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Specialist lending for businesses in Devon


Businesses in Devon could be missing out on opportunities due to a lack of finance or delays in funding, warns specialist lender Together. Together’s regional development director for Devon and the South West,


Paul Chadney, said: “There is a general lack of awareness amongst SMEs regarding the funding options available, other than the mainstream banks, which can often mean missed opportunities for businesses. “At Together, we have greater flexibility than mainstream lenders and are


able to act fast. This can often allow businesses to move quickly on a purchase or investment, and ensure they don’t miss out because of tight deadlines.” With more flexibility to consider cases on their individual merits,


alternative finance providers, like Together, have experienced increased demand in recent times, helping small businesses that may not fit within the more rigid criteria set out by mainstream lenders, to access the funding they need. For businesses looking to grow, specialist finance is able to deliver the


essential funds needed - whether it’s for short-term cash flow or a major investment. Paul, who has over 25 years of banking experience, added: “I work with


clients across Devon and the South West, bringing Together’s common sense approach to the region and giving the professional sector the opportunity to enhance their offering and to receive reciprocal business. “We have a broad network of professional introducers including


accountants, solicitors, banks and financial advisors, who will refer clients to us knowing that they can be assured of excellent service and a speedy decision.


“We consider a range of circumstances


and cover all property types, across England, Wales and Scotland, considering various income streams including self- employed, limited companies, LLPs and partnerships. “2016 has been a very positive year for


the alternative finance sector and indicates that whilst the landscape of the finance market may have changed dramatically, there are many options available for both businesses and individuals to find the finance that’s right for them – it’s just about knowing where to look. “Our recent figures are testament to


our success - we increased lending by nearly 40% in the 12 months to 30 June 2016, reaching over £1 billion, and have a loan book in excess of £1.8 billion.” Together is a specialist lender with over


forty years’ experience in the financial services industry. It offers a wide range of finance including short-term finance, auction finance, buy-to-let, residential and commercial mortgages and secured loans.


Visit www.togethermoney.com/southwest for more information, call Paul on 0117 407 0179 or email paul.chadney@togethermoney.com


March/April 2017 Chamber Profile 13


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