COMPANY
Term Assurance - Non-smoker with CI Cover LEVEL SINGLE LIFE - age next birthday
Min
25 YEAR TERM Average
Lowest Rates Highest Rates
AA Ins’nce Services g £ 5.00 AA Ins’nce Services r £ 5.00 AEGON g AEGON r Aviva g m Aviva r m
Beagle Street g Bright Grey g Bright Grey r Forester Life r
Premium 20 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs
Non-smoker monthly premiums. Sum assured £100,000 £16.37 £18.53 £24.96 £36.17 £52.37 £78.70 £146.32 £257.23
£9.71 £12.63 £17.24 £25.14 £38.93 £61.65 £115.28 £205.70 £20.10 £22.85 £30.98 £46.52 £70.27 £88.85 £191.96 £356.44
£ 5.00 £ 5.00 £ 5.00 £ 5.00 No Min £ 10.00 £ 10.00 £ 10.00
Friends Life Ind Prot g £ 8.00 Friends Life Ind Prot r £ 8.00 Legal & General g Legal & General r
£ 6.00 £ 6.00
Legal & General g e £ 6.00 Legal & General r e £ 6.00 LV= g LV= r
£ 5.00 £ 5.00
Sainsbury’s Bank g f £ 5.00 Sainsbury’s Bank r f £ 5.00 Scottish Provident g £ 5.00 Scottish Provident r £ 5.00 Zurich Assurance g £ 5.00
30 YEAR TERM Average
Lowest Rates Highest Rates
AA Ins’nce Services g £ 5.00 AA Ins’nce Services r £ 5.00 AEGON g AEGON r Aviva g m Aviva r m
Beagle Street g Bright Grey g Bright Grey r Forester Life r
£ 5.00 £ 5.00 £ 5.00 £ 5.00 No Min £ 10.00 £ 10.00 £ 10.00
Friends Life Ind Prot g £ 8.00 Friends Life Ind Prot r £ 8.00 Legal & General g Legal & General r
£ 6.00 £ 6.00
Legal & General g e £ 6.00 Legal & General r e £ 6.00 LV= g LV= r
£ 5.00 £ 5.00
Sainsbury’s Bank g f £ 5.00 Sainsbury’s Bank r f £ 5.00 Scottish Provident g £ 5.00 Scottish Provident r £ 5.00 Zurich Assurance g £ 5.00
£18.76 £18.76 £24.68 £35.34 £51.27 £81.77 £17.45 £17.45 £23.89 £34.38 £14.40
£14.05 £17.08 £22.59 £32.19 - - £14.30 £17.30 £23.20 £32.80
£14.70 £17.80 £24.00 £33.90 £49.60 £77.70 £48.00 £75.00
£17.75 £24.13 £34.11 £48.90 £74.53 £154.17 £247.53 £48.01 £69.42 £115.28 £205.70 - -
- -
PREMIUMS DECREASING SINGLE LIFE - age next birthday 20 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs Non-smoker monthly premiums. Sum assured £100,000
£12.74 £13.99 £17.90 £25.03 £35.11 £52.63 £99.34 £188.44 £7.10
£8.99 £11.74 £16.37 £24.36 £38.32 £82.98 £151.39 £15.46 £17.04 £22.72 £31.80 £47.36 £63.52 £116.72 £223.99
£44.24 £74.66 -- £13.49 £11.55
£13.99 £13.99 £17.82 £24.97 £33.19 £53.24 £17.39 £23.93
£13.49 - £14.10 £18.25 £24.74 £34.31 £50.30 £11.03 £12.89 £16.49 £22.89
£9.71 £12.63 £17.24 £25.14 £38.93 £61.65 -- £7.10 £18.75 £22.85 £29.72 £45.50 £70.27 £86.61 £146.72 £241.00 £18.59 £22.65 £29.45 £45.07 £69.60 £85.77 £145.28 £238.62 £15.32 £21.14 £30.98 £46.52 £69.76
-
£17.16 £18.36 £25.14 £35.66 £51.61 £83.74 £16.16 £17.94 £23.98 £34.71 £48.79 £76.01 £20.10 £20.10 £26.44 £37.87 £54.95 £87.61 £18.71 £18.71 £25.60 £36.84
£47.40 £79.99
£19.14 £19.14 £25.18 £36.06 £52.32 £83.44 £17.81 £17.81 £24.38 £35.08
£45.14 £76.18
£16.46 £20.40 £28.07 £40.89 £59.44 £88.85 £15.39 £21.27 £28.49 £41.74 £61.08 £83.98 £18.95 £18.95 £24.93 £35.70 £51.80 £82.61 £17.63 £17.63 £24.14 £34.73 £14.63
£44.69 £75.42 £17.08
£13.96 £16.91 £21.48 £32.04 £14.40 £16.50 £22.70 £32.60
- - - - - - - - - - -
- - - - - - - - - - -
£23.60 £33.15 £52.74 £81.15 £191.96 £356.44 £48.39 £69.92 £124.50 £254.10 £47.60 £75.40
- -
Non-smoker monthly premiums. Sum assured £100,000 £18.29 £20.80 £28.24 £41.46 £58.80 £110.56 £184.33 £313.28
£10.47 £13.84 £19.29 £28.67 £44.16 £87.74 £151.82 £250.62 £22.78 £25.93 £37.81 £54.06 £70.36 £161.84 £271.39 £407.78
£21.26 £21.26 £27.85 £41.47 £58.97 £19.19 £19.19 £26.93 £38.71 £56.92
- -
- -
- -
£16.23 £20.12 £27.77 £39.20 £63.41 £123.21 £189.85 £371.54 £15.35 £18.62 £25.86 £36.47 £52.54 £87.74 £151.82 £255.62 £15.90 £19.60 £26.70 £38.10 £56.70
