THE MANAGED
PORTFOLIO APPROACH TO INVESTING by Antony Keen
Partner, PM+M Financial Planning
According to research conducted by the Investment Association, the UK is known as a global hub for portfolio management expertise, with the total UK managed assets in investment funds reaching £3.7 trillion in 2020.
At PM+M, we are witnessing an increasing number of clients opt for this type of investing – recognising the numerous benefits of a managed portfolio approach.
In an everchanging and volatile world, a key feature of the approach is active daily management of the portfolio by an experienced and dedicated team, who can easily adjust asset allocation and fund selections both proactively and reactively as necessary, keeping in mind market conditions, portfolio integrity and risk profile. For this reason, a managed portfolio can provide a sound solution to those looking for a low maintenance method of investing which also provides peace of mind and targeted growth rates.
A ‘multi asset’ approach is adopted, comprising a blend of both passive and active funds. This helps to optimise performance whilst controlling management costs, therefore ensuring low charges for the investor.
Having created our own Managed Portfolio Service, we find it important to regularly review funds and rebalance them to maximise potential returns with a level of risk that is tailored to suit each client. Each plan aligns with the personal goals of the client and focuses on finding most tax-efficient ways of structuring their investments.
As always, the first step is to contact a professional who can help you understand whether a managed portfolio is right for you, plus deliver great results (recent research from Royal London suggests that an ongoing relationship with a financial adviser can deliver on average 50 per cent more in pension savings).
INVESTMENT
STRATEGIES EXPLAINED by George Critchley
True Bearing Chartered Financial Planners
At True Bearing Chartered Financial Planners, we have numerous investment strategies at our fingertips. These strategies have passed the tests of time.
Being independent also helps, as we have the whole investment universe to go at.
So what sort of strategies may work for you? These are just a few:
Growth focussed
If you have longer-term objectives, then a growth focussed strategy could provide you with greater returns over a longer period.
Income focussed
This type of strategy is centred on building an investment portfolio specifically structured to generate regular income.
Inflation plus
This strategy is all about ensuring that inflation doesn’t erode your hard-earned wealth.
Low cost Using very low-cost, passive
investments with a focus on minimising fees.
Impact and ESG
Doing good in the world, avoiding harm, and making healthy gains. A strategy for the ethically conscious, green investor.
Out of the thousands of fund managers available to UK investors, we delve, study, research, test, question and question again. All on our investors’ behalf.
As Independent Financial Planners, we have access to a wider range of products than restricted advisers. We then build long standing relationships with sector investment leaders.
Whether it’s your pension planning, life planning, post-retirement planning, build up assets planning, retire early planning, travel around the world planning, avoid paying undue tax planning, or estate planning, you might think of us. Several thousand people in the North West area already have.
• Financial advice for your businesses • Pensions and Retirement Planning • Investments • Protection
• Care Fees Planning • Mortgages • Estate Planning • Equity Release
If you are looking for tailored fi nancial advice, True Bearing are the perfect partner for your journey. Contact us to discuss your situation further.
01257 260011
www.truebearing.co.uk
@TrueBearingIFA
enquiries@truebearing.co.uk
TRUE BEARING
CHARTERED FINANCIAL PLANNERS T e Right Direction for Financial Advice
True Bearing Chartered Financial Planners is a trading name of True Bearing Ltd. True Bearing Ltd is an Independent Financial Advisory Firm, which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate Tax Advice.
helping your money achieve more
Business and personal protection Investments
Lifetime cashflow planning Tax and estate planning
Get in touch today: 01254 679131
financialplanning@pmm.co.uk www.pmm.co.uk
PM&M Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority
Court of Protection advisory Pensions
Award winning North West Independent Financial Planners, helping you achieve your fi nancial goals.
LANCASHIREBUSINESSVIEW.CO.UK TrueBearing-90mmx130mm-Ad-Feb22-010322.indd 1 01/03/2022 12:02
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WEALTH MANAGEMENT
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