Stocks & Shares NISAs
Aberdeen Asset Managers
0500 000 040 Aberdeen FML
0845 300 2890
Aberdeen FML 0845 300 2890
AJ Bell Investcentre 0845 839 9060
Alliance Trust Savings 01382 573737
Aberdeen Investment
No Trust NISA (I)
(£250 per
£1K trust) Aberdeen OEIC NISA (O) No £500
£250 £100 Nil £24
+ VAT with fund
Varies
Varies Nil
£100 £50 Nil † 0.5% - Monthly Varies Nil 1.75%
with fund
Multi-Manager NISA (U)
No £1K £100 £100 Nil 1.5% Daily
£500 No min
Varies Varies with with fund
AJ Bell Investcentre NISA No £500 (U/O/I/CB/S/G)
(I/O/S/G/CB/U) † Dealing charges: Online deals £12.50, postal and real time telephone deals £40. Discounted trading may be available as part of our Loyalty Discount. This is dependent on how available, alternative pricing option via trading platform, of flat fee annual administration charge for limited number of trades
ISA
Allianz Global Investors Allianz OEIC ISA (O) 0800 848494
www.allianzglobalinvestors
.co.uk
Artemis Fund Managers Artemis NISA (U) 0800 092 2051
0800 051 2003
www.avivainvestors.co.uk
Aviva Platform 0845 075 6655
AXA Investment Managers
0845 777 5511
0845 777 5511 AXA Framlington
Baillie Gifford Savings Managers
0800 917 4752
www.bankofscotland.com/ sharedealing
0845 606 1188 0800 445522 Managers
BlackRock Investment Managers
www.Blackrock.co.uk BlackRock Investment
www.Blackrock.co.uk BlackRock Investment
0800 445522 Managers
www.Blackrock.co.uk BNY Mellon Investment
0800 445522
Management EMEA Limited 0500 660000
www.bnymellonim.co.uk
Capita Asset Services 0845 922 0044
www.capitaassetservices.com (U/O)
with fund
www.bailliegifford.com Bank of Scotland
NISA Portfolio Managers UK Ltd NISA (O) N/A £1K No
Managers UK Ltd NISA (U) Baillie Gifford
AXA Investment Investment Trust ISA (I) (U/O/I/CB/S/G) No No £1K £1K £2K
† Annual charge: Option to pay by direct debit. Stocks & Shares ISA
No £100
BlackRock Funds ISA No £500 (U)
BlackRock Investment Trusts ISA (I)
BlackRock Collective Investment Funds ISA (U) NISA (O) No £500 No £500 No Investment ISA (O/U) £1K
www.artemisonline.co.uk Special offer - Initial charge currently waived. Aviva Investors
No £500 No £500
£500 £200 Nil 0.5% - Daily 0.88%
£500 £50 5% - 1% - Daily 5.25% 1.5%
£250 £50 †
0.75% - 1.6%
Daily Varies N/A
Income/ N/A Capital
Varies †
Nil N/A N/A N/A N/A N/A Nil N/A N/A Nil
† Initial charge: Full discount is being applied on the initial charge on all available funds. Method of deduction: All are taken from income except UK Equity Income, Asia Pacific Pro distributed: Higher Income Plus, Managed High Income, Monthly Income Plus and Multi Strategy Target Income distributed monthly, Active Protector distributed annually, Corpora
£1K £50 Nil 0.25% 0.25% †
5.25% 1.5% daily, with paid
monthly £100 £50
£250 £100 Nil £32.50 Half + VAT †
† Additional annual charge: Admin fee 0.05% per month, min £2.16 pm (£25.92 pa) + VAT, max £8.33 pm (£99.96 pa) + VAT. 3.25% - 1% - Monthly
fund fund by fund by £100 £50 £100 5% 1.75% £50 Nil £100 £50
0.5% +Half VAT
yearly
5% 0.45% - Daily 1.5%
Yes £1K Income Varies
£100 £50 4% - 0.75% - Accrued Varies Nil - £500
fund
5.25% - 1% - Accrued Varies Nil fund
5.5% 1.75% daily, paid with monthly
yearly Capital & Direct debit
£1 £20 Varies Varies Varies by
External Income/ Nil †
Income/ N/A Capital
N/A Nil Nil Nil
From Nil £11.95 online
N/A Nil
0.5% 0.75% Nil s/d
Income N/A
transaction N/A
capped at £15 per
Nil Nil on any £22
w/d A Nil
Nil Nil Nil † N/A N/A Nil N/A
† Method of Deduction: All Platform Portfolios have a cash account where charges are deducted from. Dealing Charge/Share Exchange Facility Terms: Equities - Stockbroking cha AXA Investment
Nil £50 Nil †† † £50 £50 Nil Nil N/A N/A
fund Nil
Nil
Nil Nil
£15 + £15 + VAT
VAT Nil
† Initial charge: Aberdeen Emerging Markets Fund Class A and Class I shares have an initial charge of 2% which is not available for discounting or commission. Aberdeen
N/A † † Nil N/A N/A Nil
Nil
N/A N £
† Annual custody charge, up to £1m - 0.20% pa, £1m - £1.5m - 0.15% pa, £1.5m - £2m - 0.10% pa, over £2m - 0.05% pa, taken quarterly from cash account. Dealing/switching: Alliance Trust Savings No
Nil
£250 £50 Varies Varies Monthly Income/ N/A with with fund fund
Capital †
†
with fund
with fund
with with fund fund
Varies Nil with fund
N/A
Nil
Nil
† Method of deduction: Global Strategic Bond. Newton: Asian Inc, Balanced, Corp Bond, Equity & Bond, Global Dynamic Bond, Global High Yield Bond, Global Higher Inc, Higher Capita Financial NISA No Varies Varies Varies Varies Varies
N/A † How annual charge levied: Accrued daily, debited monthly in arrears.
= Investment Life & Pensions Award Winner - See page 5 for details. † = Note. U = unit trusts. O = open ended investment companies. FBRC = fund based renewal commission.
rs = regular saving. 96 invest = reinvestment. Mgt = management. comm = commission. s/d = stamp duty. I = investment trusts. CB = corporate bond. S = N/A N/A
March 2015
COMPANY
Name of NISA
Mortgage repayment Minimum lump sum
Min add’l lump sum Minimum monthly Initial charge Annual charge
How annual charge levied
Method of deduction
Add’l annual charge Dealing charge - ITs
Early encashment charge
Early withd charg
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