Insurance Talk
If you are hit by an uninsured or underinsured driver…
I
In difficult economic times, more and more drivers let their auto insurance policies lapse. Even in good times and low unem- ployment, some people cut corners. And if one of these motorists crashes into you, is your personal auto policy adequate for the challenges you may face?
Jim Rookard, director of insur-
ance services for AAA Colorado states, “Various studies indicate approximately 15 percent of driv- ers in Colorado do not have auto insurance.” Rookard also notes, “The penalties for driving without auto insurance in Colorado are substantial, ranging from a $500 fine and potential license suspen- sion for a first offense, escalating to a minimum of a $1,000 fine and eight month license suspension.” Here are the benefits of coverage
for an accident involving unin- sured or underinsured drivers:
Uninsured motorists’ coverage
This coverage affords the insured, and the occupants of the insured vehicle, benefits for general dam- ages (pain and suffering) and in some cases special damages (med-
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