PENSIONS Transfer in Charges
Payment of Benefits/ Transfer Out Charges
Cash transfer: £60 per scheme (max £300)
In specie: £60 Annuity purchase: £75 Income: £150 pa (age 55 - 74), £250 pa (75+)
Transfer out: £75 Flexible drawdown: Registration/set-up £75, income £150 pa (age 55 - 74), £250 pa (75+)
Cash transfer: Nil, transfer in draw- Annuity purchase: £200 down £75
Income set-up: £225
In specie: £150. Property - Time cost (from £500)
Cash transfer: Nil Transfer out: £200 cash, plus £200 per asset in-specie
Flexible drawdown: Registration/set-up £225, income payments £195 pa
Annuity purchase: £175
Income set-up: £225 Transfer out: £100 Flexible drawdown: Registration/set-up £225, income payments£195 pa
Cash transfer: Nil, transfer in drawdown £75 In specie: £150
Annuity purchase: £200 Income set-up: £225
Transfer out: £200 cash, plus £200 per asset in-specie Flexible drawdown: Registration/set-up £225, regular payments set-up £195, income payments £195 pa
Cash transfer: Nil Annuity purchase: Nil
In specie: £100. Charge per invest- Income: £100 pa ment £0 - £25 (max £300)
Transfer out: Nil Flexible drawdown: Not available
nvestment Options: Limited to Cofunds fund supermarket. † Full SIPP is an optional part of the Flexible Retirement Plan. Number of segments allowed: One separate segment for ut of the SIPP vary, no fee for paperless transactions, quoted paper based dealing £25 and £75 for any other paper based dealings. Unquoted investments (excluding private company
Cash transfer: £60 In specie: £60
Annuity purchase: £75
en if client elects to take no income. Cash transfer: £95
In specie: £95 - £550 depending on nature of in specie transfer
Income drawdown: £150 pa to age 75, £250 over 75 † Income set-up: £75 per tranche Transfer out: £75 Flexible drawdown: Registration/set-up £75. SIPP closure through flexible drawdown/trivial commutation £75
Annuity purchase: £175 Income drawdown: £115 illustration plus £115 if
drawn down Income set-up: £95, plus £145 pa Transfer out: £295 Flexible drawdown: £95
Cash transfer: Nil In specie: Nil
Annuity purchase: Nil
Income set-up: £60 + £125 pa pension PAYE payment. £60 for each pension commencement lump sum payment Transfer out: £255 (cash), £625 (in specie) Flexible drawdown: As Income set-up
March 2015
73
UK Shares/AIM Unquoted Shares Gilts/Bonds Deposit Accounts Commercial Property Convertible Securities Futures & Options Investment Trusts Unit Trusts/OEICs Insurance Cos Funds Warrants
PIBs TEPs
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