INVESTMENTS
Nil only Stamp Varies Either Duty/Nil
Nil/ Nil
Nil/ Nil
Varies Varies with fund
Varies Either
Nil/In specie TVO Varies £25 per holding VAT exempt
£100+VAT Paid Varies Either
16 Aberdeen: Asian Income, Asian Smaller Companies, Japan, Latin American Income, New Dawn, New Thai, Smaller Companies High Income, UK Tracker.
Dunedin: Income Growth, Smaller Companies. Murray: Income, International. Edinburgh Dragon, New India, North American Income, Shires Income.
Latin American Eq, Managed Distribution, Multi-Asset, North American Eq, Property Share, Responsible UK Equity, Sterling Corp Bond, UK Eq, UK Equity Inc, UK Mid-Cap Eq, UK Smaller Cos Eq, World Eq, World Eq Income, World Strategic Bond
No discount, £10 + VAT charge
20 Asia Pacific Eq, Asia Pacific & Japan Eq, Emerging Markets Bond, Emerging Markets Eq, Nil Euro Eq, Eastern Euro Eq, Ethical World Eq, Euro Sm Cos Eq, High Yield Bond, Jpn Eq,
12 Aberdeen Multi Manager: Balanced Mgd, Cautious Mgd, Constellation, Diversified Alpha, Eq Mgd, Ethical, Multi Asset Dis
max
Alliance Trust, UK shares listed on the London Stock Exchange, UK listed gilt-edged max and fixed interest securities, Open ended investment companies (OEICs), unit trusts and exchange traded funds (ETFs).
No Nil 10 Brazil, Bric Stars, Cont Euro, Euro Equity Inc, Gilt Yld, Global Ecotrend, Japan,
Nil/ Nil
fund fund Varies Varies
with †
with fund
15 max
RiskMaster: Conservative, Defensive, Growth, Moderate. Sterling Total Return, Total Return Asian Eq, UK Corp Bd, UK Eq Inc, UK Growth, UK Index, UK Mid Cap, UK Unconstrained, US Equity
No Choice of over 4,500 investments of which 3,500 are clean funds. Free Varies N/A No N/A
Using regular investment service nil, using bulk dealing service £1.50, online £3.95, telephone £29.95, paper form required £50. Annual custody and dealing/switching charges are VAT exempt. Nil/
Sale and repurchase charges
w long you have held your account with us. We offer an online monthly dealing facility which will reduce the charge for making regular payments by direct debit from £5 per security down to just £1.50. Also Nil/
Varies Either
Nil/ Nil
Varies Varies with
Capital, European Growth, European Opportunities, Global Energy, Global Growth, Global Income, Global Select, High Income, Income, Monthly Distribution, Strategic Assets, Strategic Bond, UK Growth, UK Smaller Cos, UK Special Sits
No Active Prot, Asian Pac Prop, Corp Bd, Dist, Euro Eq, Euro Prop, High Yield Bd, Higher Inc Plus, Int Indx Trking, Mgd High Inc, Mly Inc Plus, Multi-asset I, II, III, IV, V, Multi Strat Target Inc,
ate Bond, High Yield Bond, Strategic Bond, all 3 Multi-manger funds & Distribution distributed quarterly, with the remaining funds distributed half yearly. Nil/
Nil
No Choice of over 2,600 funds including: Equities, Exchange Traded Funds (ETFs), max Investment Trusts, Open ended investment Companies (OEICs)
arge £25 - £50 flat dealing charge, transfer in or out of shares £10 per item. Nil/
Nil
Nil/ Nil
Add’l £32.50 per fund £32.50 with Nil/
line of stock Nil/£25 per On
(max £125) Nil/
stock Nil
Nil/ Nil
Nil/ Nil
Nil/ Nil
receipt Either
Varies Paid with fund
Varies Varies fund
Bi- Yly
Paid
Varies Either with fund
Varies Either with fund
Varies Either max No
Multi Strat Target Rtn, Multi Mgr: 20% - 60% shrs, 40% - 85% shrs, Flexible. Prop Trst, Strat Bd, UK Grth, UK Eq, UK Eq Inc, UK Opps, UK Grth, UK Inc & Grth, UK Indx Trkg, UK Sm Cos
