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KEEPING YOU IN TOUCH - YOUR FREE MONTHLY NEWSPAPER DELIVERED DOOR-TO-DOOR FOR 30 YEARS


Estate Planning www.estateplanning.coop.co.uk


Richard Johnson Safeguarding Assets


01900 85269 07745 225 491


Richard.Johnson1@coop.co.uk DRAWBACKS OF NO PLANNING


Intestacy is when someone dies without a valid Will in place. I have seen too often how this can cause ill feeling between family members and pile anguish on top of what will always be a stressful family situation.


Family members can often be left distraught, having found themselves powerless to deal with a loved one’s affairs as a result of intestacy. This is all because their loved one didn’t get around to making the necessary arrangements before they passed away.


As an absolute minimum, having a Will means you have people legally appointed to sort everything out after you die. It also means that your Estate (everything you own) will go to the people that you would like it to go to.


However, there is significantly more that you can do to reduce the difficulties and expense that your family is likely to face at such a distressing time. If you are married or partnered you can safeguard property and investment assets to guarantee they reach your intended beneficiaries and most people would prefer not to leave their funeral bill as a ‘Parthian shot’ to their children. Such matters can be quite simply and effectively taken care of by a fully guaranteed funeral plan.


I aim to ensure that things move forward without difficulty and with minimum stress. Estate Planning enables you to utilise the legal system to your advantage, be pro-active and put in place means to protect your property and savings from being swallowed up in ways you would rather they were not.


We all want the very best for those we leave behind when we depart this life, and none of us know when this might be. You don’t need to own a property or have large savings to do some planning.


By getting plans in place early, you can create clarity for your loved ones and empower them to deal with your affairs after you die. This will ease a great deal of stress and be greatly appreciated by your loved ones when the times comes.


Richard Johnson 01900 85269 or 07745 225 491


Richard Johnson


Estate Planning Practitioner Free Venue Hire


IIn the centre of Keswiicckk n the cen K


Private Bar | Up to 100 people Great variety of food


Packages from £13.50 per person


Parties | Christenings | Funeral Teas |Weddings Conferences and more!


017687 72071 or sales.skiddawhotel@lakedistricthotels.net The Greta Suite at the Skiddaw Hotel


Contact Maria INFO@THECOCKERMOUTHPOST.CO.UK


1.00pm 12 noon 11.30am 10.30am 9.30am


8.00pm 7.00pm 6.00pm 5.00pm


Essential Level 3


Intermediate Level 4


Level 2 Mat TIMETABLE


Courses starting Monday 8th January 2018 MONDAY


TUESDAY WEDNESDAY THURSDAY Mat


Level 2


Essential Level 3


Beginner Level 1


Baby Yoga


Essential Level 3


Level 2 Mat


Intermediate Level 4


Back Care Level 2


Beginner Level 1


Essential Level 3


Intermediate Level 4


Level 2 Mat Level 2 Mat


Back Care Level 2


Intermediate Level 4


Intermediate Level 4


Beginner Level 1


Essential Level 3


GUIDE TO COURSES AND LEVELS


Beginner (level 1) Suitable for people who have never practised Pilates before. You will learn the basic principles of abdominal hollowing, scapula and pelvic placement, neutral spine alignment and lateral breathing.


New courses start every half term. Once you have completed the beginners course you will be guided to the most appropriate level for you.


Mat Pilates/Back Care (level 2) Suitable for people who have completed the beginner course. Adaptations can be made to accommodate some joint and medical conditions at this level.


Essential (level 3) Aimed at developing balance, strength, mobility and flexibility in standing as well as on the mat.


Intermediate (level 4) Suitable for individuals who are ready for a challenge. You will learn more demanding and complex sequences of exercises, which will test co-ordination, flexibility, strength and stability.


It is advised that you can perform the Full Roll Up and hold a full plank position with correct technique and alignment before enrolling on an Intermediate course. Post Natal Pilates Bring baby along while you work to regain Pelvic Floor and Core strength.


Ballet Barre Pilates A fun, focused standing class at the Barre that incorporates both Ballet and Pilates principles to strengthen your legs and arms. Working at the Barre will make you sweat to help burn fat while toning up.


Ante Natal Pilates An exercise class that is suitable throughout pregnancy. Maintain strength and control to prepare for labour and birth.


Baby Yoga Bond with your baby while you both stretch and move through Yoga postures to strengthen, tone and relax after childbirth. Suitable for babies from 8 weeks to 8 months.


CONTACT THE STUDIO FOR MORE INFORMATION OR TO BOOK A COURSE 01900 825139 • cockermouthpilates@gmail.com


21 DECEMBER 2017 ISSUE 421 PAGE 16


Intermediate Level 4


Essential Level 3


Beginner Level 1


Ballet Barre Pilates


Post Natal Pilates


Ante Natal Pilates


Ballet Barre Pilates


Starts 4.45pm Level 2 Mat


Beginner Level 1


Essential Level 3


Intermediate Level 4


Level 2


FRIDAY Mat


Back Care Level 2


Essential Level 3


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