BANK/SOCIETY
SOCIETE GENERALE 020 3301 5590
Structured Products - Capital at Risk % Gross (continued) Offer
Account
Growth Plan 1 (UK Four)
UK Defensive
Closes Invest Term Matures 02.04.15 -
Int to Date
Min Inv Costs Access Notes Earlier
6 Yr 12.04.2021 £10K No Yes M On maturity plan pays five times the growth in the FTSE 100 Index, capped at 60% plus original investment If If
the final reduced by 1% for every 1% fall the closing level of
SOCIETE GENERALE 0845 222 0562
UK Kick-Out Plan 02.04.15 - 14 (UK Four)
returned, providing the closing level of level of
the index is equal the index
falls below 60% of
Also available within a NISA wrapper, SIPP or SSAS. Counterparty: Societe Generale and the UK Four (Aviva plc, Barclays Bank plc, Lloyds Bank plc and The Royal Bank of Scotland plc). Capital at 100%. Start date 10.4.2015.
to or below 90% of in the index. Potential
the end of years 2, 3, 4, 5 or 6 the index is equal below the opening level.
the FTSE 100 is at least equal will mature. Capital returns are subject
SOCIETE GENERALE 0845 222 0562
UK Step Down Kick-Out Plan 14 (UK Four)
02.04.15 -
capital will be reduced by 1% for every 1% fall UK Four
at risk: 100%. Start date 10.4.2015. annual measurement dates. opening level. by 1% for every 1% fall STARTPOINT
INVESTMENTS 020 3301 5575
FTSE Kick Out Plan 08.04.15 - April 2015
100% (95% year 3, 90% year 4, 85% year 5 and 80% year 6) of Capital
the FTSE 100 is at If at
returned in full on maturity providing the index has not If
the index
Barclays Bank plc, Lloyds Bank plc and The Royal Bank of Scotland plc). Potential to capital gains tax. Also available within a NISA wrapper, SIPP or SSAS. Capital at Start date 10.4.2015.
6 Yr 26.04.2021 £5K No Yes F On maturity plan pays 54% gross, providing the final close of business level of at if
growth payment of 9%, index has not capital will be
least equal the index
is equal STARTPOINT
INVESTMENTS 020 3301 5575
FTSE Quarterly 18.03.15 - Defensive Kick Out Plan March 2015
WALKER CRIPS 0203 100 8880
Annual Growth Plan 27.03.15 - Issue 32
(Kick-Out) commencing 20 March 2017, is equal to or
6 Yr 06.04.2021 £10K No Yes M On maturity plan pays 49.5%, plus original level
anniversary, If
is
WALKER CRIPS 0203 100 8880
Defensive Annual 27.03.15 - Growth Plan Issue 14 (Kick-out)
equal
will mature (kick-out) with a fixed payment equivalent returned.
will be reduced by 1% for every 1% fall
the FTSE 100 index the closing level of
to or higher
6 Yr 06.04.2021 £10K No Yes M On maturity plan pays 42%, plus original level
anniversary, will mature returned.
will be reduced by 1% for every 1% fall If
the FTSE 100 index (kick-out) with a the closing level of
to or higher is equal
than 75% of level
level is equal initial the index
tax. Also available within a NISA wrapper, SIPP or SSAS. Counterparty: Santander UK plc. Capital at risk: 100%. Start date 2.4.2015.
in the index. Potential is lower
fixed payment the index
is equal
investment the initial
tax. Also available within a NISA wrapper, SIPP or SSAS. Counterparty: Santander UK plc. Capital at risk: 100%. Start date 2.4.2015.
in the index. Potential is lower returns are subject equivalent to or higher index returns are subject than 50% of
to 7% gross pa, plus original the start
index
If on the second or any subsequent than the initial
level, than the
Counterparty: Morgan Stanley. Capital at risk: 100%. Start date 20.3.2015. investment
are
level at maturity, capital will be reduced by 1% for every 1% fall subject
the investment will mature early with a gross payment of 1.6% for each quarter in force, plus original the start returns
to
investment capital
the index is equal returned.
than If gains to or higher tax. Also
the closing level of available within
index to or higher If than 50% of
to 8.25% gross pa, plus original the start
than the initial on the index or the index
capital gains tax. Also available within a NISA wrapper, SIPP or SSAS. Counterparty: Morgan Stanley. Capital at risk: 100%. Start date 10.4.2015.
fallen by more than 60%. reduced by 1% for
for each year of higher every 1% fall in
is below 60% of the
If on
than its opening level on the start date, that
any quar terly measurement is lower index. Potential returns
level at maturity, are
subject
6 Yr 07.04.2021 £5K No Yes F On maturity plan pays 38.4%, plus original 100 Index
investment its opening
returned providing the closing level of level.
