PENSIONS Transfer in Charges
Payment of Benefits/ Transfer Out Charges
Cash transfer: Nil In specie: Nil
Annuity purchase: Nil
Income set-up: Nil, annual income drawdown fee £195 Transfer out: £150, overseas (QROPS) £500 Flexible drawdown: Nil
Cash transfer: Nil In specie: £100
Property £750, Land £750 Annuity purchase: £300 Income set-up: £250 (£150 quote plus £100 payment
of PCLS), admin fee £125 annual (£150 quarterly, £200 monthly) pa, review £150 Transfer out: £150 (full or partial cash), £300 (full or partial in specie), £500 overseas Flexible drawdown: £250 set-up, also payt & closure fees
or unregulated investments. † Allowable investments as part of a DFM portfolio. Cash transfer: Nil
Annuity purchase: £150 In specie: No specific fee
Income: £150 pa Transfer out: Nil Flexible drawdown: £500 pa
Cash transfer: £125 In specie: £125
Annuity purchase: Commission negotiable
Phased retirement: £100 per tranche Income drawdown: Nil Flexible drawdown: Registration/set-up: £150, payroll £50 pa Transfer out: £125
Cash transfer: Nil
In specie: Dependent on asset. Property - time cost
Cash transfer: Nil In specie: Nil
Annuity purchase: £170 Income payroll: £170
Capped drawdown: £220 Flexible drawdown: Time cost Transfer out: £160 plus time cost
Annuity purchase: Nil
Income: £60 pa Transfer out: Nil Flexible drawdown: Income £60 pa
Cash transfer: Nil In specie: £250
Annuity purchase: £75
Benefit calculation: £120, payment £125 pa, review £100 Transfer out: £150 Flexible drawdown: £120, payment £125 pa, review £100
Cash transfer: Nil In specie: £150
Annuity purchase: £105
Income: £108 pa Transfer out: £105 Flexible drawdown: Registration/set-up Nil, income payment £108, closure of SIPP due to flexible draw- down £105
Cash transfer: £50 per transfer In specie: Time cost
Annuity purchase: From £180
Benefit calculation & payment of lump sum: £250, pension payment £120 pa Transfer out: From £250 Flexible drawdown: From £250, switching from Capped to Flexible £75
†† †
†
March 2015
67
UK Shares/AIM Unquoted Shares Gilts/Bonds Deposit Accounts Commercial Property Convertible Securities Futures & Options Investment Trusts Unit Trusts/OEICs Insurance Cos Funds Warrants
PIBs TEPs
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