Biscuits • Hot Dogs • Fountain Sodas • Beer • Wine Financial Focus Don’t be tricked by scary investments If you have young children, or even


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if you just have some in your neighbor- hood, you know they will soon acquire large amounts of free candy, obtained by impersonating witches, vampires and other scary creatures. As an adult, of course, you’re unlikely to encounter too many monsters after Halloween ends. Yet as you go through life, you will find


Re-Elect Van Duncan Sheriff of Buncombe County


Making Progress for You...


First Term Reveals Much Progress Van Duncan was elected Sheriff almost four years ago and committed to make positive changes for the citizens of Buncombe County. T ese commitments included: • Reducing response times to emergency calls Patrol reorganization focused on lowering emergency response times and putting more offi cers on the road during high volume call times. We were able to lower average emergency response times from just under 12 minutes to 9 1/2 minutes. • Establish a strategy to combat the drug problem facing our community We have developed successful partnerships with other law enforcement agencies to include the Buncombe County Anti-crime Task Force, Highway Drug Interdiction Team, and WNC Gang Task Force. Our Highway Interdiction Team has seized $7.2 million in narcotics and money since inception. We have a strong partnership with Buncombe County Schools focusing on our youth. • Develop a summer program for “at-risk” youth T e “On-Track” program is in its fourth year and has been a great success. T rough community partnerships the program is off ered twice each summer under the direction of the School Resource Offi cers. • Improve Effi ciency Criminal Investigations was reorganized to include fi eld investigators/B&E team. We implemented much more investigative training for our detectives and established a major case squad for dealing with violent criminal off enses. Our clearance rate of cases over the past 3 1/2 years has improved 18% in 2006 to 48% in 2009. • Control Spending We implemented signifi cant changes at our Detention Center. It had been estimated that we would already be into Phase 3 of building an additional jail if numbers continued to rise; but through population


Visit: www.vanduncan.com for events and contact information.


VOTE! Paid for by Duncan for Sheriff 28 THE TRIBUNE/LEADER - October 28 - November 3, 2010 www.weavervilletribune.com


some things that are truly alarming — such as scary investment moves. Here are a few of these frightful ac-


tions: • Investing too conservatively —


You could try to avoid investment risk by putting all your money into very conservative investments. However, as you’re probably aware, those invest- ments typically pay very little in the way of interest, so your money could actu- ally lose purchasing power, even with a mild rate of inflation. • Investing too aggressively — Just


as investing too conservatively can be counterproductive, so can investing too aggressively. Obviously, you would like your money to grow, but the invest- ments with the highest growth poten- tial are usually also those that carry the greatest risk to your principal. • Putting too much money in too few


investments — If you put too many of your investment dollars into just one or two types of assets, and a downturn hits those assets, your portfolio will prob- ably take a big hit. • Waiting too long to invest — As an


investor, your biggest asset may be time. Te more years in which you have to in- vest, the greater the likelihood that you


can make progress toward your impor- tant financial goals. To make sure you don’t fall victim to


these scary investment moves, you need only follow a few simple principles. First, take the long view — you will see ups and downs in the short term, but historically the market has performed well over the long term. (Keep in mind, though, that past performance is not guarantee of what will happen in the future.) Second, diversify your holdings among a variety of investments. Diver- sification, by itself, cannot guarantee a profit or protect against loss, but it can help reduce the effects of volatility. Try to build a diversified portfolio based on your risk tolerance, time horizon and long-term goals. And finally, consider boosting your 401(k) contributions whenever your salary increases and fully funding your IRA each year. Halloween comes but once a year,


but scary investment moves can haunt you for a lifetime — so take the right steps to help avoid them.


Tis article was written by Edward


Jones for use by Bill Boughton, Weav- erville’s local Edward Jones financial advisor.


Personal data: Age 46


Married to Shana Randall Duncan; three children: Heath Gillespie,


Colton Duncan, and Austin Duncan Education/Experience:


B.S. Criminal Justice, WCU, 1986;


Administrative Offi cers Management Program, NCSU, 1993; 23 years law enforcement experience including 2½ years instructing at NCJA, Management & Supervision.


management, we have kept that number on a decline. Our Detention Center was the fi rst in the nation to be designated as a Secure Communities facility that did not already have a 287(g) agreement. Because of Secure Communities, everyone who is arrested and printed in our facility receives an immigration check by Immigration Customs & Enforcement.


Because of the hard work of Sheriff ’s Offi ce personnel and many of the reasons stated above, we have seen a decline in the Buncombe County crime rate for the past 2 years. In 2008 we saw a 3% decrease and in 2009 we saw an 11% decrease.


Early voting starts: T ursday, October 14, 2010 Election day: November 2, 2010


You’re Not Just Another Account Number.


And We’re Not Just Another Investment Firm.


We’ve always believed our personalized approach made sense for our clients – and they agreed. Edward Jones ranked “Highest in Investor Satisfaction with Full Service Brokerage Firms, Two Years in a Row,” according to the J.D. Power and Associates 2009 and 2010 U.S. Full Service Investor Satisfaction StudiesSM


.


But investing is about more than numbers and rankings – it’s about you.


Edward Jones received the highest numerical score among full service brokerage firms in the proprietary J.D. Power and Associates 2009–2010 Full Service Investor Satisfaction StudiesSM


. 2010 study based on


responses from 4,460 investors measuring 12 investment firms and measures opinions of investors who used full-service investment institutions. Proprietary study results are based on experiences and perceptions of consumers surveyed in May 2010. Your experiences may vary. Visit jdpower.com.


To learn how we can help make sense of investing for you, contact your local Edward Jones financial advisor today.


Bill Boughton, AAMS® Financial Advisor


.


61 Weaver Boulevard Weaverville, NC 28787 828-645-0341


www.edwardjones.com Member SIPC


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