than its opening level, investment. Capital If
the index in the index. Counterparty: Societe Generale and the UK Four falls below 40% of the star t
returned in full on maturity providing the index has not If
the index falls below 50% of
(Aviva plc, Barclays Bank plc, Lloyds Bank plc and The Royal Bank of Scotland plc). Potential to capital gains tax. Also available within a NISA wrapper, SIPP or SSAS. Capital
the end of years 2, 3, 4, 5 or 6 the index is equal its opening level,
least equal to a specified percentage of in the index. Counterparty: Societe Generale and the the start level on any day during the term,
6 Yr 12.04.2021 £10K No Yes M Plan pays a fixed payment of 7.1% pa gross from the second anniversary onwards, providing the close of business level of
fallen by more than 40% below the level at maturity, capital will be reduced (Aviva plc,
the plan will mature.
returns are subject risk: 100%.
to its opening level on the start date. On the second, and subsequent anniversaries, to or higher
the FTSE 100 Index is
the plan will mature early with a gross returned in full on maturity providing the the start
to
the FTSE date
a NISA wrapper, SIPP or SSAS.
returned providing the FTSE 100 Index closing level.
second any level,
level at maturity, capital to capital gains
investment
returned providing the FTSE 100 Index closing level.
level at maturity, capital to capital gains
investment the plan
= Investment Life & Pensions Award Winner - See page 5 for
details.Costs shown are upfront charges applied prior to investment. Implicit charges may also be applied. Int to Invest Date = Gross interest paid on balance until the money is linked to the relevant index. F = Subject to exit fee. M = Investment may be redeemed before maturity date but value of investment may be less than the original amount invested.
STOCK
43/4% Treasury Stock 2015 26.09.2003 7.09.2015 102.41 4.638219 0.313937 7 Mar/Sep 8%
Ultra-Short
2% 4%
1%
13/4% Treasury Gilt 2017 19.08.2011 22.01.2017 102.22 1.711994 0.587035 22 Jan/Jul 83/4% Treasury Stock 2017
30.04.1992 25.08.2017 120.37 7.269253 0.583503 25 Feb/Aug
Short 5%
33/4% Treasury Gilt 2019 8.07.2009 7.09.2019 111.31 3.368970 1.185972 7 Mar/Sep 43/4% Treasury Stock 2020 29.03.2005 7.03.2020 116.94 4.061912 1.272007 7 Mar/Sep 2%
41/2% Treasury Gilt 2019 26.09.2008 7.03.2019 113.54 3.963361 1.069967 7 Mar/Sep 13/4% Treasury 2019
11/4% Treasury Stock 2018
33/4% Treasury Gilt 2021 18.03.2011 7.09.2021 114.23 3.282850 1.461865 7 Mar/Sep Medium
33/4% Treasury Gilt 2020 10.6.2010 7.09.2020 112.85 3.322995 1.337438 7 Mar/Sep 8%
4%
Treasury Gilt 2017 8.03.2012 7.09.2017 100.65 0.993542 0.741596 7 Mar/Sep Treasury Gilt 2018 25.05.2007 7.03.2018 112.45 4.446421 0.848404 7 Mar/Sep
15.02.2013 22.07.2018 100.86 1.239342 0.993752 22 Jan/Jul 22.11.2013 22.07.2019 102.31 1.710488 1.211905 22 Jan/Jul
Treasury Gilt 2020 03.09.2014 22.07.2020 103.24 1.937234 1.377768 22 Jan/Jul Treasury Stock 2021 29.02.1996 7.06.2021 139.56 5.732302 1.411355 7 Jun/Dec
Treasury Gilt 2022 27.02.2009 7.03.2022 116.53 3.432592 1.516821 7 Mar/Sep 13/4% Treasury Gilt 2022 22.06.2012 7.09.2022 100.81 1.735939 1.635395 7 Mar/Sep
STOCK
Index-linked Gilts Issue
Date
8 Month Indexation Lag 21/2% Index-linked Treasury Stock 2016
21/2% Index-linked Treasury Stock 2020 94
