs as per standard fees through flexible drawdown £75 Cash transfer: £60


Annuity purchase: £75


In specie: £60 (Assets transferred Income set-up: £150 (to age 75) £250 (from 75) to Funds & Shares Service or Investment Partners)


Transfer out: Cash £75, QROPS £425, In-specie


£225 of inv act & assignment of ins policy. Property transfers out as standard sale Flexible drawdown: Registration/set-up £75, Closure £75


quarterly: up to £25K - £25, £25K to £50K - £35, over £50K - £45, fee waived if £200K or more invested using Funds & Shares Service. Dealing: Annual custody charge (Fund and


hing: Using bulk dealing service £1.50, online £3.95, telephone £29.95, paper form required £50. Annual custody and dealing/switching charges are VAT exempt. Cash transfer: £50


Annuity purchase: £150 In specie: £50


Income set-up: £200 first set-up, then £75, income recalculation £100 Transfer out: £150 Flexible drawdown: Registration/set-up £250, draw- down annual fee £75


nline purchase/sale £12.50 per transaction, a client’s account will be credited with two free online deals per annum saving up to £25. An online monthly dealing facility will now be Cash transfer: Nil (Shares £10 per Annuity purchase: Nil In specie: Nil


             item) Income set-up: Nil


Transfer out: Nil (Fund managers may apply a charge) Flexible drawdown: Nil


(£37.5K post retirement) and reduced to £1K if accompanied by regular contribution. Annual Admin charge: At Core level Portfolio value up to £29,999 - 0.35%, £30K - £249,999 0.30%, £399,999 0.25%, £400K + 0.15%. Property Purchase Charge: Suffolk Life will make additional charges, and for details of these please see www.aviva-for-advisers.co.uk.


Cash transfer: Nil In specie: Nil


Annuity purchase: Nil


Pension drawdown: £195 pa payable on first tranche only, at outset and subsequent anniversaries. No charge for subsequent tranches Transfer out: Nil Flexible drawdown: £240 pa regardless of number of arrangements


Wealth funds. VAT is not currently applied to the charges shown. Cash transfer: Nil


In specie: Time cost


Annuity purchase: From £210 Income set-up: £200


Transfer out: Cash - £200, all others - time cost Flexible drawdown: £250


ial property. Future & Options - where the liability under the contract cannot exceed the amount invested in that contract.


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March 2015


65


UK Shares/AIM Unquoted Shares Gilts/Bonds Deposit Accounts Commercial Property Convertible Securities Futures & Options Investment Trusts Unit Trusts/OEICs Insurance Cos Funds Warrants


PIBs TEPs


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