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YOUR BEST CHOICE IN ACTIVE LIVING!


Anita Minniefi eld, who retired at age 48 as a colonel after serving 26 years in the Army, chose not to enter the second-career market. She consulted a fi nancial planner to help with her education and provide dis- cipline in her plan. “My knowledge, with the help of an advisor, kept my debts low and my investments on the right track,” Minniefi eld says.


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CHOICES IN ACTIVE LIFESTYLES WELLNESS AND ACTIVE LIVING WE HONOR YOUR SERVICE Westminster Communities of Florida offers the best


of Florida’s active lifestyle. Live on the waterfront, nestled in rolling hills or in the heart of downtown. We offer


choices in lifestyles, paired with an emphasis on wellness and active living. For many of our residents, the only question le was: Why did we wait so long?


To make your best choice today, call us at (800) 948-1881 or find us online at WestminsterRetirement.com.


Bradenton + Jacksonville + Orlando St. Petersburg + Tallahassee + Winter Park


Westminster Communities of Florida


Honoring your service to our country


We offer distinguished service awards to retired career military and their surviving spouses. (Eligibility requirements apply.)


60 MILITARY OFFICER MARCH 2014 9 STUNNING LOCATIONS


navigate your way to fi nancial freedom include taxes, use of debt, money and investment strategies, economic and market history, strat- egies to generate income, and fi nan- cial industry knowledge. Take classes, steer clear of mar-


keters, and read fi nancial books written by successful people. Re- member, knowledge is power.


Develop your plan. Early retire- ment typically requires a de- sire, a goal, and a plan. As the


saying goes in fi nancial planning, people don’t plan to fail but will if they fail to plan. Adolfo Limarzi retired at age 55 after working 32 years at a pri- vate organization. While working, he used the benefi t statement from his employer to project his retire- ment income amount and plan his expenses accordingly. “As the working years went by, I


realized my projected expenses and benefi ts would allow for an earlier retirement,” says Limarzi. Remember, your current income


level determines your standard of living. When planning for the future, you have to switch mental


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