Treasury Stock 2015 26.01.1995 7.12.2015 106.12 7.538636 0.302367 7 Jun/Dec Treasury Gilt 2016 03.11.2010 22.01.2016 101.47 1.971026 0.402066 22 Jan/Jul Treasury Gilt 2016 2.03.2006 7.09.2016 105.49 3.791829 0.429044 7 Mar/Sep
Gilts - Gross Issue
Date in the index. Potential
subsequent the plan
the plan has been than 60% of
to its opening level on annual measurement dates. to or higher
than its opening level, the index
the opening level at maturity, capital will be returns are subject
the start
level, no payment will be made. to capital gains tax. risk:
than 90% of the start level. fallen by more than 50% the plan If
6 Yr 12.04.2021 £10K No Yes M Plan pays a fixed payment of 9.1% pa gross from the second anniversary onwards, providing the close of business level of at
is higher
its opening level on to or higher
than
Redemption Date
Clean
Yield Price £ Flat
Yield
Interest Rdm Dates
STOCK
Issue Date
Redemption Date
Clean
Yield Price £ Flat
Yield
Interest Rdm Dates
21/4% Treasury Gilt 2023 12.06.2013 7.09.2023 103.98 2.163878 1.746491 7 Mar/Sep 23/4% Treasury Gilt 2024 12.03.2014 7.09.2024 107.88 2.549129 1.845662 7 Mar/Sep 5%
41/4% Treasury Gilt 2027 6.09.2006 7.12.2027 124.88 3.403267 2.031991 7 Jun/Dec 6%
43/4% Treasury Gilt 2030 3.10.2007 7.12.2030 133.81 3.549809 2.203688 7 Jun/Dec 41/4% Treasury Stock 2032 25.05.2000 7.06.2032 127.65 3.329416 2.302728 7 Jun/Dec 41/2% Treasury Gilt 2034 17.06.2009 7.09.2034 132.71 3.390852 2.394427 7 Mar/Sep 41/4% Treasury Stock 2036 27.02.2003 7.03.2036 129.57 3.280080 2.444197 7 Mar/Sep 43/4% Treasury Stock 2038 23.04.2004 7.10.2038 140.76 3.374538 2.473436 7 Jun/Dec 41/4% Treasury Gilt 2039 5.03.2009 7.09.2039 131.90 3.222138 2.502605 7 Mar/Sep 41/4% Treasury Gilt 2040 30.06.2010 7.12.2040 132.50 3.207547 2.527309 7 Jun/Dec 41/2% Treasury Gilt 2042 6.06.2007 7.12.2042 139.25 3.231598 2.525983 7 Jun/Dec 31/4% Treasury Gilt 2044 24.10.2012 22.1.2044 113.84 2.854884 2.568904 22 Jan/Jul 31/2% Treasury Gilt 2045 25.06.2014 22.01.2045 119.20 2.936242 2.575638 22 Jan/Jul 41/4% Treasury Gilt 2046 12.05.2006 7.09.2046 137.08 3.100379 2.542477 7 Jun/Dec 41/4% Treasury Gilt 2049 3.09.2008 7.12.2049 139.61 3.044195 2.530906 7 Jun/Dec 33/4% Treasury Gilt 2052 28.09.2011 22.07.2052 128.83 2.910813 2.549851 22 Jan/Jul 41/4% Treasury Gilt 2055 27.05.2005 7.12.2055 144.14 2.948522 2.513721 7 Jun/Dec 4%
Long
Treasury Gilt 2060 22.10.2009 22.01.2060 139.50 2.867384 2.524734 22 Jan/Jul 31/2% Treasury Gilt 2068 26.06.2013 22.07.2068 127.83 2.738011 2.544291 22 Jan/Jul
Treasury Stock 2025 27.09.2001 7.03.2025 129.02 3.875368 1.824700 7 Mar/Sep Treasury Stock 2028 29.01.1998 7.12.2028 147.42 4.070004 2.039142 7 Jun/Dec
Redemption Price Date
£
Clean Yield 3% nfl
Interest Dates
19.01.1983 26.07.2016 327.51 -1.968515 26 Jan/Jul 12.10.1983 16.04.2020 362.82 -1.221819 16 Apr/Oct
STOCK
Issue Date
Redemption Date
Clean Yield Price £
3% Interest nfl
Dates
21/2% Index-linked Treasury Stock 2024 30.12.1986 17.07.2024 341.46 -0.843202 17 Jan/Jul 41/8% Index-linked Treasury Stock 2030
12.06.1992 22.07.2030 332.01 -0.698634 22 Jan/Jul 2% Index-linked Treasury Stock 2035 11.07.2002 26.01.2035 227.66 -0.686936 26 Jan/Jul This chart shows the real yield and is calculated using a 3% inflation assumption. All Gilts are now available through the UK Debt Management Office, an executive agency of HM Treasury. Prices as at 19 February 2015. Source: DMO March 2015
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