Full Cost With Profits Endowments COMPANY
Healthy Investment † 0161 762 5790
Sheffield Mutual Friendly Society
01226 741000 Plan Name Savings Plan †
min/max term (nb) years 1/65
term 75 10/25
Age at Max age Min/Max MIN PREMIUMS entry (nb) at end of
pm pa £10 £120
Policy fee pm
Nil/9% amc
REDUCED RATES Non Smoker Female
No † Contracts available for anyone who enjoys a healthy lifestyle. Healthy Investment is the trading name of Rechabite Friendly Society. Tax exempt plan also available. Tax Exempt/Regular Savings Plan † 1/None None 10/25 £5 £50 Nil † No No N/A † Tax Exempt: First £25 pm or £270 pa is tax exempt. Policy fee pm: Initial charge (50%) and annual management charge (7.5%) are implicit and applied to the fund before bonuses are declared.
Full Cost With Profits Endowments Age next birthday
COMPANY Plan Name
Healthy Investment Sheffield Mutual FS
† = note.
Monthly premiums. Sum assured £50,000 Savings Plan
Tax Exempt/Regular Savings Plan nb = next birthday. pm = per month. 20 yrs 30 yrs 40 yrs 50 yrs 15 YEAR TERM
£279.50 £254.98
£280.00 £281.00 £286.00 £254.98 £254.98 £254.98
pa = per annum. WOP = Waiver of premium.
£206.50 £177.02
Age next birthday 20 yrs 30 yrs 40 yrs 50 yrs
20 YEAR TERM £207.00
£177.02
PREMIUMS Age next birthday
20 yrs 30 yrs 40 yrs 50 yrs 25 YEAR TERM
£208.50 £177.02
£215.00 £177.02
£162.50 £131.32
£163.50 £166.00 - £131.32 £131.32 £131.32
PLAN DETAILS Smoker WOP No
Penalty-free paid-up
N/A
Low Cost With Profits Endowments COMPANY TWP/ Closed
Average Performance Lowest Performance
Highest Performance
-£10,738.73 -£9,905.06
-£11,324.14
Britannic Ass’nce TWP Yes -£11,324.14 LV=
MALE UWP Issue 10 Year Term 15 Year Term 20 Year Term 25 Year Term
£17,698.71 £15,255.74
£19,389.00 £17,032.10
Ryl Ldn (ex Co-Op Ins)TWP Yes -£9,905.06 Wesleyan Ass’nce TWP Yes -£10,987.00
TWP Yes -- £19,389.00 £15,255.74 £19,118.00
Full Cost With Profits Endowments Fund maturity value of a full cost with profits endowment after own charges have been deducted on 1 December 2014 for non-smoker aged 29 years 11 months at outset, having contributed a gross annual premium of £500. COMPANY
Average Performance Lowest Performance Highest Performance Britannic Ass’nce
Healthy Investment e LV= a
Sheffield Mutual
Ryl Ldn (ex Co-Op Ins) Wesleyan Assurance
Closed
£6,781.97 £6,727.00 £6,872.00
£6,790.92 £6,727.00 £6,828.00
£12,529.27 £9,959.62 £17,405.00
Yes -£11,343.50 Yes Yes Yes
£13,736.54 £11,731.00 £17,405.00
Yes -£9,959.62 Yes -£11,000.00
MALE Issue 10 Year Term 15 Year Term 20 Year Term 25 Year Term
£22,253.49 £15,333.25 £34,907.00 £17,168.82 £26,880.90 £19,813.00 £34,907.00 £15,333.25 £19,418.00
£39,383.70 £25,577.25 £62,267.00 £29,658.42 £46,082.53 £34,870.00 £62,267.00 £25,577.25 £37,847.00
£6,781.64 £6,726.00 £6,828.00 -
£6,790.92 £6,726.00 £6,828.00 - -
FEMALE 10 Year Term 15 Year Term 20 Year Term 25 Year Term
£12,544.15 £9,959.62 £17,405.00 £11,392.77 £13,736.54 £11,735.00 £17,405.00 £9,959.62 £11,036.00
£22,281.79 £15,333.25 £34,907.00 £17,207.62 £26,880.90 £19,900.00 £34,907.00 £15,333.25 £19,462.00
£39,482.41 £25,577.25 £62,267.00 £29,825.69 £46,082.53 £35,066.00 £62,267.00 £25,577.25 £38,076.00
TWP = Traditional with profit. UWP = Unitised with profit. a= Figures for 10 and 15 years are unitised with profit and is an open issue; figures for remaining terms are traditional with profit and is a closed issue. e= Figures based on product no longer available new product now offered f= Figures for 10 and 15 year term are unitised with profit; figures for remaining terms are traditional with profit.
PAST PERFORMANCE IS NOT NECESSARILY A GUIDE TO FUTURE PERFORMANCE.
Invest with Healthy Investment’s NISA for 2015/16 Call our adviser Freephone to request more information, or email us at
enquiries@healthyinvestment.co.uk
Advised fee based and non-advised/Introducer commission based available. Invest the full 2015/16 limit of £15,240.00 in our NISA.
Freephone: 0800 731 2422 42
Healthy Investment is the trading name of The Rechabite Friendly Society Limited and is an incorporated Society within the meaning of the Friendly Societies Act 1992 (Register 218f) Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register 109994
03/15 March 2015
£30,946.95 £24,959.75
£36,387.00 £28,832.08 £33,609.00 £24,959.75 £36,387.00
- -
- - - - -
PAST PERFORMANCE Fund maturity value of a low cost with profits endowment after own charges have been deducted on 1 December 2014 for non-smoker aged 29 years 11 months at outset, having contributed a gross annual premium of £500. FEMALE 10 Year Term 15 Year Term 20 Year Term 25 Year Term
£10,762.39 £9,905.06
£11,368.13 £11,368.13 -
£9,905.06 £11,014.00
£17,818.86 £15,255.74
£19,554.00 £17,109.70 £19,554.00 £15,255.74 £19,356.00
£31,192.44 £24,595.75
£36,945.00 £29,219.04 £34,010.00 £24,595.75 £36,945.00
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