- - - -
£32.10 £49.67 -- £89.60 £167.46
£12.29 £14.21 £18.04 £23.68 £34.00 £48.20 £87.00 £151.39 £33.20 £50.41
- -
£10.62 £12.37 £15.88 £21.96 £31.86 £48.25 -- £8.99 £11.74 £16.37 £24.36 £38.32 --
£15.46 £17.04 £22.72 £31.80 £47.36 £63.52 £116.72 £192.64 £15.33 £16.90 £22.52 £31.51 £46.91 £62.92 £115.57 £190.74 -
- - - - -
£11.79 £13.70 £17.76 £24.68 £35.30 £54.80 £11.06
- -
£15.00 £15.00 £19.09 £26.76 £35.57 £57.05 £14.46 £14.46 £18.63 £25.65 £34.39 £53.22 £14.28 £14.28 £18.18 £25.48 £33.87 £54.33 £13.77 £13.77 £17.74 £24.42 £32.75 £50.68 £12.96 £16.02 £18.50 £29.27 £41.37 £57.38 £12.28 £14.43 £18.20 £28.16 £40.29 £55.38 £14.14 £14.14 £18.00 £25.23 £33.53 £53.79 £13.63 £13.63 £17.56 £24.18 £11.70 £13.52 £11.61 -
£16.92 £23.19 - - - -
- -
£13.54 £17.74 £24.12 £33.95 £49.64 -- - - - - - - - -
£32.42 £50.17
£13.36 £16.65 £22.71 £32.01 £50.01 -
- - - - - - - -
£34.50 £53.92 £104.18 £223.99 £82.98 £204.39 -
- Non-smoker monthly premiums. Sum assured £100,000
£14.15 £15.90 £20.51 £28.64 £40.45 £75.87 £135.96 £220.75 £7.74
£9.86 £13.04 £18.46 £27.78 £60.82 £118.77 £177.15 £19.09 £22.77 £27.65 £40.73 £46.76 £87.85 £145.86 £266.67
£15.24 £15.24 £20.08 £27.44 £41.21 £14.92
£14.92 £19.53
£12.72 £15.69 £20.59 £28.04 £13.04 £15.40 £19.85 £26.80 £11.86 £14.33 £18.66 £25.98
£27.20 £39.41
- -
- -
- -
£37.60 £74.50 £132.50 £204.50 £37.00 £62.37 £118.77 £177.15 £38.35
- - -
£15.40 £19.00 £25.90 £36.90 £54.70 --- £11.44 £13.81 £17.94 £24.85 £36.70 -- - £10.47 £13.84 £19.29 £28.67 £44.16 --- £7.74 £21.04 £25.93 £37.81 £53.23 £63.14 £98.37 £159.38 £253.13 £20.85 £25.69 £37.46 £52.72 £62.53 £97.41 £157.81 £250.62 £18.18 £25.21 £26.68 £54.06
£9.86 £13.04 £18.46 £27.78 -- - -
£19.70 £20.28 £28.03 £40.28 £60.74 £18.06 £19.67 £25.91 £37.53
- -
£22.78 £22.78 £29.85 £44.45 £63.19 £20.56 £20.56 £28.86 £41.48 £60.99 £21.69 £21.69 £28.42 £42.32 £60.17 £19.58 £19.58 £27.48 £39.50 £58.08 £19.53 £23.84 £33.13 £48.56 £70.36 £17.17 £24.47 £33.56 £48.48 £64.55 £21.47 £21.47 £28.14 £41.90 £59.57 £19.38 £19.38 £27.21 £39.11 £57.50
£14.99 £18.61 £25.06 £36.70
- -
- - - - - - - -
- -
- - - - - - - -
£19.09 £22.77 £27.65 £40.73 £46.76 £87.85 £139.89 £209.65 £18.93 £22.57 £27.40 £40.35 £46.31 £87.00 £138.52 £207.58 -
-
£54.91 --- £12.18 £14.96 - - - - - - - -
£16.61 £19.49 £26.52 £37.56 £58.75 £161.84 £271.39 £407.78 £56.47 £94.76 £175.73 £340.96
£15.30 £18.20 £25.00 £36.20 £55.30 -- -
£12.46 -
- - £26.59 -
£13.55 £15.10 £19.89 £27.68 £40.95 £19.58
£39.56
£16.33 £16.33 £21.52 £29.40 £44.16 £15.99 £15.99 £20.93 £29.16 £42.23 £15.55 £15.55 £20.49 £28.00 £42.05 £15.22 £15.22 £19.93 £27.76 £40.21 £14.21 £17.98 £21.96 £33.72 £46.24 £13.59 £17.54 £22.73 £31.92 £43.03 £15.39 £15.39 £20.29 £27.72 £41.63 £15.07 £15.07 £19.73 £27.48 £39.81
- - - - - - - - - - -
- - - - - - - - - - -
- - - - - - - - - - -
£12.59 £15.22 £19.68 £26.60 £40.57 £82.69 £145.86 £266.67 £14.99 -
- - - -
£19.26 £25.50 £37.79 £60.82 £140.21 £258.95 -
-
Lowest 5 premiums are shown in bold type. SMOKER/NON-SMOKER - a non-smoker is generally defined as someone who has not smoked cigarettes in the last 12 months. Cigar and pipe smokers are sometimes classed as non-smokers. This may vary between companies. ( ) = Sum assured when minimum premium applied. e = Rates available directly from L&G or via an IFA if applied for electronically. f =Online rates. g= Rates are guaranteed. m= Aviva also offers life insurance with a simplified underwriting process and is available with no options. r = Rates are reviewable.
38 March 2015
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