operty & Active Protector which are taken from capital, and Distribution which is 50% capital & 50% income. Switching discount: A full discount is applied to the initial charge on fund switches. Dividends Varies Either
No
No AXA: Distribution, Defensive Dist, Ethical Dist, Global Dist, Global High Inc, General Trust, max Pan Euro High Yield Bd, Sterling Corp Bd, Sterling Credit Short Duration Bd,
Sterling Indx Lkd, Sterling Long Corp Bd, Sterling Long Gilt, Sterling Strat Bd. AXA Rosenberg: American, Asia Pacific excl Japan, European, Global, Japan
Amer Gth, Biotech, Blue Chip Eq Inc, Emerg Mkts, Equity Inc, Euro, Financial, Global Opps, Global Tech, Health, Japan, Mgd Balanced, Mgd Income, Mth Inc, UK Growth, UK Mid Cap, UK Sel Opps, UK Sm Cos
£1K min Shin Nippon per trust
max N/A 7 Edinburgh Worldwide, Japan, Monks, Pacific Horizon, Scottish American, Scottish Mortgage, Free No All ISA eligible investments including over 1,700 funds
No Abs Ret, Asia, Asia Spec Sits, Bal Grth Port, Cash, Cont Euro, Cont Euro Inc, Corp Bd, max Dyn Diversified Growth, Emg Mkts, Euro Abs Alpha, Euro Dyn, Glbl Bd, Glbl Inc, Glbl Eq,
with with max Inc & Gth IT, Latin American IT, North American IT, Smaller Cos IT, Throgmorton Trust, fund
No
Commodities Income Inv Trust, Emerging Europe, Frontiers IT, Greater Europe Inv Trust, World Mining
max Corp Bd 1 - 10 yr, Corp Bd Tracker, Emerging Mkt Eqty Tracker, Index Linked Gilt Tracker, Mid Cap UK Eqty Tracker, Gbl Prop Secs Eqty Tracker, Overseas Corporate Bond Tracker, Overseas Government Bond Tracker, Japan Eqty Tracker, Nth American Eqty Tracker, Pacific Ex Japan Eqty Tracker, UK Eqty Tracker, UK Gilts All Stk Tracker, US Eqty Tracker
No 350 UK Eq Tracker, 100 UK Eqty Tracker Fund, Bal Mgd, Cash, Cont Euro Eqty Tracker,
Varies Either with fund
7 Absolute Insight, American, Global Strat Bd, Long Term Global Eqty. Insight: Eqty Inc, Eqty Inc Booster, Global Absolute Return, Inflation-Linked Corp Bnd, Strategic Bond.
Inc, Managed Income and Real Return from Capital. UK Eqty, UK Opps Nil/
Nil
with Accumulation max fund
Newton: American, Asian Inc, Bal, Cautious Mgd, Contin Euro, Corp Bond, Emerging Income, Global Dynamic Bd, Global High Yield Bond, Global Higher Income, Global Opps, Growth, High Inc, Int’l Bond, Int’l Gth, Mgd, Mgd Income, Oriental, Pan-Euro, Real Return,
Varies Income/ No Approximately 400 funds from 50+ fund providers
Many funds offered with discounted initial charge
1% charge
Glbl Multi Asset, Gold & Gen, Nat Resources Gth & Inc, Sys Cont Eur, UK, UK Abs Alpha, UK Focus, UK Inc, UK Sm Cos, UK Spec Sits, US Dyn, US Opps
- 1% charge
Free, purchase units at normal charge
N/A No N/A
Shares sold outside NISA and proceeds added to NISA for investment
N/A N/A † No Nil Switch out at N/A
bid, in at creation †
N/A N/A
N/A
charge 1%
No
Varies
N/A
= shares. G = gilts. chge = charge.
ic = initial charge. yly = yearly. qly = quarterly. mly = monthly.
Inc = income. Cap = capital. opt = option. RP = regular premiums. SP = single premiums.
March 2015
97
ge
hdrawal
Additional charge for transfers in/out
Dividends distributed
Dividends paid/ reinvested/either Max number of funds
Fund choice
Switching discount between funds
Share exchange facility terms
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