INSURANCE
Re-patriation comes under shipowner’s liability. Previdente reminds us that crew insurance, P&I Clubs and Individual Plans all cover re-patriation. That’s something Previdente thinks crew should be aware of
Generally speaking crew members are covered by the yacht owner, and because they are fit and young, the insurance is not a priority. So when a crew member slides on the deck and injures himself he is covered by the traditional crew insurance. But if he falls accidentally on top of a young stew, and then they accidentally fall in love and have a baby.... what happens? At WYCC, they’ll get maternity cover too.
Re-patriation comes under shipowner’s liability. Previdente reminds us that crew insurance, P&I Clubs and Individual Plans all cover re-patriation. That’s something Previdente thinks crew should be aware of.
When asked his views on the crew insurance market and whether Nautilus or management companies should be more involved,
Previdente replied: “We’ve been urging management companies to supply crew insurance benefits for several years. Not just so as to be compliant with the MLC, but it’s also a viable retention tool and very important for the well-being of the crew member.”
For existing crew he recommends they check to see if the cover is comprehensive and if they can keep or extend the coverage between two jobs. For green crew: “As they are healthy and mainly hired as a temporary crew, they should subscribe to an individual standard plan (with benefits in case of major events such as hospitalisation).”
Finally he adds, “Your insurance advisor can assist you whatever your situation (yacht’s flag, main location, nationality, local law, charter/private yacht,…)” So make sure you ask...
SAIL INTO THE SUNSET...
As the world turns its back (in disgust) on 2020, superyacht clients can at least look forward to a refined, more robust and dependable insurance offer, led by the players that know their stuff after the shakedown at Lloyd’s has sifted the strong from the weak and we can all sail into a more refined, robust and healthy 2021.
HIGH RISK EXPEDITION AREAS • Benin • Eritrea, but only South of 15° N • Gulf of Guinea, waters as defined below • Libya • Nigeria • Somalia • Togo
JWLA-025 21ST SEPTEMBER 2020
JWC Hull War, Piracy, Terrorism and Related Perils Listed Areas
• Africa / Indian Ocean / Arabian Sea / Gulf of Aden / Gulf of Oman / Southern Red Sea
Waters as defined • Asia • Pakistan • Middle East • Iran • Iraq, including all Iraqi offshore oil terminals • Israel • Lebanon • Oman
• Persian or Arabian Gulf and adjacent waters including the Gulf of Oman west of Longitude 58°E Saudi Arabia
• Saudi Arabia (Red Sea coast) excluding transits • Syria • United Arab Emirates • Yemen • South America
• Venezuela, including all offshore installations in the Venezuelan EEZ
JWLA-025 21ST SEPTEMBER 2020
Named Countries shall include their coastal waters up to 12 nautical miles offshore, unless specifically varied above.
Named Ports shall include all facilities within areas controlled by the relevant port authority (or as may be more precisely defined by Insurers) including offshore terminals/facilities, and all waters within 12 nautical miles of such but not exceeding 12 nautical miles offshore unless stated.
Gulf of Guinea The waters enclosed by the following boundaries:
a) On the west, from the coast of Togo 6° 06′ 45′′ N, 1°12′E, south to
b) High seas point 0° 40′ S, 3° 00′ E
c) And then east to Cape Lopez Peninsula, Gabon 0°40′S, 8° 42′E.
Indian Ocean / Arabian Sea / Gulf of Aden / Gulf of Oman / Southern Red Sea
The waters enclosed by the following boundaries:
a) On the north-west, by the Red Sea, south of Latitude 15° N
b) on the west of the Gulf of Oman by Longitude 58° E c) on the east, Longitude 65° E
d) and on the south, Latitude 12° S excepting coastal waters of adjoining territories up to 12 nautical miles offshore unless otherwise provided.
ONBOARD | WINTER 2021 | 77
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