44 2012 Scorecard (continued) Material Topic Area

Responsible Financing

Credit Risk Goal

100% of general corporate purpose, project and fixed-asset financing transactions are reviewed under TD’s Environmental and Social Credit Risk Process, which includes the Equator Principles.

Investing

Meet our commitments as a signatory to the United Nations Principles for Responsible Investing (UNPRI).

Rating Comments

• Continue into 2013. • Participate in a Technical Working Group of the GHG Protocol and UNEP Finance Initiative to develop greenhouse gas accounting guidance for the financial sector as a supplement to the GHG Protocol Corporate Value Chain (Scope 3) Accounting and Reporting Standard.

• Continue into 2013. Publish white papers on sustainable investment issues.

• Update our Sustainable Investing Policy and Proxy Voting Guidelines.

• Continue to further integrate Environmental, Social and Governance (ESG) analysis across mainstream investment mandates.

Product Options

e-Banking

Encourage customers to switch to paperless statements: Conversion rate targets: Canada 18%; U.S. 34%

Increase the number of online statement accounts (millions): Targets: Canada 1.1; U.S. 17.6

Engaging Stakeholders

Employees

Plant 40,000 trees through the TD Tree Days program.

Expand the program to the U.S. and U.K.

Increase the number of employees using TD green nation, our web-based tool to reduce environmental impacts.

Community Offset 100% of our paper volume by protecting critical forest habitat.

• Achieved an increase in users of 41% in 2012. Continue target into 2013.

• Achieved. We protected critical forest habitat equivalent to 102% of our 2012 paper volume. Continue target into 2013.

14 targets achieved in 2012. 1 goal not met. And 2 goals remain on track for 2015. » »

• Achieved 23% conversion in Canada and 35% in the U.S. • Achieve an additional conversion rate of 30% for Canada customers and 25% for U.S. in 2013.

• Achieved 1.8 million in Canada and 17.9 million in U.S. • Achieve an additional 2.6 million in Canada and 2.2 million in the U.S. in 2013.

• In 2013 we plan to plant 45,000 trees and increase volunteer participation by 10%.

» » 2012 Context »

• Despite concerns over economic hardship and uncertainty, our market research found that consumers continue to identify the environment as a top issue of long-term concern.

• Sustainable cities and the value of urban green space are emerging issues on our radar.

• As the development of Canada’s energy resources continues to be a focus of North American policy debate, TD works to engage stakeholders and assess emerging environmental and social issues that may affect our financing portfolio.

Be an Environmental Leader

TD 2012 Corporate Responsibility Report