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Te Landings is a community designed for making friends and having fun.


Finally, keep in mind you will be


retired for decades — maybe even longer than you worked. That’s a long time to go without a paycheck and live off your past livelihood.


COME SEE FOR YOURSELF.


Book your Discovery Visit and tour for 2 or 3 days by calling (800) 841-7011 or visiting our website at www.TeLandings.com


TWO AREA BASES: Fort Stewart • Hunter Army Airfield


WELCOME CENTER & REAL ESTATE OFFICE One Landings Way N, Savannah, GA 31411 800-841-7011 • www.TheLandings.com Info@TheLandings.com


Live thrifty. A critical plan- ning factor boils down to mini- mizing liabilities and maximizing assets. Plan and


work to maintain a small fi nancial footprint — the amount you owe to others. This is especially true in re- tirement. The smaller your footprint, the less income you require — or the further your income goes and the larger you live. Minniefi eld controlled her ex- penses and paid off her debts be- cause “a primary goal of mine was to live off one paycheck by planning for that amount in the future.” A debt-free game plan focuses


your spending habits on the items you need plus allows you to use your income for better purposes, like as- sets. You don’t have to micromanage to pennies; just know where your money comes from, where it goes, and how much. Then, fi nd ways to reduce the outfl ow. Keep in mind, not all debt is bad.


Using debt and paying interest for depreciating materialism isn’t a good use of debt, but using it wisely to help you build income-generating as- sets for your future is good.


Have a dis- ciplined investment plan. Wealth is not what you earn; it’s what you


64 MILITARY OFFICER MARCH 2014


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