PENSIONS Transfer in Charges
Payment of Benefits/ Transfer Out Charges
Cash transfer: Nil In specie: £165
Annuity purchase: Nil
Income set-up: £180 one off administration charge Transfer out: Nil (Cash) £165 (in specie) Flexible drawdown: Not available
ms. Minimum Regular Contributions: Reduces to £50 pm if there is an associated transfer of £15K or more. Cash transfer: £80 †
Annuity purchase: Nil In specie: £80
Income set-up: £215, payment £195 pa, review £160 Transfer out: Nil Flexible drawdown: As income set-up charges
where no self investment. Property purchase: Initial desk top study - free, initial property charge £645, lease£160 per lease, loan £160 per loan, completion of property £215, managing agent £80 per quarter, annual VAT admin charge £160 p.a. Charges are VAT free with the
exception of some property related charges.
Cash transfer: Nil In specie: Nil
Annuity purchase: Nil Income: Nil
Transfer out: Nil Flexible drawdown: Not currently available
butions of £200 pm (£50pm/£600pa if £10K lump sum is paid at the same time) £50 pm/£600 pa additional regular payments. † Annual charges: Up to £10K - 0.7%, £10K up to £20K - 0.65%, to £1m - 0.2%, £1m up to £2m - 0.15%, £2m+ 0.1%. Convertible Securities, Futures & Options, Warrants: May be available via Discretionary Fund Manager.
Cash transfer: £50 (max £300 per SIPP)
In specie: £50 (max £300 per SIPP)
Annuity purchase: £75
Income: £150 pa (to age 75), £250 (75+) Transfer out: £75 (Plus £25 per investment)
Flexible drawdown: Registration/set-up £75, closing through flexible drawdown £75
Planned £0 - £2, online £12.50, telephone £25. Cash transfer: Nil
In specie: £276 Annuity purchase: Nil
Income set-up: £189, payment £146 pa for full SIPP options. Nil for customers not in full SIPP options. Annual review £108 (free online) Transfer out: Nil Flexible drawdown: £208 set up chge. Nil if invest- ment in insured funds only. Early depletion chge £312
dministration, or Discretionary Investment Manager charges. † Dealing: charge only applies to purchase of stocks and shares or buying/selling through Stocktrade or Fidelity charges shown.
Cash transfer: £0 - £75 per transfer Annuity purchase: Nil (max £300) fee waived if adviser fulfils certain criteria In specie: £100 - £300
Income set-up: £155, payment £155, review £155 Transfer out: Nil (Cash)
Flexible drawdown: Registration/set-up £155, payment £155 pa, switching from capped to flexible drawdown £155, payment of whole fund as pension income £300
Cash transfer: £0 - £75 per transfer Annuity purchase: £75 (max £300) fee waived if adviser fulfils certain criteria In specie: £150 - £300
Cash transfer: £0 - £75 per transfer Annuity purchase: £75 (max £300) fee waived if adviser fulfils certain criteria In specie: £150
SIPP invested in it.
Income set-up: £155, payment £155, review £155 Transfer out: £75
Flexible drawdown: Registration/set-up £155, payment £155 pa, switching from capped to flexible drawdown £155, payment of whole fund as pension income £300
Income set-up: £155, payment £155, review £155 Transfer out: £75
Flexible drawdown: Registration/set-up £155, payment £155 pa, switching from capped to flexible drawdown £155, payment of whole fund as pension income £300
††
†
March 2015
75
UK Shares/AIM Unquoted Shares Gilts/Bonds Deposit Accounts Commercial Property Convertible Securities Futures & Options Investment Trusts Unit Trusts/OEICs Insurance Cos Funds Warrants
PIBs TEPs
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