Stocks & Shares NISAs (continued)
Prudential Unit Trusts
Prudential NISA (U) 0845 783 5500
www.pruadviser.co.uk Rathbone Unit Trust
Management 020 7399 0399
www.rutm.com
Redmayne-Bentley 0113 200 6470
Pensions
www.sanlam.co.uk Sanlam Private
0117 975 2355
Investment (UK) Ltd 0800 269253
0845 600 0181 Managers
Schroder Investments 0800 718 777
Schroder Investments 0800 718 777
White List Portfolio NISA (U)
www.whitelist.co.uk Santander ISA
Investments ISA (stocks & shares NISA)
Schroder ISA (I) No No - - £7.5K £500 £1K £1K
www.redmayne.co.uk Sanlam Investments &
Rathbone Unit Trust Management NISA (U)
Stocks & Shares ISA (U/I/S)
No £500 No £1K
£250 £50 0% - 0% - Varies 5.5% 2% with fund
£500 N/A †
Varies Nil with fund
1.25% - Monthly Income Varies 1.5%
† Yes £1K £1K
No No min min †
with fund
† Initial Charge: 2.5% (Equity funds - Blue Chip Inc & Growth, Global, Income, Recovery). 1% (Bond Funds - Ethical Bd, Strategic Bd). Nil (Multi Asset Funds - Enhanced Growth, distributed: Rathbone Ethical fund quarterly.
Nil £60 + Yearly Income or £10 + VAT 1.65% (min N/A VAT
† Minimum monthly contribution: No minimum if £1K minimum lump sum contributed. The Sanlam Portal NISA (O) No
Capital (Monthly £17.50) + income) £10 chge
£1K £50 Nil 0.40% Monthly Capital N/A (Capped at £400)
N/A N/A 3% 1.15% Quarterly Capital Varies with
† Additional annual charge: Includes 0.4% platform fee. Santander
£250 £25 Nil
0.9% - 1.1%
£500 £50 0.5% 1% - £500 £50 † Daily
† Max number of funds: No maximum provided minimum investment is paid into each fund. Dividends paid/reinvested: Reinvestment not permitted - Accumulation units offered a Schroder ISA (U)
3.3% Yearly with fund Twice
Nil 1% - Daily 1.5%
with fund
Varies N/A N/A Nil Nil
price with fund
Unit Varies N/A
fund † Varies
N/A 1% N/A Nil Nil Nil 0.5% Nil
N/A N +
Nil Nil Nil Nil
N/A N/A
Nil Nil
Nil Nil
0131 225 7781
www.sit.co.uk
Scottish Inv Trust, SIT Savings
Scottish Widows UTM
www.scottishwidows.co.uk † Min monthly Investment: Where 2 NISA options are selected, the minimum investment in any one option is £10. Sheffield Mutual
0131 655 6000
www.sheffieldmutual.com † Early encashment charge: Market value reduction may apply, but not currently and never applied. NISA
Friendly Society 01226 741000
Teachers Assurance 0800 056 0563
TU Fund Managers 0800 085 9028
www.tufm.co.uk The Co-operative
Investments 08457 464646 Triodos Bank
www.co-operativeinvest
ments.co.uk
0800 328 2181
www.virginmoney.com Wesleyan UTM
Virgin Money 08456 101040
0870 601 6129
Account (U) CIS NISA (U)
No £2K min No £50 £500 £50 3% †
† Annual charge: 1.25% Adventurous, Balanced and Cautious Funds, 1.50% Ethical Fund. TU New Individual Savings No £1K
No £1K £500 £50 5% † ISA (S)
† Initial charge: discount of 3.5% off the initial charge for direct 2 customers transactions. Ethical Stocks & Shares No £1K
The Virgin Stocks and Shares ISA (U)
Yes £1 † No £1K £1 † £1 † Investment ISA No £300
Incorpor’d into price calculation
Daily 5% 1% Daily
1% - Daily 1.5%
£500 £500 3% 0.75% Daily (Equity) 0.95%
(Pioneer)
† Minimum investments for Virgin Climate Change fund, lump sum £500, minimum additional lump sum £100, minimum monthly payment £50. Wesleyan ISA (U)
Nil 1% - Daily 1.75%
£500 £100 †† Daily Deducted 0.2% -
Witan Investment Services Witan Wisdon NISA (I/S) No £2K 0800 082 8180
Zurich Intermediary Platform
0500 546546
zurichintermediary.co.uk (U/O/I/CB/S/G)
† Initial charge: Bid offer spread of approximately 5% of which 4% is the initial charge (which includes the intial adviser charge of 3%) Cash 0%. Annual charge: 1.5% - 1.75% (inc £500 £100 Nil £30 + Half Yearly Direct debit Nil
from the 0.25% unit price
† Dealing charge: Online, postal, telephone - daily aggregated bulk deal 1% (Min £1.25). Online straight through £15 flat fee. Regular savings/dividend reinvestment 1% (Min £1.2 Stocks & Shares ISA
No No min
No No min min
Nil
VAT (Apr, Oct) Accrued
†
daily and charged
Deducted † Charges: Charges based on total assets held by client, first £99,999 charged at 0.35%, next £150K - 0.30%, next £750K - 0.27%, over £1m - 0.22%. monthly account
from with cash
Varies fund
ITs Nil Nil † Nil Nil
† Minimum monthly investment: No regular investment in Managed Wealth fund. Max number of funds: No maximum provided minimum investment made into each fund. Dividen The SIT ISA (I)
No £500
† Annual charge: Capped at £30 + VAT Scottish Widows ISA (O) No £1K
£500 £50 Nil 0.6% Twice yearly
† £100 £50 † Nil
0.85% - 1.5%
Income Nil
Varies 0% - with 0.25% fund
£100 £30 Nil 1.5% Yearly Deducted N/A from
bonus rates
Income N/A Income Nil Varies Nil N/A N/A N/A N/A Nil Nil N/A Nil Nil N/A N/A N/A Nil Nil † Nil Nil None
Factored Nil into share price
Income Nil
N/A N/A N/A
Nil Nil Nil
Nil Nil Nil
102
March 2015
COMPANY
Name of NISA
Mortgage repayment Minimum lump sum
Min add’l lump sum Minimum monthly Initial charge Annual charge
How annual charge levied
Method of deduction
Add’l annual charge Dealing charge - ITs
Early encashment charge
Early withd charge
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