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currents ■ Bill Payment Options


Is Prepaid Billing Right For You?


Find out how it works and discover the advantages. T


raditionally, people receive a utility bill at the end of the month for the electricity they’ve used in the past 30 days. Prepaid billing works the opposite way—by allowing you to choose how much and how often you want to pay before you use the electricity. Think of it the same way as putting gas in your car: You pay for it before you use it. You can purchase small amounts every few days or “fill up” the tank and not worry about it for several weeks. When your supply is low, you simply purchase more.


Choctaw Electric members on prepaid billing are not required to pay a deposit. There are no late fees or collection charges because you will be “paying as you go.”


Furthermore, members who choose prepaid billing gain a better understanding of how much electricity their home is consuming, and how much money is remaining in their account. Members become more aware of their actual usage, which contributes to better energy use habits. Below are a few questions and answers to help you understand how it works.


What is prepaid billing?


With prepaid billing, you choose when and how you pay for electricity. Purchasing electricity before you use it allows you to manage your budget by pay what you can afford at the time. Instead of a monthly billing statement, your usage and balance are calculated daily.


How does prepaid billing work?


When you sign up for prepaid billing, you purchase electricity before you use it. Payments are made at your convenience, either online, over the phone, or in person at any CEC office. When your account


runs low, you will receive an alert by phone and/or email that lets you know it’s time to recharge your account.


How much will it cost to set up a prepaid billing account?


You will need a $50 credit balance on your account to get started, plus a $10 initiation fee. NOTE: Existing accounts must also pay $50 toward the current usage and/or any past due balance on the account as of the prepaid start date.


How can I check my balance?


To see your daily balance, go to the co-op's home page at www.choctawelectric. coop and click on "Account List/Pay Bill," and then “Prepaid Acct Info.”


How much money should I keep in my prepaid account?


It’s up to you! Buy energy to last for a few days or several months.


How do I make payments?


Make payment at any CEC office, 8 am to 5 pm, Monday through Friday, excluding holidays. Pay online 24 hours a day at www. choctawelectric.coop, or pay by telephone 24 hours a day using a debit or credit card at 580-326-6486 or 800-780-6486.


What if my account runs low?


Prepay is a self-managed program. You will receive a low-balance notice by email and/or telephone based on the number of days of usage you have remaining. This gives you time to purchase power before the meter actually stops. To start it up again, all you have to do is make a payment.


For more details on prepaid billing, please give us a call at 800-780-6486.


There’s more than one way to pay your electric bill


Choctaw Electric Cooperative (CEC) provides several convenient bill payment options and payment plans. For more details on any of our payment options, please contact your CEC billing representative at 800-780-6486, or visit www.choctawelectric.coop.


Pay online at www.choctawelectric.coop. Using our secure payment site you can also view your account history, check your account balance, energy usage and more.


Budget Billing. With this option your energy usage is averaged over 12 months, helping you avoid seasonal high bills .


Automatic Payment Plan. Monthly bill payments are automatically withdrawn from your checking, savings, or credit card account.


Prepaid Billing. This plan lets you pay ahead for your electricity. Requires an energy purchase of $50 to begin. No late penalties or disconnect/reconnect fees.


After Hours Payments. Choctaw Electric offers a drive through window and/or payment drop box at CEC office locations in Hugo, Idabel and Antlers.


Authorized Payment Locations. Pay your bill at any of the following locations Monday through Friday during regular office hours.


• • • • • • • • • • • • • • • • •


First Bank & Trust, Idabel


McCurtain Co. National Bank, Idabel Choctaw Electric Cooperative, Idabel Idabel National Bank, Idabel First Bank, Antlers


Ameri State Bank, Antlers


Choctaw Electric Cooperative, Antlers First National Bank, Broken Bow First Bank and Trust, Broken Bow McCurtain Co. National Bank, Broken Bow Shamrock Bank, Clayton


Choctaw Electric Cooperative, Hugo First Bank, Hugo


First Bank and Trust, Hochatown First State Bank, Valliant


McCurtain Co. National Bank, Valliant First Bank and Trust, Wright City


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